{
  "crd_number": 111082,
  "slug": "clutinger-williams-and-verhoye-inc-san-diego-ca-111082",
  "primary_business_name": "CLUTINGER WILLIAMS & VERHOYE INC",
  "legal_name": "CLUTINGER WILLIAMS & VERHOYE INC",
  "dbas": [],
  "city": "San Diego",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "41740",
  "metro": {
    "cbsa_code": "41740",
    "common_name": "San Diego",
    "msa_name": "San Diego-Chula Vista-Carlsbad, CA",
    "path": "/advisors/ca/san-diego"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "1969-09-03",
  "years_registered": 57,
  "period": "2026-10-01",
  "filing_date": "2026-09-15",
  "carried_forward": false,
  "raum_total": 190196744.0,
  "raum_discretionary": 178618845.0,
  "raum_non_discretionary": 11577899.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 3,
  "advisory_employees": 3,
  "client_count_bucket": null,
  "clients_by_type": {
    "other": {
      "raum": null,
      "count": 0
    },
    "charitable": {
      "raum": 24054296.0,
      "count": 10
    },
    "individuals": {
      "raum": 60014009.0,
      "count": 56
    },
    "banking_thrift": {
      "raum": null,
      "count": 0
    },
    "state_municipal": {
      "raum": null,
      "count": 0
    },
    "insurance_companies": {
      "raum": null,
      "count": 0
    },
    "investment_companies": {
      "raum": null,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 5252779.0,
      "count": 3
    },
    "other_investment_advisers": {
      "raum": null,
      "count": 0
    },
    "high_net_worth_individuals": {
      "raum": 100875660.0,
      "count": 44
    },
    "pooled_investment_vehicles": {
      "raum": null,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": null,
      "count": 0
    },
    "business_development_companies": {
      "raum": null,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": null,
      "count": 0
    }
  },
  "compensation_types": [
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 2,
  "states_registered": [
    "CA"
  ],
  "websites": [
    "https://cwvinvestmentadvisors.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/111082",
  "disclosure_items": [
    {
      "item": "11.D(2)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?"
    },
    {
      "item": "11.D(4)",
      "question": "In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?"
    }
  ],
  "city_as_filed": "SAN DIEGO",
  "url": "https://advisorcensus.com/firm/clutinger-williams-and-verhoye-inc-san-diego-ca-111082",
  "display_name": "Clutinger Williams & Verhoye Inc",
  "summary": "Clutinger Williams & Verhoye Inc is an SEC-registered investment advisory firm in San Diego, CA, registered since 1969, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 15, 2026.",
  "citation": "AdvisorCensus. Clutinger Williams & Verhoye Inc (CRD 111082): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services"
  ],
  "quick_answers": [
    {
      "q": "How is Clutinger Williams & Verhoye Inc compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Clutinger Williams & Verhoye Inc reports these compensation arrangements: a percentage of assets under its management; hourly charges."
    },
    {
      "q": "How much does Clutinger Williams & Verhoye Inc charge?",
      "a": "Its Form ADV Part 2A brochure dated September 19, 2025 states: Up to $500,000: 1% a year; $500,000 to $1,000,000: 0.75% a year; $1,000,000 to $3,000,000: 0.6% a year; $3,000,000 to $5,000,000: 0.5% a year; $5,000,000 to $7,000,000: 0.4% a year; $7,000,000 to $10,000,000: 0.35% a year; Above $10,000,000: see the brochure. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Clutinger Williams & Verhoye Inc located?",
      "a": "Clutinger Williams & Verhoye Inc's principal office is in San Diego, CA, according to its Form ADV."
    },
    {
      "q": "Is Clutinger Williams & Verhoye Inc registered with the SEC or a state?",
      "a": "Clutinger Williams & Verhoye Inc is an SEC-registered investment advisory firm, registered since 1969. Status as filed: Approved. CRD 111082."
    },
    {
      "q": "How much does Clutinger Williams & Verhoye Inc manage?",
      "a": "Clutinger Williams & Verhoye Inc reports $190,196,744 in regulatory assets under management in its Form ADV filing dated September 15, 2026 (94% discretionary)."
    },
    {
      "q": "How have Clutinger Williams & Verhoye Inc's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Clutinger Williams & Verhoye Inc: Regulatory assets under management: $129,327,500 in the October 2021 data and $190,196,744 in the October 2026 data, up 47%. Total employees: 2 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Clutinger Williams & Verhoye Inc serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (56); high net worth individuals (44); charitable organizations (10)."
