# Clutinger Williams & Verhoye Inc

> Clutinger Williams & Verhoye Inc is an SEC-registered investment advisory firm in San Diego, CA, registered since 1969, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 15, 2026.

- CRD: 111082
- Filed as: CLUTINGER WILLIAMS & VERHOYE INC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: San Diego, CA
- Filing period: October 2026
- Form ADV filing dated: September 15, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/111082
- AdvisorCensus page: https://advisorcensus.com/firm/clutinger-williams-and-verhoye-inc-san-diego-ca-111082

## Quick answers

**How is Clutinger Williams & Verhoye Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Clutinger Williams & Verhoye Inc reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does Clutinger Williams & Verhoye Inc charge?**
Its Form ADV Part 2A brochure dated September 19, 2025 states: Up to $500,000: 1% a year; $500,000 to $1,000,000: 0.75% a year; $1,000,000 to $3,000,000: 0.6% a year; $3,000,000 to $5,000,000: 0.5% a year; $5,000,000 to $7,000,000: 0.4% a year; $7,000,000 to $10,000,000: 0.35% a year; Above $10,000,000: see the brochure. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Clutinger Williams & Verhoye Inc located?**
Clutinger Williams & Verhoye Inc's principal office is in San Diego, CA, according to its Form ADV.

**Is Clutinger Williams & Verhoye Inc registered with the SEC or a state?**
Clutinger Williams & Verhoye Inc is an SEC-registered investment advisory firm, registered since 1969. Status as filed: Approved. CRD 111082.

**How much does Clutinger Williams & Verhoye Inc manage?**
Clutinger Williams & Verhoye Inc reports $190,196,744 in regulatory assets under management in its Form ADV filing dated September 15, 2026 (94% discretionary).

**How have Clutinger Williams & Verhoye Inc's assets and staff changed since 2021?**
In the Form ADV data for Clutinger Williams & Verhoye Inc: Regulatory assets under management: $129,327,500 in the October 2021 data and $190,196,744 in the October 2026 data, up 47%. Total employees: 2 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Clutinger Williams & Verhoye Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (56); high net worth individuals (44); charitable organizations (10).

**Which custodians does Clutinger Williams & Verhoye Inc use?**
Clutinger Williams & Verhoye Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Clutinger Williams & Verhoye Inc report any disciplinary disclosures?**
Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation) and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/111082

**Does Clutinger Williams & Verhoye Inc state an account minimum?**
Its Form ADV Part 2A brochure dated September 19, 2025 says: "Our minimum starting account size is $250,000.00."

**What changed in Clutinger Williams & Verhoye Inc's recent Form ADV filings?**
In the October 2026 filing data: Employees performing advisory functions went from 2 to 3. Regulatory assets under management went from $163,101,604 to $190,196,744 (+17%). Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated September 19, 2025)

- Up to $500,000: 1% a year
- $500,000 to $1,000,000: 0.75% a year
- $1,000,000 to $3,000,000: 0.6% a year
- $3,000,000 to $5,000,000: 0.5% a year
- $5,000,000 to $7,000,000: 0.4% a year
- $7,000,000 to $10,000,000: 0.35% a year
- Above $10,000,000: see the brochure

> We are a fee-only advisor. Our annualized fee schedule is as follows: 1% on the first $500,000.00 0.75% on the next $500,000.00 0.60% on the next $2,000,000.00 0.50% on the next $2,000,000.00 0.40% on the next $2,000,000.00 0.35%on the next $3,000,000.00 Negotiable above $10,000,000.00

- Account minimum: $250,000

> Our minimum starting account size is $250,000.00.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $190,196,744
- Discretionary: $178,618,845
- Non-discretionary: $11,577,899

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 56 | $60,014,009 |
| High net worth individuals | 44 | $100,875,660 |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 3 | $5,252,779 |
| Charitable organizations | 10 | $24,054,296 |
| State or municipal government entities (including government pension plans) | 0 | Not reported |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 0 | Not reported |
| Other | 0 | Not reported |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 1969 (57 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports 2 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
- 11.D(4): In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/111082

### Websites listed on Form ADV (Item 1.I)
- cwvinvestmentadvisors.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $129,327,500 | 2 | September 21, 2021 |
| October 2022 | $115,321,932 | 2 | September 13, 2022 |
| October 2023 | $126,895,900 | 2 | September 28, 2023 |
| October 2024 | $146,174,311 | 2 | September 16, 2024 |
| October 2025 | $146,174,311 | 2 | September 16, 2024 |
| October 2026 | $190,196,744 | 3 | September 15, 2026 |

Regulatory assets under management: $129,327,500 in the October 2021 data and $190,196,744 in the October 2026 data, up 47%.
Total employees: 2 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Employees performing advisory functions went from 2 to 3.
- Regulatory assets under management went from $163,101,604 to $190,196,744 (+17%).
- Updated its list of owners and control persons (Schedule A).

### December 2025
- Regulatory assets under management went from $146,174,311 to $163,101,604 (+12%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Clutinger Williams & Verhoye Inc (CRD 111082): Form ADV filing data as of October 2026.