# Clearwater Financial Planning

> Clearwater Financial Planning is an SEC-registered investment advisory firm in Lewiston, ID, registered since 2026, reporting under $25 million in regulatory assets under management in its Form ADV filing dated August 27, 2026.

- CRD: 344096
- Filed as: CLEARWATER FINANCIAL PLANNING
- Legal name: Clearwater Financial Planning, LLC
- Registration: SEC-registered investment adviser (status as filed: 120-Day Approval)
- Location: Lewiston, ID
- Filing period: October 2026
- Form ADV filing dated: August 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/344096
- AdvisorCensus page: https://advisorcensus.com/firm/clearwater-financial-planning-lewiston-id-344096

## Quick answers

**How is Clearwater Financial Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Clearwater Financial Planning reports these compensation arrangements: a percentage of assets under its management.

**Where is Clearwater Financial Planning located?**
Clearwater Financial Planning's principal office is in Lewiston, ID, according to its Form ADV.

**Is Clearwater Financial Planning registered with the SEC or a state?**
Clearwater Financial Planning is an SEC-registered investment advisory firm, registered since 2026. Status as filed: 120-Day Approval. CRD 344096.

**How much does Clearwater Financial Planning manage?**
Clearwater Financial Planning reports $0 in regulatory assets under management in its Form ADV filing dated August 27, 2026.

**Does Clearwater Financial Planning report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/344096

**What changed in Clearwater Financial Planning's recent Form ADV filings?**
In the October 2026 filing data: Newly registered with the SEC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Regulatory assets under management (Item 5.F)
- Total: $0
- Discretionary: $0
- Non-discretionary: $0

### Advisory services (Item 5.G)
- Financial planning services

### Firm details
- Registered since: 2026 (0 years)
- Employees: 4 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: ID, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- clearwaterfinancialplanning.net

## Changes in the filing (last 12 months)

### October 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Clearwater Financial Planning (CRD 344096): Form ADV filing data as of October 2026.