{
  "crd_number": 139886,
  "slug": "clearwater-capital-partners-hoffman-estates-il-139886",
  "primary_business_name": "CLEARWATER CAPITAL PARTNERS",
  "legal_name": "CLEARWATER CAPITAL ADVISORS, LLC",
  "dbas": [],
  "city": "Hoffman Estates",
  "state": "IL",
  "country": "United States",
  "cbsa_code": "16980",
  "metro": {
    "cbsa_code": "16980",
    "common_name": "Chicago",
    "msa_name": "Chicago-Naperville-Elgin, IL-IN",
    "path": "/advisors/il/chicago"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2010-01-04",
  "years_registered": 16,
  "period": "2026-10-01",
  "filing_date": "2026-05-11",
  "carried_forward": false,
  "raum_total": 1681301200.0,
  "raum_discretionary": 1420826889.0,
  "raum_non_discretionary": 260474311.0,
  "raum_band": "1b_5b",
  "raum_band_label": "$1 billion to $5 billion",
  "total_employees": 23,
  "advisory_employees": 15,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 50032625.0,
      "count": 27
    },
    "individuals": {
      "raum": 193164779.0,
      "count": 579
    },
    "banking_thrift": {
      "raum": null,
      "count": null,
      "fewer_than_5": true
    },
    "state_municipal": {
      "raum": null,
      "count": null,
      "fewer_than_5": true
    },
    "insurance_companies": {
      "raum": null,
      "count": null,
      "fewer_than_5": true
    },
    "pension_profit_sharing": {
      "raum": 286621977.0,
      "count": 96
    },
    "other_investment_advisers": {
      "raum": null,
      "count": null,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 1093807939.0,
      "count": 310
    },
    "corporations_other_businesses": {
      "raum": 57673880.0,
      "count": 29
    },
    "sovereign_wealth_foreign_official": {
      "raum": null,
      "count": null,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "other",
    "pension_consulting",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AZ",
    "CA",
    "CO",
    "DE",
    "FL",
    "GA",
    "IA",
    "ID",
    "IL",
    "IN",
    "KS",
    "KY",
    "MA",
    "MI",
    "MN",
    "MO",
    "NC",
    "NE",
    "NH",
    "NM",
    "NV",
    "NY",
    "OH",
    "OK",
    "SC",
    "TN",
    "TX",
    "VA",
    "WA",
    "WI",
    "WY"
  ],
  "websites": [
    "https://ccpthoughtleadership.com",
    "https://ccpwealth.com",
    "https://chiconwallstreet.com",
    "https://clearwatercapitalpartners.co",
    "https://facebook.com/ccpwealth",
    "https://facebook.com/clearwater.capital.5",
    "https://instagram.com/ccpwealth",
    "https://lifeintegrated.blog",
    "https://linkedin.com/COMPANY/CCPWEALTH",
    "https://open.spotify.com/show/4KB5zJUrQGIYSKTQRpvTPz",
    "https://podcasts.apple.com/us/podcast/clear-conversations/id1690863119",
    "https://theapexadvisor.com",
    "https://thedrivenfiduciary.com",
    "https://thesensibleessentialist.com",
    "https://twitter.com/CCPWEALTH",
    "https://vimeo.com/user28559025",
    "https://youtube.com/@ClearwaterCapitalPartners"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/139886",
  "city_as_filed": "HOFFMAN ESTATES",
  "url": "https://advisorcensus.com/firm/clearwater-capital-partners-hoffman-estates-il-139886",
  "display_name": "Clearwater Capital Partners",
  "summary": "Clearwater Capital Partners is an SEC-registered investment advisory firm in Hoffman Estates, IL, registered since 2010, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated May 11, 2026.",
  "citation": "AdvisorCensus. Clearwater Capital Partners (CRD 139886): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)",
    "Educational seminars/workshops",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Clearwater Capital Partners compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Clearwater Capital Partners reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Clearwater Capital Partners charge?",
      "a": "Its Form ADV Part 2A brochure dated April 27, 2026 states: Hourly rate: $250 to $1,000 an hour (consulting services); Flat fee: $5,000 to $25,000 (case strategy reviews); Hourly rate: $250 to $500 an hour (speaking engagements); Flat fee: $2,000 to $5,000 (speaking engagements). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Clearwater Capital Partners located?",
      "a": "Clearwater Capital Partners' principal office is in Hoffman Estates, IL, according to its Form ADV."
    },
    {
      "q": "Is Clearwater Capital Partners registered with the SEC or a state?",
      "a": "Clearwater Capital Partners is an SEC-registered investment advisory firm, registered since 2010. Status as filed: Approved. CRD 139886."
    },
    {
      "q": "How much does Clearwater Capital Partners manage?",
      "a": "Clearwater Capital Partners reports $1,681,301,200 in regulatory assets under management in its Form ADV filing dated May 11, 2026 (85% discretionary)."