    },
    {
      "q": "Which custodians does Clutinger Williams & Verhoye Inc use?",
      "a": "Clutinger Williams & Verhoye Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Clutinger Williams & Verhoye Inc report any disciplinary disclosures?",
      "a": "Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation) and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/111082"
    },
    {
      "q": "Does Clutinger Williams & Verhoye Inc state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated September 19, 2025 says: \"Our minimum starting account size is $250,000.00.\""
    },
    {
      "q": "What changed in Clutinger Williams & Verhoye Inc's recent Form ADV filings?",
      "a": "In the October 2026 filing data: Employees performing advisory functions went from 2 to 3. Regulatory assets under management went from $163,101,604 to $190,196,744 (+17%). Updated its list of owners and control persons (Schedule A)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 129327500.0,
      "total_employees": 2,
      "filing_date": "2021-09-21"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 115321932.0,
      "total_employees": 2,
      "filing_date": "2022-09-13"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 126895900.0,
      "total_employees": 2,
      "filing_date": "2023-09-28"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 146174311.0,
      "total_employees": 2,
      "filing_date": "2024-09-16"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 146174311.0,
      "total_employees": 2,
      "filing_date": "2024-09-16"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 190196744.0,
      "total_employees": 3,
      "filing_date": "2026-09-15"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-10-01",
      "period_label": "October 2026",
      "notes": [
        "Employees performing advisory functions went from 2 to 3.",
        "Regulatory assets under management went from $163,101,604 to $190,196,744 (+17%).",
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Regulatory assets under management went from $146,174,311 to $163,101,604 (+12%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated September 19, 2025",
    "provided_by_the_firm": false,
    "tiers": [
      {
        "band": "Up to $500,000",
        "rate": "1%"
      },
      {
        "band": "$500,000 to $1,000,000",
        "rate": "0.75%"
      },
      {
        "band": "$1,000,000 to $3,000,000",
        "rate": "0.6%"
      },
      {
        "band": "$3,000,000 to $5,000,000",
        "rate": "0.5%"
      },
      {
        "band": "$5,000,000 to $7,000,000",
        "rate": "0.4%"
      },
      {
        "band": "$7,000,000 to $10,000,000",
        "rate": "0.35%"
      },
      {
        "band": "Above $10,000,000",
        "rate": null,
        "note": "Not stated in this schedule; see the brochure."
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$250,000",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [],
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $500,000: 1% a year",
          "$500,000 to $1,000,000: 0.75% a year",
          "$1,000,000 to $3,000,000: 0.6% a year",
          "$3,000,000 to $5,000,000: 0.5% a year",
          "$5,000,000 to $7,000,000: 0.4% a year",
          "$7,000,000 to $10,000,000: 0.35% a year",
          "Above $10,000,000: see the brochure"
        ],
        "quotes": [
          "We are a fee-only advisor. Our annualized fee schedule is as follows: 1% on the first $500,000.00 0.75% on the next $500,000.00 0.60% on the next $2,000,000.00 0.50% on the next $2,000,000.00 0.40% on the next $2,000,000.00 0.35%on the next $3,000,000.00 Negotiable above $10,000,000.00"
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $250,000"
        ],
        "quotes": [
          "Our minimum starting account size is $250,000.00."
        ]
      }
    ],
    "values": {
      "tiers": [
        {
          "min": 0.0,
          "max": 500000.0,
          "rate_pct": 1.0
        },
        {
          "min": 500000.0,
          "max": 1000000.0,
          "rate_pct": 0.75
        },
        {
          "min": 1000000.0,
          "max": 3000000.0,
          "rate_pct": 0.6
        },
        {
          "min": 3000000.0,
          "max": 5000000.0,
          "rate_pct": 0.5
        },
        {
          "min": 5000000.0,
          "max": 7000000.0,
          "rate_pct": 0.4
        },
        {
          "min": 7000000.0,
          "max": 10000000.0,
          "rate_pct": 0.35
        }
      ],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 250000.0,
      "minimum_annual_fee": null,
      "planning": []
    },
    "quotes": [
      "We are a fee-only advisor. Our annualized fee schedule is as follows: 1% on the first $500,000.00 0.75% on the next $500,000.00 0.60% on the next $2,000,000.00 0.50% on the next $2,000,000.00 0.40% on the next $2,000,000.00 0.35%on the next $3,000,000.00 Negotiable above $10,000,000.00",
      "Our minimum starting account size is $250,000.00."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/clutinger-williams-and-verhoye-inc-san-diego-ca-111082.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 56,
      "fewer_than_5": false,
      "raum": 60014009.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 44,
      "fewer_than_5": false,
      "raum": 100875660.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 3,
      "fewer_than_5": false,
      "raum": 5252779.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 10,
      "fewer_than_5": false,
      "raum": 24054296.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    },
    {
      "type": "other",
      "label": "Other",
      "count": 0,
      "fewer_than_5": false,
      "raum": null
    }
  ],
  "disclosure_line": "Reports 2 disclosure items on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/111082",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}