# Clear Creek Financial Management, LLC

> Clear Creek Financial Management, LLC is an SEC-registered investment advisory firm in Silverdale, WA, registered since 2017, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated September 21, 2026.

- CRD: 170602
- Filed as: CLEAR CREEK FINANCIAL MANAGEMENT, LLC
- Also doing business as: AMICK FINANCIAL, ARGENT WEALTH MANAGEMENT, ASCENT WEALTH STRATEGIES, COPPER FINANCIAL GROUP, GREEN JAY FINANCIAL ADVISORS, HARRIS FINANCIAL ADVISORS, HELIOS QUANTITATIVE RESEARCH, INVESTMENT CAPITAL 360, IRONSTONE FINANCIAL, JACK THOMAS FINANCIAL, MAGELLAN WEALTH MANAGEMENT, RENAISSANCE FINANCIAL MANAGEMENT, STRATEGIC FINANCIAL GROUP, STRIVE WEALTH AND PROTECTION PLANNING, TRANSITION PLANNING, TRAVERSE PLANNING, TREASURE VALLEY FINANCIAL PLANNING, WHITE CLOUD WEALTH MANAGEMENT, WILEY INVEST
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Silverdale, WA
- Filing period: October 2026
- Form ADV filing dated: September 21, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/170602
- AdvisorCensus page: https://advisorcensus.com/firm/clear-creek-financial-management-llc-silverdale-wa-170602

## Quick answers

**How is Clear Creek Financial Management, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Clear Creek Financial Management, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Clear Creek Financial Management, LLC charge?**
Its Form ADV Part 2A brochure dated March 26, 2026 states: Hourly rate: $350 an hour (Financial Planning and Consulting services); Flat fee: $250 to $100,000 (Financial Planning and Consulting services); Hourly rate: $250 an hour (Pension Consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Clear Creek Financial Management, LLC located?**
Clear Creek Financial Management, LLC's principal office is in Silverdale, WA, according to its Form ADV; the October 2026 filing also lists 10 other offices (Schedule D, Section 1.F).

**Is Clear Creek Financial Management, LLC registered with the SEC or a state?**
Clear Creek Financial Management, LLC is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 170602.

**How much does Clear Creek Financial Management, LLC manage?**
Clear Creek Financial Management, LLC reports $1,859,317,368 in regulatory assets under management in its Form ADV filing dated September 21, 2026 (100% discretionary).

**How have Clear Creek Financial Management, LLC's assets and staff changed since 2021?**
In the Form ADV data for Clear Creek Financial Management, LLC: Regulatory assets under management: $858,884,562 in the October 2021 data and $1,859,317,368 in the October 2026 data, up 116%. Total employees: 33 in October 2021 and 91 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Clear Creek Financial Management, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (3,483); high net worth individuals (481); corporations or other businesses not listed above (39).

**Which custodians does Clear Creek Financial Management, LLC use?**
Clear Creek Financial Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Pershing Advisor Solutions LLC as custodians holding 10% or more of its separately managed account assets.

**Does Clear Creek Financial Management, LLC report any disciplinary disclosures?**
Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation) and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/170602

**What changed in Clear Creek Financial Management, LLC's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 46 to 48. Regulatory assets under management went from $1,474,429,922 to $1,859,317,368 (+26%). Added an office in Centennial, CO. Added an office in Seattle, WA. No longer lists an office in Boise, ID. No longer lists an office in Lakewood, CO. Registered or notice-filed in SC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 26, 2026)

- Hourly rate: $350 an hour (Financial Planning and Consulting services)

> We charge on an hourly or flat fee basis for Financial Planning and Consulting services. The total estimated fee, as well as the ultimate fee that we charge you, is based on the scope and complexity of our engagement with you. Our maximum hourly fee is $350.

- Flat fee: $250 to $100,000 (Financial Planning and Consulting services)

> We charge on an hourly or flat fee basis for Financial Planning and Consulting services. The total estimated fee, as well as the ultimate fee that we charge you, is based on the scope and complexity of our engagement with you. Our maximum hourly fee is $350. Flat fees generally range from $ 250 to $100,000.

