# Clover Leaf Financial LLC

> Clover Leaf Financial LLC is an SEC-registered investment advisory firm in Fairport, NY, registered since 2025, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 31, 2026.

- CRD: 335751
- Filed as: CLOVER LEAF FINANCIAL LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Fairport, NY
- Filing period: October 2026
- Form ADV filing dated: March 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/335751
- AdvisorCensus page: https://advisorcensus.com/firm/clover-leaf-financial-llc-fairport-ny-335751

## Quick answers

**How is Clover Leaf Financial LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Clover Leaf Financial LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**What does Clover Leaf Financial LLC's brochure say about its fees?**
Its Form ADV Part 2A brochure dated March 31, 2026 states: Asset-based fee: 0.5% to 1.5% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Clover Leaf Financial LLC located?**
Clover Leaf Financial LLC's principal office is in Fairport, NY, according to its Form ADV; the April 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Clover Leaf Financial LLC registered with the SEC or a state?**
Clover Leaf Financial LLC is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 335751.

**How much does Clover Leaf Financial LLC manage?**
Clover Leaf Financial LLC reports $75,000,000 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (100% discretionary).

**How have Clover Leaf Financial LLC's assets and staff changed since 2025?**
In the Form ADV data for Clover Leaf Financial LLC: Regulatory assets under management: $54,017,000 in the October 2025 data and $75,000,000 in the October 2026 data, up 39%. Total employees: 4 in October 2025 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Clover Leaf Financial LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (198); high net worth individuals (25).

**Does Clover Leaf Financial LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/335751

**What changed in Clover Leaf Financial LLC's recent Form ADV filings?**
In the February 2026 filing data: Regulatory assets under management went from $54,017,000 to $76,781,000 (+42%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 31, 2026)

- Asset-based fee: 0.5% to 1.5% a year (a range, as the brochure states it)

> The fee is negotiated with each client and typically ranges from 0.50% to 1.50% annually, depending on the size of the portfolio, complexity of the client's financial situation, and the scope of services provided.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Regulatory assets under management (Item 5.F)
- Total: $75,000,000
- Discretionary: $75,000,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 198 | $25,000,000 |
| High net worth individuals | 25 | $50,000,000 |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | Not reported |
| Charitable organizations | 0 | Not reported |
| State or municipal government entities (including government pension plans) | 0 | Not reported |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 0 | Not reported |
| Other | 0 | Not reported |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2025 (1 year)
- Employees: 4 total, 2 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: FL, NC, NY, OH
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Dade City, FL
- Fairport, NY

### Websites listed on Form ADV (Item 1.I)
- cloverleafteam.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $54,017,000 | 4 | May 6, 2025 |
| October 2026 | $75,000,000 | 4 | March 31, 2026 |

Regulatory assets under management: $54,017,000 in the October 2025 data and $75,000,000 in the October 2026 data, up 39%.
Total employees: 4 in October 2025 and 4 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Regulatory assets under management went from $54,017,000 to $76,781,000 (+42%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Clover Leaf Financial LLC (CRD 335751): Form ADV filing data as of October 2026.