# Commercial Trust Financial Services

> Commercial Trust Financial Services is an SEC-registered investment advisory firm in Fayette, MO, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 2, 2026.

- CRD: 337704
- Filed as: COMMERCIAL TRUST FINANCIAL SERVICES
- Legal name: Commercial Trust Wealth Management, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Fayette, MO
- Filing period: October 2026
- Form ADV filing dated: July 2, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/337704
- AdvisorCensus page: https://advisorcensus.com/firm/commercial-trust-financial-services-fayette-mo-337704

## Quick answers

**How is Commercial Trust Financial Services compensated?**
On its Form ADV (Item 5.E, October 2026), Commercial Trust Financial Services reports these compensation arrangements: a percentage of assets under its management.

**Where is Commercial Trust Financial Services located?**
Commercial Trust Financial Services' principal office is in Fayette, MO, according to its Form ADV; the August 2026 filing also lists 3 other offices (Schedule D, Section 1.F).

**Is Commercial Trust Financial Services registered with the SEC or a state?**
Commercial Trust Financial Services is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 337704.

**How much does Commercial Trust Financial Services manage?**
Commercial Trust Financial Services reports $204,060,790 in regulatory assets under management in its Form ADV filing dated July 2, 2026 (85% discretionary).

**What types of clients does Commercial Trust Financial Services serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (857); high net worth individuals (46); charitable organizations (17).

**Which custodians does Commercial Trust Financial Services use?**
Commercial Trust Financial Services' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists LPL Financial LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Commercial Trust Financial Services report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/337704

**Does Commercial Trust Financial Services state an account minimum?**
Its Form ADV Part 2A brochure dated July 2, 2026 says: "There is no account minimum."

**What changed in Commercial Trust Financial Services' recent Form ADV filings?**
In the August 2026 filing data: Regulatory assets under management went from $0 to $204,060,790. Added an office in Boonville, MO. Added an office in Columbia, MO. Added an office in Salisbury, MO.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated July 2, 2026)

- Account minimum: None

> There is no account minimum.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- LPL Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $204,060,790
- Discretionary: $172,961,384
- Non-discretionary: $31,099,406

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 857 | $89,258,809 |
| High net worth individuals | 46 | $98,508,332 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 1 | $6,423,093 |
| Charitable organizations | 17 | $6,546,851 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 6 | $3,323,705 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2026 (0 years)
- Employees: 5 total, 5 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: IL, MO, MT, NE, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the August 2026 filing
- Boonville, MO
- Columbia, MO
- Salisbury, MO

### Websites listed on Form ADV (Item 1.I)
- commercialtrustfs.com

## Changes in the filing (last 12 months)

### August 2026
- Regulatory assets under management went from $0 to $204,060,790.
- Added an office in Boonville, MO.
- Added an office in Columbia, MO.
- Added an office in Salisbury, MO.

### April 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Commercial Trust Financial Services (CRD 337704): Form ADV filing data as of October 2026.