    },
    {
      "q": "How have Clearwater Capital Partners' assets and staff changed since 2021?",
      "a": "In the Form ADV data for Clearwater Capital Partners: Regulatory assets under management: $1,005,212,058 in the October 2021 data and $1,681,301,200 in the October 2026 data, up 67%. Total employees: 10 in October 2021 and 23 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Clearwater Capital Partners serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (579); high net worth individuals (310); pension and profit sharing plans (but not the plan participants or government pension plans) (96)."
    },
    {
      "q": "Which custodians does Clearwater Capital Partners use?",
      "a": "Clearwater Capital Partners' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Clearwater Capital Partners report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/139886"
    },
    {
      "q": "What changed in Clearwater Capital Partners' recent Form ADV filings?",
      "a": "In the June 2026 filing data: Registered or notice-filed in MA."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 1005212058.0,
      "total_employees": 10,
      "filing_date": "2021-07-15"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 1068659277.0,
      "total_employees": 15,
      "filing_date": "2022-03-25"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 1052162517.0,
      "total_employees": 18,
      "filing_date": "2023-07-14"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 1232116038.0,
      "total_employees": 18,
      "filing_date": "2024-05-29"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 1489947464.0,
      "total_employees": 22,
      "filing_date": "2025-03-28"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 1681301200.0,
      "total_employees": 23,
      "filing_date": "2026-05-11"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-06-01",
      "period_label": "June 2026",
      "notes": [
        "Registered or notice-filed in MA."
      ]
    },
    {
      "period": "2026-05-01",
      "period_label": "May 2026",
      "notes": [
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 14 to 15.",
        "Regulatory assets under management went from $1,489,947,464 to $1,681,301,200 (+13%).",
        "Updated its list of owners and control persons (Schedule A)."
      ]
    },
    {
      "period": "2026-01-01",
      "period_label": "January 2026",
      "notes": [
        "No longer registered or notice-filed in AL, DC, MA, PA, UT."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated April 27, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $250 to $1,000 an hour (consulting services)",
      "Flat fee: $5,000 to $25,000 (case strategy reviews)",
      "Hourly rate: $250 to $500 an hour (speaking engagements)",
      "Flat fee: $2,000 to $5,000 (speaking engagements)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 to $1,000 an hour (consulting services)"
        ],
        "quotes": [
          "CCP’s hourly consulting services fee generally ranges from $250 to $1,000 per hour based on the range and complexity of the services being provided and resources assigned."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $5,000 to $25,000 (case strategy reviews)"
        ],
        "quotes": [
          "Fixed fees for service may also be charged for case strategy reviews which typically range from $5,000 to $25,000 per case based on complexity."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 to $500 an hour (speaking engagements)"
        ],
        "quotes": [
          "fee generally ranges from $250 to $500 per hour based on the range and complexity of the services being provided and resources assigned."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $2,000 to $5,000 (speaking engagements)"
        ],
        "quotes": [
          "Fixed fees for service may also be charged for speaking engagements which range from $2,000 to $5,000 per case based on complexity."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": null,
          "min": 250.0,
          "max": 1000.0,
          "period": "hour",
          "service": "consulting services"
        },
        {
          "kind": "flat",
          "amount": null,
          "min": 5000.0,
          "max": 25000.0,
          "period": "one_time",
          "service": "case strategy reviews"
        },
        {
          "kind": "hourly",
          "amount": null,
          "min": 250.0,
          "max": 500.0,
          "period": "hour",
          "service": "speaking engagements"
        },
        {
          "kind": "flat",
          "amount": null,
          "min": 2000.0,
          "max": 5000.0,
          "period": "one_time",
          "service": "speaking engagements"
        }
      ]
    },
    "quotes": [
      "CCP’s hourly consulting services fee generally ranges from $250 to $1,000 per hour based on the range and complexity of the services being provided and resources assigned.",
      "Fixed fees for service may also be charged for case strategy reviews which typically range from $5,000 to $25,000 per case based on complexity.",
      "fee generally ranges from $250 to $500 per hour based on the range and complexity of the services being provided and resources assigned.",
      "Fixed fees for service may also be charged for speaking engagements which range from $2,000 to $5,000 per case based on complexity."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/clearwater-capital-partners-hoffman-estates-il-139886.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 579,
      "fewer_than_5": false,
      "raum": 193164779.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 310,
      "fewer_than_5": false,
      "raum": 1093807939.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": null,
      "fewer_than_5": true,
      "raum": null
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 96,
      "fewer_than_5": false,
      "raum": 286621977.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 27,
      "fewer_than_5": false,
      "raum": 50032625.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": null,
      "fewer_than_5": true,
      "raum": null
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": null,
      "fewer_than_5": true,
      "raum": null
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": null,
      "fewer_than_5": true,
      "raum": null
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": null,
      "fewer_than_5": true,
      "raum": null
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 29,
      "fewer_than_5": false,
      "raum": 57673880.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/139886",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}