{ "crd_number": 170602, "slug": "clear-creek-financial-management-llc-silverdale-wa-170602", "primary_business_name": "CLEAR CREEK FINANCIAL MANAGEMENT, LLC", "legal_name": "CLEAR CREEK FINANCIAL MANAGEMENT, LLC", "dbas": [ "AMICK FINANCIAL", "ARGENT WEALTH MANAGEMENT", "ASCENT WEALTH STRATEGIES", "COPPER FINANCIAL GROUP", "GREEN JAY FINANCIAL ADVISORS", "HARRIS FINANCIAL ADVISORS", "HELIOS QUANTITATIVE RESEARCH", "INVESTMENT CAPITAL 360", "IRONSTONE FINANCIAL", "JACK THOMAS FINANCIAL", "MAGELLAN WEALTH MANAGEMENT", "RENAISSANCE FINANCIAL MANAGEMENT", "STRATEGIC FINANCIAL GROUP", "STRIVE WEALTH AND PROTECTION PLANNING", "TRANSITION PLANNING", "TRAVERSE PLANNING", "TREASURE VALLEY FINANCIAL PLANNING", "WHITE CLOUD WEALTH MANAGEMENT", "WILEY INVEST" ], "city": "Silverdale", "state": "WA", "country": "United States", "cbsa_code": "14740", "metro": { "cbsa_code": "14740", "common_name": "Bremerton", "msa_name": "Bremerton-Silverdale-Port Orchard, WA", "path": "/advisors/wa/bremerton" }, "registration_type": "sec", "registration_status": "Approved", "registration_date": "2017-09-29", "years_registered": 9, "period": "2026-10-01", "filing_date": "2026-09-21", "carried_forward": false, "raum_total": 1859317368.0, "raum_discretionary": 1854435685.0, "raum_non_discretionary": 4881683.0, "raum_band": "1b_5b", "raum_band_label": "$1 billion to $5 billion", "total_employees": 91, "advisory_employees": 48, "client_count_bucket": "fewer_than_5_in_some_types", "clients_by_type": { "individuals": { "raum": 844147470.0, "count": 3483 }, "pension_profit_sharing": { "raum": 31041489.0, "count": null, "fewer_than_5": true }, "high_net_worth_individuals": { "raum": 960885296.0, "count": 481 }, "corporations_other_businesses": { "raum": 23243113.0, "count": 39 } }, "compensation_types": [ "fixed", "hourly", "percentage_of_aum" ], "advisory_activities": [ "educational_seminars", "financial_planning", "pension_consulting", "periodicals_newsletters", "portfolio_management_individuals", "selection_of_other_advisers" ], "wrap_fee_participant": false, "disclosure_yes_count": 2, "states_registered": [ "AK", "AR", "AZ", "CA", "CO", "FL", "GA", "IA", "ID", "IL", "KS", "LA", "MI", "MN", "MS", "MT", "NC", "NE", "NH", "NM", "NV", "NY", "OH", "OR", "SC", "TN", "TX", "UT", "VA", "WA", "WI", "WY" ], "websites": [ "https://argent-wm.com", "https://ascentwealthstrategies.com", "https://ccfmadvisors.com", "https://clearcreekfm.com", "https://copperfm.com", "https://facebook.com/CLEARCREEKFM", "https://facebook.com/Copperfm", "https://facebook.com/STRIVEplanning", "https://facebook.com/coloradofinancialplanners?_tn_=", "https://facebook.com/investmentcapital360", "https://facebook.com/magellanretirement", "https://facebook.com/treasurevalleyplanning", "https://greenjayfa.com", "https://heliosdriven.com", "https://hfaboise.com", "https://instagram.com/striveplanning", "https://investmentcapital360.com", "https://ironstonefin.com", "https://ironstonefinance.com", "https://jackthomasfinancial.com", "https://linkedin.com/COMPANY/CLEAR-CREEK-FINANCIAL-MANAGEMENT", "https://linkedin.com/company/6399052/admin/feed/posts", "https://linkedin.com/company/ascent-wealth-strategies", "https://linkedin.com/company/green-jay-fa/about", "https://linkedin.com/company/harris-financial-advisors", "https://linkedin.com/company/heliosdriven", "https://linkedin.com/company/strive-wealth-&-protection-planning-llc", "https://linkedin.com/company/traverse-planning", "https://linkedin.com/in/bruno-marques-cfp%C2%AE-535227b", "https://linkedin.com/in/jacknthomas", "https://linkedin.com/in/jedreese", "https://linkedin.com/in/joe-gates-1a749310", "https://linkedin.com/in/stephen-coupe-6003b876", "https://linkedin.com/in/steve-silver-572494158", "https://linkedin.com/in/wileykevin", "https://magellan-wealth.com", "https://renaissance-financial.com", "https://sfgadvising.com", "https://striveplanning.com", "https://transitionplanninginc.com", "https://traverseplanning.com", "https://treasurevalleyplanning.com", "https://twitter.com/CLEARCREEKFM", "https://twitter.com/NxtGenPlanning", "https://twitter.com/STRIVEplanning", "https://twitter.com/TraversePlan", "https://twitter.com/kyrradio?lang=en", "https://whitecloudwm.com", "https://wileyinvest.com", "https://youtube.com/@traverseplanning7272", "https://youtube.com/@whitecloudwealthmanagement6768" ], "iapd_url": "https://adviserinfo.sec.gov/firm/summary/170602", "disclosure_items": [ { "item": "11.D(2)", "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?" }, { "item": "11.D(4)", "question": "In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?" } ], "city_as_filed": "SILVERDALE", "url": "https://advisorcensus.com/firm/clear-creek-financial-management-llc-silverdale-wa-170602", "display_name": "Clear Creek