# Comprehensive Capital Management, Inc.

> Comprehensive Capital Management, Inc. is an SEC-registered investment advisory firm in Totowa, NJ, registered since 2002, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated June 4, 2026.

- CRD: 119890
- Filed as: COMPREHENSIVE CAPITAL MANAGEMENT, INC.
- Also doing business as: AMERIWEALTH MANAGEMENT, HARPER & HODGE, OBERLANDER DORFMAN
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Totowa, NJ
- Filing period: October 2026
- Form ADV filing dated: June 4, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/119890
- AdvisorCensus page: https://advisorcensus.com/firm/comprehensive-capital-management-inc-totowa-nj-119890

## Quick answers

**How is Comprehensive Capital Management, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Comprehensive Capital Management, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Comprehensive Capital Management, Inc. charge?**
Its Form ADV Part 2A brochure dated March 30, 2026 states: Hourly rate: $50 to $800 an hour (Financial Planning fees); Flat fee: $1,000 to $15,000 (Consulting fees). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Comprehensive Capital Management, Inc. located?**
Comprehensive Capital Management, Inc.'s principal office is in Totowa, NJ, according to its Form ADV; the July 2026 filing also lists 3 other offices (Schedule D, Section 1.F).

**Is Comprehensive Capital Management, Inc. registered with the SEC or a state?**
Comprehensive Capital Management, Inc. is an SEC-registered investment advisory firm, registered since 2002. Status as filed: Approved. CRD 119890.

**How much does Comprehensive Capital Management, Inc. manage?**
Comprehensive Capital Management, Inc. reports $77,535,519 in regulatory assets under management in its Form ADV filing dated June 4, 2026 (100% discretionary).

**How have Comprehensive Capital Management, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Comprehensive Capital Management, Inc.: Regulatory assets under management: $63,258,681 in the October 2021 data and $77,535,519 in the October 2026 data, up 23%. Total employees: 12 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Comprehensive Capital Management, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2,334).

**Which custodians does Comprehensive Capital Management, Inc. use?**
Comprehensive Capital Management, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Capital Client Group, Inc., Nationwide Investment Services Corporation and Pershing LLC as custodians holding 10% or more of its separately managed account assets.

**Does Comprehensive Capital Management, Inc. report any disciplinary disclosures?**
Reports 6 disclosure items on Form ADV Item 11: yes answers to 11.C(1) (SEC or CFTC finding of a false statement or omission), 11.C(2) (SEC or CFTC finding of a violation), 11.C(4) (SEC or CFTC order), 11.C(5) (SEC or CFTC civil money penalty or cease-and-desist order), 11.D(2) (another regulator's finding of a violation), and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/119890

**What changed in Comprehensive Capital Management, Inc.'s recent Form ADV filings?**
In the July 2026 filing data: No longer lists an office in Palm Springs, CA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 30, 2026)

- Hourly rate: $50 to $800 an hour (Financial Planning fees)

> Our Financial Planning fees may be calculated and charged on an hourly basis, ranging from $50 to $800 per hour.

- Flat fee: $1,000 to $15,000 (Consulting fees)

> In the alternative, we may charge a fixed fee, which should range between $1,000 and $15,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Capital Client Group, Inc.
- Nationwide Investment Services Corporation
- Pershing LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $77,535,519
- Discretionary: $77,535,519
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 2,334 | $77,535,519 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Market timing services

### Firm details
- Registered since: 2002 (24 years)
- Employees: 11 total, 9 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, FL, HI, IA, IL, IN, KS, MA, MI, NC, NJ, NY, OH, OR, PA, SC, TX, VA
- Disclosures (Item 11): Reports 6 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.C(1): Has the SEC or the CFTC ever found that the firm or an advisory affiliate made a false statement or omission?
- 11.C(2): Has the SEC or the CFTC ever found that the firm or an advisory affiliate was involved in a violation of SEC or CFTC regulations or statutes?
- 11.C(4): Has the SEC or the CFTC ever entered an order against the firm or an advisory affiliate in connection with investment-related activity?
- 11.C(5): Has the SEC or the CFTC ever imposed a civil money penalty on the firm or an advisory affiliate, or ordered the firm or an advisory affiliate to cease and desist from an activity?
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
- 11.D(4): In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/119890

### Other offices (Schedule D, Section 1.F), as of the July 2026 filing
- Beaver, PA
- Lynbrook, NY
- Mars, PA

### Websites listed on Form ADV (Item 1.I)
- [amwlth.com](https://amwlth.com)
- [aurorapw.com](https://aurorapw.com)
- [harperandhodge.com](https://harperandhodge.com)
- [odifinancial.com](https://odifinancial.com)

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $63,258,681 | 12 | June 9, 2021 |
| October 2022 | $64,143,575 | 12 | April 7, 2022 |
| October 2023 | $40,474,820 | 12 | February 23, 2023 |
| October 2024 | $48,291,805 | 11 | March 21, 2024 |
| October 2025 | $71,040,110 | 11 | March 12, 2025 |
| October 2026 | $77,535,519 | 11 | June 4, 2026 |

Regulatory assets under management: $63,258,681 in the October 2021 data and $77,535,519 in the October 2026 data, up 23%.
Total employees: 12 in October 2021 and 11 in October 2026.

## Changes in the filing (last 12 months)

### July 2026
- No longer lists an office in Palm Springs, CA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Comprehensive Capital Management, Inc. (CRD 119890): Form ADV filing data as of October 2026.