{
  "crd_number": 158412,
  "slug": "compass-retirement-llc-158412",
  "primary_business_name": "COMPASS RETIREMENT, LLC",
  "legal_name": "COMPASS RETIREMENT, LLC",
  "dbas": [],
  "city": null,
  "state": null,
  "country": null,
  "cbsa_code": null,
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2026-04-24",
  "years_registered": 0,
  "period": "2026-10-01",
  "filing_date": "2026-04-30",
  "carried_forward": false,
  "raum_total": 105097361.0,
  "raum_discretionary": 92260043.0,
  "raum_non_discretionary": 12837318.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "individuals": {
      "raum": 20562638.0,
      "count": 44
    },
    "pension_profit_sharing": {
      "raum": null,
      "count": null,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 84534723.0,
      "count": 30
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "pension_consulting",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CT",
    "FL",
    "MD",
    "NC"
  ],
  "websites": [
    "https://compass-retirement.com",
    "https://johnbubello.com",
    "https://linkedin.com/in/johnbubello"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/158412",
  "city_as_filed": null,
  "url": "https://advisorcensus.com/firm/compass-retirement-llc-158412",
  "display_name": "Compass Retirement, LLC",
  "summary": "Compass Retirement, LLC is an SEC-registered investment advisory firm, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 30, 2026.",
  "citation": "AdvisorCensus. Compass Retirement, LLC (CRD 158412): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Compass Retirement, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Compass Retirement, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Compass Retirement, LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated March 24, 2026 states: Hourly rate: $400 an hour (financial planning services); Flat fee: $1,200 to $5,000 (financial planning projects). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Is Compass Retirement, LLC registered with the SEC or a state?",
      "a": "Compass Retirement, LLC is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 158412."
    },
    {
      "q": "How much does Compass Retirement, LLC manage?",
      "a": "Compass Retirement, LLC reports $105,097,361 in regulatory assets under management in its Form ADV filing dated April 30, 2026 (88% discretionary)."
    },
    {
      "q": "What types of clients does Compass Retirement, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (44); high net worth individuals (30)."
    },
    {
      "q": "Which custodians does Compass Retirement, LLC use?",
      "a": "Compass Retirement, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Wells Fargo Clearing Services, LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Compass Retirement, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/158412"
    },
    {
      "q": "Does Compass Retirement, LLC state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 24, 2026 says: \"Our minimum asset level is generally $1,500,000 across a family of accounts, although we do make exceptions.\""
    },
    {
      "q": "What changed in Compass Retirement, LLC's recent Form ADV filings?",
      "a": "In the May 2026 filing data: Newly registered with the SEC."
    }
  ],
  "filing_history": [],
  "recent_changes": [
    {
      "period": "2026-05-01",
      "period_label": "May 2026",
      "notes": [
        "Newly registered with the SEC."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 24, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$1,500,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $400 an hour (financial planning services)",
      "Flat fee: $1,200 to $5,000 (financial planning projects)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $1,500,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "Our minimum asset level is generally $1,500,000 across a family of accounts, although we do make exceptions."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $400 an hour (financial planning services)"
        ],
        "quotes": [
          "The firm is compensated for financial planning services based on the rate of $400 per hour that is billed in 15-minute increments, and a partial increment (e.g. 10 minutes) is treated as a whole."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $1,200 to $5,000 (financial planning projects)"
        ],
        "quotes": [
          "The firm’s project-based financial planning fee ranges from $1,200 to $5,000 and will be determined by the complexity of the engagement, time involved developing the plan, number of accounts involved, and other factors."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 1500000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": 400.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "financial planning services"
        },
        {
          "kind": "flat",
          "amount": null,
          "min": 1200.0,
          "max": 5000.0,
          "period": "one_time",
          "service": "financial planning projects"
        }
      ]
    },
    "quotes": [
      "Our minimum asset level is generally $1,500,000 across a family of accounts, although we do make exceptions.",
      "The firm is compensated for financial planning services based on the rate of $400 per hour that is billed in 15-minute increments, and a partial increment (e.g. 10 minutes) is treated as a whole.",
      "The firm’s project-based financial planning fee ranges from $1,200 to $5,000 and will be determined by the complexity of the engagement, time involved developing the plan, number of accounts involved, and other factors."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Wells Fargo Clearing Services, LLC",
      "name_as_filed": "WELLS FARGO CLEARING SERVICES, LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/compass-retirement-llc-158412.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 44,
      "fewer_than_5": false,
      "raum": 20562638.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 30,
      "fewer_than_5": false,
      "raum": 84534723.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": null,
      "fewer_than_5": true,
      "raum": null
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/158412",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}