Financial Management, LLC", "summary": "Clear Creek Financial Management, LLC is an SEC-registered investment advisory firm in Silverdale, WA, registered since 2017, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated September 21, 2026.", "citation": "AdvisorCensus. Clear Creek Financial Management, LLC (CRD 170602): Form ADV filing data as of October 2026.", "registration_type_label": "SEC-registered investment adviser", "compensation_labels": [ "A percentage of assets under your management", "Hourly charges", "Fixed fees (other than subscription fees)" ], "advisory_activity_labels": [ "Financial planning services", "Portfolio management for individuals and/or small businesses", "Pension consulting services", "Selection of other advisers (including private fund managers)", "Publication of periodicals or newsletters", "Educational seminars/workshops" ], "quick_answers": [ { "q": "How is Clear Creek Financial Management, LLC compensated?", "a": "On its Form ADV (Item 5.E, October 2026), Clear Creek Financial Management, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)." }, { "q": "How much does Clear Creek Financial Management, LLC charge?", "a": "Its Form ADV Part 2A brochure dated March 26, 2026 states: Hourly rate: $350 an hour (Financial Planning and Consulting services); Flat fee: $250 to $100,000 (Financial Planning and Consulting services); Hourly rate: $250 an hour (Pension Consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement." }, { "q": "Where is Clear Creek Financial Management, LLC located?", "a": "Clear Creek Financial Management, LLC's principal office is in Silverdale, WA, according to its Form ADV; the October 2026 filing also lists 10 other offices (Schedule D, Section 1.F)." }, { "q": "Is Clear Creek Financial Management, LLC registered with the SEC or a state?", "a": "Clear Creek Financial Management, LLC is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 170602." }, { "q": "How much does Clear Creek Financial Management, LLC manage?", "a": "Clear Creek Financial Management, LLC reports $1,859,317,368 in regulatory assets under management in its Form ADV filing dated September 21, 2026 (100% discretionary)." }, { "q": "How have Clear Creek Financial Management, LLC's assets and staff changed since 2021?", "a": "In the Form ADV data for Clear Creek Financial Management, LLC: Regulatory assets under management: $858,884,562 in the October 2021 data and $1,859,317,368 in the October 2026 data, up 116%. Total employees: 33 in October 2021 and 91 in October 2026. Assets under management move with markets as well as with clients coming and going." }, { "q": "What types of clients does Clear Creek Financial Management, LLC serve?", "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (3,483); high net worth individuals (481); corporations or other businesses not listed above (39)." }, { "q": "Which custodians does Clear Creek Financial Management, LLC use?", "a": "Clear Creek Financial Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Pershing Advisor Solutions LLC as custodians holding 10% or more of its separately managed account assets." }, { "q": "Does Clear Creek Financial Management, LLC report any disciplinary disclosures?", "a": "Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation) and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/170602" }, { "q": "What changed in Clear Creek Financial Management, LLC's recent Form ADV filings?", "a": "In the April 2026 filing data: Employees performing advisory functions went from 46 to 48. Regulatory assets under management went from $1,474,429,922 to $1,859,317,368 (+26%). Added an office in Centennial, CO. Added an office in Seattle, WA. No longer lists an office in Boise, ID. No longer lists an office in Lakewood, CO. Registered or notice-filed in SC." } ], "filing_history": [ { "period": "2021-10-01", "regulatory_assets_under_management": 858884562.0, "total_employees": 33, "filing_date": "2021-06-21" }, { "period": "2022-10-01", "regulatory_assets_under_management": 1097428090.0, "total_employees": 36, "filing_date": "2022-03-21" }, { "period": "2023-10-01", "regulatory_assets_under_management": 901224063.0, "total_employees": 37, "filing_date": "2023-09-08" }, { "period": "2024-10-01", "regulatory_assets_under_management": 1182570272.0, "total_employees": 35, "filing_date": "2024-04-01" }, { "period": "2025-10-01", "regulatory_assets_under_management": 1474429922.0, "total_employees": 46, "filing_date": "2025-02-26" }, { "period": "2026-10-01", "regulatory_assets_under_management": 1859317368.0, "total_employees": 91, "filing_date": "2026-09-21" } ], "recent_changes": [ { "period": "2026-04-01", "period_label": "April 2026", "notes": [ "Employees performing advisory functions went from 46 to 