# Commonwealth Financial Planners Inc

> Commonwealth Financial Planners Inc is an SEC-registered investment advisory firm in Roswell, GA, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 31, 2026.

- CRD: 106831
- Filed as: COMMONWEALTH FINANCIAL PLANNERS INC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Roswell, GA
- Filing period: October 2026
- Form ADV filing dated: March 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/106831
- AdvisorCensus page: https://advisorcensus.com/firm/commonwealth-financial-planners-inc-roswell-ga-106831

## Quick answers

**How is Commonwealth Financial Planners Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Commonwealth Financial Planners Inc reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does Commonwealth Financial Planners Inc charge?**
Its Form ADV Part 2A brochure dated March 31, 2026 states: Hourly rate: $175 an hour. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Commonwealth Financial Planners Inc located?**
Commonwealth Financial Planners Inc's principal office is in Roswell, GA, according to its Form ADV.

**Is Commonwealth Financial Planners Inc registered with the SEC or a state?**
Commonwealth Financial Planners Inc is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 106831.

**How much does Commonwealth Financial Planners Inc manage?**
Commonwealth Financial Planners Inc reports $227,631,060 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (2% discretionary).

**How have Commonwealth Financial Planners Inc's assets and staff changed since 2021?**
In the Form ADV data for Commonwealth Financial Planners Inc: Regulatory assets under management: $162,955,748 in the October 2021 data and $227,631,060 in the October 2026 data, up 40%. Total employees: 5 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Commonwealth Financial Planners Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (66); high net worth individuals (66).

**Which custodians does Commonwealth Financial Planners Inc use?**
Commonwealth Financial Planners Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Raymond James & Associates, Inc. and Raymond James Trust Company of New Hampshire as custodians holding 10% or more of its separately managed account assets.

**Does Commonwealth Financial Planners Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/106831

**Does Commonwealth Financial Planners Inc state an account minimum?**
Its Form ADV Part 2A brochure dated March 31, 2026 says: "The minimum relationship size for opening and maintaining an investment advisory account with CWFP is $ 500,000; however, CWFP has the discretion to revise its minimum based on the prospective client's situation."

**What changed in Commonwealth Financial Planners Inc's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $203,578,162 to $227,631,060 (+12%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 31, 2026)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> The minimum relationship size for opening and maintaining an investment advisory account with CWFP is $ 500,000; however, CWFP has the discretion to revise its minimum based on the prospective client's situation.

- Hourly rate: $175 an hour

> The rate for this service is currently $175 an hour.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Raymond James & Associates, Inc.
- Raymond James Trust Company of New Hampshire

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $227,631,060
- Discretionary: $3,761,832
- Non-discretionary: $223,869,228

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 66 | $28,352,083 |
| High net worth individuals | 66 | $194,579,045 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $3,761,832 |
| Corporations or other businesses not listed above | Fewer than 5 | $938,100 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2018 (8 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: FL, GA, NC, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [commonwealthfp.com](https://commonwealthfp.com)
- [cwfp.com](https://cwfp.com)
- Facebook @commonwealthfp
- LinkedIn @commonwealth-financial-planners-inc
- X @commonwealthfp

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $162,955,748 | 5 | March 24, 2021 |
| October 2022 | $185,382,806 | 4 | March 30, 2022 |
| October 2023 | $156,199,729 | 4 | March 30, 2023 |
| October 2024 | $180,318,918 | 4 | March 27, 2024 |
| October 2025 | $203,578,162 | 3 | May 22, 2025 |
| October 2026 | $227,631,060 | 3 | March 31, 2026 |

Regulatory assets under management: $162,955,748 in the October 2021 data and $227,631,060 in the October 2026 data, up 40%.
Total employees: 5 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $203,578,162 to $227,631,060 (+12%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Commonwealth Financial Planners Inc (CRD 106831): Form ADV filing data as of October 2026.