- Hourly rate: $250 an hour (Pension Consulting services)

> Our hourly fee is $250. Our flat fees generally range from $750 to $12,000. Flat fees will be charged quarterly for ongoing pension consulting services.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Pershing Advisor Solutions LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,859,317,368
- Discretionary: $1,854,435,685
- Non-discretionary: $4,881,683

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 3,483 | $844,147,470 |
| High net worth individuals | 481 | $960,885,296 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $31,041,489 |
| Corporations or other businesses not listed above | 39 | $23,243,113 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Publication of periodicals or newsletters
- Educational seminars/workshops

### Firm details
- Registered since: 2017 (9 years)
- Employees: 91 total, 48 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AR, AZ, CA, CO, FL, GA, IA, ID, IL, KS, LA, MI, MN, MS, MT, NC, NE, NH, NM, NV, NY, OH, OR, SC, TN, TX, UT, VA, WA, WI, WY
- Disclosures (Item 11): Reports 2 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
- 11.D(4): In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/170602

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Boise, ID
- Centennial, CO
- Coeur D'Alene, ID
- Eagle, ID
- Granite Bay, CA
- Lake Oswego, OR
- Meridian, ID
- Seattle, WA
- Swartz Creek, MI
- Twin Falls, ID

### Websites listed on Form ADV (Item 1.I)
- [argent-wm.com](https://argent-wm.com)
- [ascentwealthstrategies.com](https://ascentwealthstrategies.com)
- [ccfmadvisors.com](https://ccfmadvisors.com)
- [clearcreekfm.com](https://clearcreekfm.com)
- [copperfm.com](https://copperfm.com)
- [greenjayfa.com](https://greenjayfa.com)
- [heliosdriven.com](https://heliosdriven.com)
- [hfaboise.com](https://hfaboise.com)
- [investmentcapital360.com](https://investmentcapital360.com)
- [ironstonefin.com](https://ironstonefin.com)
- [ironstonefinance.com](https://ironstonefinance.com)
- [jackthomasfinancial.com](https://jackthomasfinancial.com)
- [magellan-wealth.com](https://magellan-wealth.com)
- [renaissance-financial.com](https://renaissance-financial.com)
- [sfgadvising.com](https://sfgadvising.com)
- [striveplanning.com](https://striveplanning.com)
- [transitionplanninginc.com](https://transitionplanninginc.com)
- [traverseplanning.com](https://traverseplanning.com)
- [treasurevalleyplanning.com](https://treasurevalleyplanning.com)
- [whitecloudwm.com](https://whitecloudwm.com)
- [wileyinvest.com](https://wileyinvest.com)
- Facebook @CLEARCREEKFM
- Facebook @Copperfm
- Facebook @STRIVEplanning
- Facebook @coloradofinancialplanners
- Facebook @investmentcapital360
- Facebook @magellanretirement
- Facebook @treasurevalleyplanning
- Instagram @striveplanning
- LinkedIn @CLEAR-CREEK-FINANCIAL-MANAGEMENT
- LinkedIn @6399052
- LinkedIn @ascent-wealth-strategies
- LinkedIn @green-jay-fa
- LinkedIn @harris-financial-advisors
- LinkedIn @heliosdriven
- LinkedIn @strive-wealth-&-protection-planning-llc
- LinkedIn @traverse-planning
- LinkedIn @bruno-marques-cfp®-535227b
- LinkedIn @jacknthomas
- LinkedIn @jedreese
- LinkedIn @joe-gates-1a749310
- LinkedIn @stephen-coupe-6003b876
- LinkedIn @steve-silver-572494158
- LinkedIn @wileykevin
- X @CLEARCREEKFM
- X @NxtGenPlanning
- X @STRIVEplanning
- X @TraversePlan
- X @kyrradio
- YouTube @traverseplanning7272
- YouTube @whitecloudwealthmanagement6768

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $858,884,562 | 33 | June 21, 2021 |
| October 2022 | $1,097,428,090 | 36 | March 21, 2022 |
| October 2023 | $901,224,063 | 37 | September 8, 2023 |
| October 2024 | $1,182,570,272 | 35 | April 1, 2024 |
| October 2025 | $1,474,429,922 | 46 | February 26, 2025 |
| October 2026 | $1,859,317,368 | 91 | September 21, 2026 |

Regulatory assets under management: $858,884,562 in the October 2021 data and $1,859,317,368 in the October 2026 data, up 116%.
Total employees: 33 in October 2021 and 91 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 46 to 48.
- Regulatory assets under management went from $1,474,429,922 to $1,859,317,368 (+26%).
- Added an office in Centennial, CO.
- Added an office in Seattle, WA.
- No longer lists an office in Boise, ID.
- No longer lists an office in Lakewood, CO.
- Registered or notice-filed in SC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Clear Creek Financial Management, LLC (CRD 170602): Form ADV filing data as of October 2026.