48.", "Regulatory assets under management went from $1,474,429,922 to $1,859,317,368 (+26%).", "Added an office in Centennial, CO.", "Added an office in Seattle, WA.", "No longer lists an office in Boise, ID.", "No longer lists an office in Lakewood, CO.", "Registered or notice-filed in SC." ] } ], "fees_from_brochure": { "source": "Form ADV Part 2A brochure dated March 26, 2026", "provided_by_the_firm": false, "tiers": [], "flat_rate": null, "stated_range": null, "stated_maximum": null, "account_minimum": null, "account_minimum_may_be_waived": false, "minimum_annual_fee": null, "planning_fees": [ "Hourly rate: $350 an hour (Financial Planning and Consulting services)", "Flat fee: $250 to $100,000 (Financial Planning and Consulting services)", "Hourly rate: $250 an hour (Pension Consulting services)" ], "figures": [ { "label": "Planning fee", "statements": [ "Hourly rate: $350 an hour (Financial Planning and Consulting services)" ], "quotes": [ "We charge on an hourly or flat fee basis for Financial Planning and Consulting services. The total estimated fee, as well as the ultimate fee that we charge you, is based on the scope and complexity of our engagement with you. Our maximum hourly fee is $350." ] }, { "label": "Planning fee", "statements": [ "Flat fee: $250 to $100,000 (Financial Planning and Consulting services)" ], "quotes": [ "We charge on an hourly or flat fee basis for Financial Planning and Consulting services. The total estimated fee, as well as the ultimate fee that we charge you, is based on the scope and complexity of our engagement with you. Our maximum hourly fee is $350. Flat fees generally range from $ 250 to $100,000." ] }, { "label": "Planning fee", "statements": [ "Hourly rate: $250 an hour (Pension Consulting services)" ], "quotes": [ "Our hourly fee is $250. Our flat fees generally range from $750 to $12,000. Flat fees will be charged quarterly for ongoing pension consulting services." ] } ], "values": { "tiers": [], "range_pct": null, "max_pct": null, "account_minimum": null, "minimum_annual_fee": null, "planning": [ { "kind": "hourly", "amount": 350.0, "min": null, "max": null, "period": "hour", "service": "Financial Planning and Consulting services" }, { "kind": "flat", "amount": null, "min": 250.0, "max": 100000.0, "period": "one_time", "service": "Financial Planning and Consulting services" }, { "kind": "hourly", "amount": 250.0, "min": null, "max": null, "period": "hour", "service": "Pension Consulting services" } ] }, "quotes": [ "We charge on an hourly or flat fee basis for Financial Planning and Consulting services. The total estimated fee, as well as the ultimate fee that we charge you, is based on the scope and complexity of our engagement with you. Our maximum hourly fee is $350.", "We charge on an hourly or flat fee basis for Financial Planning and Consulting services. The total estimated fee, as well as the ultimate fee that we charge you, is based on the scope and complexity of our engagement with you. Our maximum hourly fee is $350. Flat fees generally range from $ 250 to $100,000.", "Our hourly fee is $250. Our flat fees generally range from $750 to $12,000. Flat fees will be charged quarterly for ongoing pension consulting services." ], "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable." }, "custodians": [ { "name": "Charles Schwab & Co., Inc.", "name_as_filed": "CHARLES SCHWAB & CO., INC.", "affiliated": false }, { "name": "Pershing Advisor Solutions LLC", "name_as_filed": "PERSHING ADVISOR SOLUTIONS LLC", "affiliated": false } ], "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.", "markdown_url": "https://advisorcensus.com/firm/clear-creek-financial-management-llc-silverdale-wa-170602.md", "clients": [ { "type": "individuals", "label": "Individuals (other than high net worth individuals)", "count": 3483, "fewer_than_5": false, "raum": 844147470.0 }, { "type": "high_net_worth_individuals", "label": "High net worth individuals", "count": 481, "fewer_than_5": false, "raum": 960885296.0 }, { "type": "pension_profit_sharing", "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)", "count": null, "fewer_than_5": true, "raum": 31041489.0 }, { "type": "corporations_other_businesses", "label": "Corporations or other businesses not listed above", "count": 39, "fewer_than_5": false, "raum": 23243113.0 } ], "disclosure_line": "Reports 2 disclosure items on Form ADV Item 11.", "indexable": true, "suppressed": false, "claimed": false, "enhanced": false, "provided_by_the_firm": null, "source": { "name": "Form ADV", "as_of": "2026-10-01", "iapd_url": "https://adviserinfo.sec.gov/firm/summary/170602", "operator": "BH Monitor Services, LLC", "license": "https://creativecommons.org/licenses/by/4.0/", "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data" } }