{
  "crd_number": 119890,
  "slug": "comprehensive-capital-management-inc-totowa-nj-119890",
  "primary_business_name": "COMPREHENSIVE CAPITAL MANAGEMENT, INC.",
  "legal_name": "COMPREHENSIVE CAPITAL MANAGEMENT, INC.",
  "dbas": [
    "AMERIWEALTH MANAGEMENT",
    "HARPER & HODGE",
    "OBERLANDER DORFMAN"
  ],
  "city": "Totowa",
  "state": "NJ",
  "country": "United States",
  "cbsa_code": "35620",
  "metro": {
    "cbsa_code": "35620",
    "common_name": "New York",
    "msa_name": "New York-Newark-Jersey City, NY-NJ",
    "path": "/advisors/ny/new-york"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2002-04-19",
  "years_registered": 24,
  "period": "2026-10-01",
  "filing_date": "2026-06-04",
  "carried_forward": false,
  "raum_total": 77535519.0,
  "raum_discretionary": 77535519.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "25m_100m",
  "raum_band_label": "$25 million to $100 million",
  "total_employees": 11,
  "advisory_employees": 9,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 77535519.0,
      "count": 2334
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "market_timing",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 6,
  "states_registered": [
    "AZ",
    "CA",
    "FL",
    "HI",
    "IA",
    "IL",
    "IN",
    "KS",
    "MA",
    "MI",
    "NC",
    "NJ",
    "NY",
    "OH",
    "OR",
    "PA",
    "SC",
    "TX",
    "VA"
  ],
  "websites": [
    "https://amwlth.com",
    "https://aurorapw.com",
    "https://harperandhodge.com",
    "https://odifinancial.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/119890",
  "disclosure_items": [
    {
      "item": "11.C(1)",
      "question": "Has the SEC or the CFTC ever found that the firm or an advisory affiliate made a false statement or omission?"
    },
    {
      "item": "11.C(2)",
      "question": "Has the SEC or the CFTC ever found that the firm or an advisory affiliate was involved in a violation of SEC or CFTC regulations or statutes?"
    },
    {
      "item": "11.C(4)",
      "question": "Has the SEC or the CFTC ever entered an order against the firm or an advisory affiliate in connection with investment-related activity?"
    },
    {
      "item": "11.C(5)",
      "question": "Has the SEC or the CFTC ever imposed a civil money penalty on the firm or an advisory affiliate, or ordered the firm or an advisory affiliate to cease and desist from an activity?"
    },
    {
      "item": "11.D(2)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?"
    },
    {
      "item": "11.D(4)",
      "question": "In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?"
    }
  ],
  "city_as_filed": "TOTOWA",
  "url": "https://advisorcensus.com/firm/comprehensive-capital-management-inc-totowa-nj-119890",
  "display_name": "Comprehensive Capital Management, Inc.",
  "summary": "Comprehensive Capital Management, Inc. is an SEC-registered investment advisory firm in Totowa, NJ, registered since 2002, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated June 4, 2026.",
  "citation": "AdvisorCensus. Comprehensive Capital Management, Inc. (CRD 119890): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)",
    "Market timing services"
  ],
  "quick_answers": [
    {
      "q": "How is Comprehensive Capital Management, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Comprehensive Capital Management, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Comprehensive Capital Management, Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated March 30, 2026 states: Hourly rate: $50 to $800 an hour (Financial Planning fees); Flat fee: $1,000 to $15,000 (Consulting fees). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Comprehensive Capital Management, Inc. located?",
      "a": "Comprehensive Capital Management, Inc.'s principal office is in Totowa, NJ, according to its Form ADV; the July 2026 filing also lists 3 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Comprehensive Capital Management, Inc. registered with the SEC or a state?",
      "a": "Comprehensive Capital Management, Inc. is an SEC-registered investment advisory firm, registered since 2002. Status as filed: Approved. CRD 119890."
    },
    {
      "q": "How much does Comprehensive Capital Management, Inc. manage?",
      "a": "Comprehensive Capital Management, Inc. reports $77,535,519 in regulatory assets under management in its Form ADV filing dated June 4, 2026 (100% discretionary)."
    },
    {
      "q": "How have Comprehensive Capital Management, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Comprehensive Capital Management, Inc.: Regulatory assets under management: $63,258,681 in the October 2021 data and $77,535,519 in the October 2026 data, up 23%. Total employees: 12 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Comprehensive Capital Management, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2,334)."
    },
    {
      "q": "Which custodians does Comprehensive Capital Management, Inc. use?",
      "a": "Comprehensive Capital Management, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Capital Client Group, Inc., Nationwide Investment Services Corporation and Pershing LLC as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Comprehensive Capital Management, Inc. report any disciplinary disclosures?",
      "a": "Reports 6 disclosure items on Form ADV Item 11: yes answers to 11.C(1) (SEC or CFTC finding of a false statement or omission), 11.C(2) (SEC or CFTC finding of a violation), 11.C(4) (SEC or CFTC order), 11.C(5) (SEC or CFTC civil money penalty or cease-and-desist order), 11.D(2) (another regulator's finding of a violation), and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/119890"
    },
    {
      "q": "What changed in Comprehensive Capital Management, Inc.'s recent Form ADV filings?",
      "a": "In the July 2026 filing data: No longer lists an office in Palm Springs, CA."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 63258681.0,
      "total_employees": 12,
      "filing_date": "2021-06-09"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 64143575.0,
      "total_employees": 12,
      "filing_date": "2022-04-07"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 40474820.0,
      "total_employees": 12,
      "filing_date": "2023-02-23"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 48291805.0,
      "total_employees": 11,
      "filing_date": "2024-03-21"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 71040110.0,
      "total_employees": 11,
      "filing_date": "2025-03-12"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 77535519.0,
      "total_employees": 11,
      "filing_date": "2026-06-04"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-07-01",
      "period_label": "July 2026",
      "notes": [
        "No longer lists an office in Palm Springs, CA."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 30, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $50 to $800 an hour (Financial Planning fees)",
      "Flat fee: $1,000 to $15,000 (Consulting fees)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $50 to $800 an hour (Financial Planning fees)"
        ],
        "quotes": [
          "Our Financial Planning fees may be calculated and charged on an hourly basis, ranging from $50 to $800 per hour."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $1,000 to $15,000 (Consulting fees)"
        ],
        "quotes": [
          "In the alternative, we may charge a fixed fee, which should range between $1,000 and $15,000."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": null,
          "min": 50.0,
          "max": 800.0,
          "period": "hour",
          "service": "Financial Planning fees"
        },
        {
          "kind": "flat",
          "amount": null,
          "min": 1000.0,
          "max": 15000.0,
          "period": "one_time",
          "service": "Consulting fees"
        }
      ]
    },
    "quotes": [
      "Our Financial Planning fees may be calculated and charged on an hourly basis, ranging from $50 to $800 per hour.",
      "In the alternative, we may charge a fixed fee, which should range between $1,000 and $15,000."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Capital Client Group, Inc.",
      "name_as_filed": "CAPITAL CLIENT GROUP, INC.",
      "affiliated": false
    },
    {
      "name": "Nationwide Investment Services Corporation",
      "name_as_filed": "NATIONWIDE INVESTMENT SERVICES CORPORATION",
      "affiliated": false
    },
    {
      "name": "Pershing LLC",
      "name_as_filed": "PERSHING LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/comprehensive-capital-management-inc-totowa-nj-119890.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 2334,
      "fewer_than_5": false,
      "raum": 77535519.0
    }
  ],
  "disclosure_line": "Reports 6 disclosure items on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/119890",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}