# Cloud Investments, LLC

> Cloud Investments, LLC is an SEC-registered investment advisory firm in Huntsville, AL, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 12, 2026.

- CRD: 281915
- Filed as: CLOUD INVESTMENTS, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Huntsville, AL
- Filing period: October 2026
- Form ADV filing dated: February 12, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/281915
- AdvisorCensus page: https://advisorcensus.com/firm/cloud-investments-llc-huntsville-al-281915

## Quick answers

**How is Cloud Investments, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Cloud Investments, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**Where is Cloud Investments, LLC located?**
Cloud Investments, LLC's principal office is in Huntsville, AL, according to its Form ADV; the March 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Cloud Investments, LLC registered with the SEC or a state?**
Cloud Investments, LLC is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 281915.

**How much does Cloud Investments, LLC manage?**
Cloud Investments, LLC reports $404,025,477 in regulatory assets under management in its Form ADV filing dated February 12, 2026 (100% discretionary).

**How have Cloud Investments, LLC's assets and staff changed since 2021?**
In the Form ADV data for Cloud Investments, LLC: Regulatory assets under management: $212,380,118 in the October 2021 data and $404,025,477 in the October 2026 data, up 90%. Total employees: 5 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cloud Investments, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (904); high net worth individuals (76); other (15).

**Which custodians does Cloud Investments, LLC use?**
Cloud Investments, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Distributors Company LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Cloud Investments, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/281915

**Does Cloud Investments, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated February 12, 2026 says: "Cloud Investments does not require a minimum of to open an account."

**What changed in Cloud Investments, LLC's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $343,763,348 to $404,025,477 (+18%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated February 12, 2026)

- Account minimum: None

> Cloud Investments does not require a minimum of to open an account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Distributors Company LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $404,025,477
- Discretionary: $404,025,477
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 904 | $253,357,573 |
| High net worth individuals | 76 | $145,268,839 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 15 | $5,399,065 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Educational seminars/workshops

### Firm details
- Registered since: 2018 (8 years)
- Employees: 6 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, CO, FL, GA, MN, TN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the March 2026 filing
- Florence, AL
- Gadsen, AL

### Websites listed on Form ADV (Item 1.I)
- cloudfinancial.com
- cloudfinancial.retirementreadytest.com/tax-analysis
- connectwithcloud.com
- launchpadtowealthtv.com
- o0p59w634ws.typeform.com/to/BHLS4c6j
- o0p59w634ws.typeform.com/to/ouOHAnXm
- o0p59w634ws.typeform.com/to/sH6ZSXAh
- o0p59w634ws.typeform.com/to/wOLv7iOD
- ryr.connectwithcloud.com
- Facebook @AARON.HOWARD.7796
- Facebook @cloudfinancial
- Facebook @jmhuggins32
- Instagram @cloudfinancialinvestments
- LinkedIn @CLOUD-FINANCIAL-INC
- LinkedIn @CHARLIEHARRIMAN
- LinkedIn @DONPCLOUD
- LinkedIn @GERMICLOUD
- LinkedIn @cloud-financial-inc-
- LinkedIn @john-michael-huggins-6a7a15171
- X @CLOUDFINANCIAL
- YouTube @UCH0AAXh1r7QIafjGk3d6c0A

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $212,380,118 | 5 | August 6, 2021 |
| October 2022 | $225,527,000 | 6 | February 15, 2022 |
| October 2023 | $224,000,000 | 6 | August 29, 2023 |
| October 2024 | $238,066,015 | 7 | January 26, 2024 |
| October 2025 | $299,826,000 | 6 | February 14, 2025 |
| October 2026 | $404,025,477 | 6 | February 12, 2026 |

Regulatory assets under management: $212,380,118 in the October 2021 data and $404,025,477 in the October 2026 data, up 90%.
Total employees: 5 in October 2021 and 6 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $343,763,348 to $404,025,477 (+18%).

### December 2025
- Regulatory assets under management went from $299,826,000 to $343,763,348 (+15%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cloud Investments, LLC (CRD 281915): Form ADV filing data as of October 2026.