# Clarity Wealth Advisors

> Clarity Wealth Advisors is an SEC-registered investment advisory firm in San Jose, CA, registered since 2014, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated September 15, 2026.

- CRD: 157913
- Filed as: CLARITY WEALTH ADVISORS
- Legal name: Clarity Wealth Advisors, LLC
- Also doing business as: CLARITY INSURANCE SOLUTIONS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: San Jose, CA
- Filing period: October 2026
- Form ADV filing dated: September 15, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/157913
- AdvisorCensus page: https://advisorcensus.com/firm/clarity-wealth-advisors-san-jose-ca-157913

## Quick answers

**How is Clarity Wealth Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Clarity Wealth Advisors reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Clarity Wealth Advisors charge?**
Its Form ADV Part 2A brochure dated March 25, 2026 states: Flat fee: $5,000 (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Clarity Wealth Advisors located?**
Clarity Wealth Advisors' principal office is in San Jose, CA, according to its Form ADV.

**Is Clarity Wealth Advisors registered with the SEC or a state?**
Clarity Wealth Advisors is an SEC-registered investment advisory firm, registered since 2014. Status as filed: Approved. CRD 157913.

**How much does Clarity Wealth Advisors manage?**
Clarity Wealth Advisors reports $732,949,271 in regulatory assets under management in its Form ADV filing dated September 15, 2026 (100% discretionary).

**How have Clarity Wealth Advisors' assets and staff changed since 2021?**
In the Form ADV data for Clarity Wealth Advisors: Regulatory assets under management: $340,407,904 in the October 2021 data and $732,949,271 in the October 2026 data, up 115%. Total employees: 4 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Clarity Wealth Advisors serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (223); individuals (other than high net worth individuals) (113); pension and profit sharing plans (but not the plan participants or government pension plans) (4).

**Which custodians does Clarity Wealth Advisors use?**
Clarity Wealth Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Clarity Wealth Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/157913

**Does Clarity Wealth Advisors state an account minimum?**
Its Form ADV Part 2A brochure dated March 25, 2026 says: "Generally, we require a minimum account size of $500,000 to open and maintain an advisory account with our firm, but we may waive or lower this minimum requirement in our sole discretion."

**What changed in Clarity Wealth Advisors' recent Form ADV filings?**
In the October 2026 filing data: Registered or notice-filed in NY.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 25, 2026)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> Generally, we require a minimum account size of $500,000 to open and maintain an advisory account with our firm, but we may waive or lower this minimum requirement in our sole discretion.

- Flat fee: $5,000 (financial planning services)

> We provide financial planning services on a fixed fee basis with our fees ranging up to $5,000. These fees are generally due within 30 days of the inception of the engagement

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $732,949,271
- Discretionary: $732,949,271
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 113 | $34,951,292 |
| High net worth individuals | 223 | $677,686,345 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 4 | $19,657,101 |
| Charitable organizations | 2 | $654,533 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2014 (12 years)
- Employees: 5 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, LA, NY, OR, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- claritywa.com
- claritywealthadvisors.com
- LinkedIn @clarity-wealth-advisors

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $340,407,904 | 4 | July 8, 2021 |
| October 2022 | $396,318,899 | 4 | March 30, 2022 |
| October 2023 | $403,699,675 | 4 | February 26, 2023 |
| October 2024 | $478,899,915 | 4 | July 16, 2024 |
| October 2025 | $601,219,849 | 4 | March 25, 2025 |
| October 2026 | $732,949,271 | 5 | September 15, 2026 |

Regulatory assets under management: $340,407,904 in the October 2021 data and $732,949,271 in the October 2026 data, up 115%.
Total employees: 4 in October 2021 and 5 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Registered or notice-filed in NY.

### April 2026
- Regulatory assets under management went from $601,219,849 to $732,949,271 (+22%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Clarity Wealth Advisors (CRD 157913): Form ADV filing data as of October 2026.