# Clearwater Capital Partners

> Clearwater Capital Partners is an SEC-registered investment advisory firm in Hoffman Estates, IL, registered since 2010, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated May 11, 2026.

- CRD: 139886
- Filed as: CLEARWATER CAPITAL PARTNERS
- Legal name: Clearwater Capital Advisors, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Hoffman Estates, IL
- Filing period: October 2026
- Form ADV filing dated: May 11, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/139886
- AdvisorCensus page: https://advisorcensus.com/firm/clearwater-capital-partners-hoffman-estates-il-139886

## Quick answers

**How is Clearwater Capital Partners compensated?**
On its Form ADV (Item 5.E, October 2026), Clearwater Capital Partners reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Clearwater Capital Partners located?**
Clearwater Capital Partners' principal office is in Hoffman Estates, IL, according to its Form ADV.

**Is Clearwater Capital Partners registered with the SEC or a state?**
Clearwater Capital Partners is an SEC-registered investment advisory firm, registered since 2010. Status as filed: Approved. CRD 139886.

**How much does Clearwater Capital Partners manage?**
Clearwater Capital Partners reports $1,681,301,200 in regulatory assets under management in its Form ADV filing dated May 11, 2026 (85% discretionary).

**How have Clearwater Capital Partners' assets and staff changed since 2021?**
In the Form ADV data for Clearwater Capital Partners: Regulatory assets under management: $1,005,212,058 in the October 2021 data and $1,681,301,200 in the October 2026 data, up 67%. Total employees: 10 in October 2021 and 23 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Clearwater Capital Partners serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (579); high net worth individuals (310); pension and profit sharing plans (but not the plan participants or government pension plans) (96).

**Which custodians does Clearwater Capital Partners use?**
Clearwater Capital Partners' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Clearwater Capital Partners report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/139886

**What changed in Clearwater Capital Partners' recent Form ADV filings?**
In the June 2026 filing data: Registered or notice-filed in MA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,681,301,200
- Discretionary: $1,420,826,889
- Non-discretionary: $260,474,311

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 579 | $193,164,779 |
| High net worth individuals | 310 | $1,093,807,939 |
| Banking or thrift institutions | Fewer than 5 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 96 | $286,621,977 |
| Charitable organizations | 27 | $50,032,625 |
| State or municipal government entities (including government pension plans) | Fewer than 5 | Not reported |
| Other investment advisers | Fewer than 5 | Not reported |
| Insurance companies | Fewer than 5 | Not reported |
| Sovereign wealth funds and foreign official institutions | Fewer than 5 | Not reported |
| Corporations or other businesses not listed above | 29 | $57,673,880 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops
- Other

### Firm details
- Registered since: 2010 (16 years)
- Employees: 23 total, 15 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AZ, CA, CO, DE, FL, GA, IA, ID, IL, IN, KS, KY, MA, MI, MN, MO, NC, NE, NH, NM, NV, NY, OH, OK, SC, TN, TX, VA, WA, WI, WY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- ccpthoughtleadership.com
- ccpwealth.com
- chiconwallstreet.com
- clearwatercapitalpartners.co
- lifeintegrated.blog
- open.spotify.com/show/4KB5zJUrQGIYSKTQRpvTPz
- podcasts.apple.com/us/podcast/clear-conversations/id1690863119
- theapexadvisor.com
- thedrivenfiduciary.com
- thesensibleessentialist.com
- vimeo.com/user28559025
- Facebook @ccpwealth
- Facebook @clearwater.capital.5
- Instagram @ccpwealth
- LinkedIn @CCPWEALTH
- X @CCPWEALTH
- YouTube @ClearwaterCapitalPartners

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $1,005,212,058 | 10 | July 15, 2021 |
| October 2022 | $1,068,659,277 | 15 | March 25, 2022 |
| October 2023 | $1,052,162,517 | 18 | July 14, 2023 |
| October 2024 | $1,232,116,038 | 18 | May 29, 2024 |
| October 2025 | $1,489,947,464 | 22 | March 28, 2025 |
| October 2026 | $1,681,301,200 | 23 | May 11, 2026 |

Regulatory assets under management: $1,005,212,058 in the October 2021 data and $1,681,301,200 in the October 2026 data, up 67%.
Total employees: 10 in October 2021 and 23 in October 2026.

## Changes in the filing (last 12 months)

### June 2026
- Registered or notice-filed in MA.

### May 2026
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Employees performing advisory functions went from 14 to 15.
- Regulatory assets under management went from $1,489,947,464 to $1,681,301,200 (+13%).
- Updated its list of owners and control persons (Schedule A).

### January 2026
- No longer registered or notice-filed in AL, DC, MA, PA, UT.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Clearwater Capital Partners (CRD 139886): Form ADV filing data as of October 2026.