# Churchill Financial Advisors, LLC

> Churchill Financial Advisors, LLC is an SEC-registered investment advisory firm in Louisville, KY, registered since 2025, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 19, 2026.

- CRD: 333071
- Filed as: CHURCHILL FINANCIAL ADVISORS, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Louisville, KY
- Filing period: October 2026
- Form ADV filing dated: March 19, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/333071
- AdvisorCensus page: https://advisorcensus.com/firm/churchill-financial-advisors-llc-louisville-ky-333071

## Quick answers

**How is Churchill Financial Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Churchill Financial Advisors, LLC reports these compensation arrangements: a percentage of assets under its management.

**How much does Churchill Financial Advisors, LLC charge?**
Its Form ADV Part 2A brochure dated March 19, 2026 states: Up to $5,000,000: 1.25% a year; Above $5,000,000: 1% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Churchill Financial Advisors, LLC located?**
Churchill Financial Advisors, LLC's principal office is in Louisville, KY, according to its Form ADV.

**Is Churchill Financial Advisors, LLC registered with the SEC or a state?**
Churchill Financial Advisors, LLC is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 333071.

**How much does Churchill Financial Advisors, LLC manage?**
Churchill Financial Advisors, LLC reports $522,862,170 in regulatory assets under management in its Form ADV filing dated March 19, 2026 (100% discretionary).

**How have Churchill Financial Advisors, LLC's assets and staff changed since 2025?**
In the Form ADV data for Churchill Financial Advisors, LLC: Regulatory assets under management: $243,773,036 in the October 2025 data and $522,862,170 in the October 2026 data, up 114%. Total employees: 5 in October 2025 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Churchill Financial Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (63); high net worth individuals (45).

**Which custodians does Churchill Financial Advisors, LLC use?**
Churchill Financial Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists National Financial Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Churchill Financial Advisors, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/333071

**Does Churchill Financial Advisors, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 19, 2026 says: "Our firm requires a minimum account balance of $250,000 for our Asset Management service. This minimum account balance requirement is generally not negotiable"

**What changed in Churchill Financial Advisors, LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $243,773,036 to $522,862,170 (+114%). Registered or notice-filed in CA, ME.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 19, 2026)

- Up to $5,000,000: 1.25% a year
- Above $5,000,000: 1% a year

> Assets Under Management Annual Fee Percentage On the first $5,000,000 1.25% On amounts over $5,000,000 1.00%

- Account minimum: $250,000

> Our firm requires a minimum account balance of $250,000 for our Asset Management service. This minimum account balance requirement is generally not negotiable

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $522,862,170
- Discretionary: $522,862,170
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 63 | $10,365,109 |
| High net worth individuals | 45 | $512,497,061 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2025 (1 year)
- Employees: 5 total, 3 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AL, AR, CA, DC, DE, FL, GA, IL, IN, KY, LA, ME, NC, NE, NM, OH, OK, TN, TX, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [churchillfa.com](https://churchillfa.com)
- LinkedIn @justin-ferguson-cfa-213141258

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $243,773,036 | 5 | July 15, 2025 |
| October 2026 | $522,862,170 | 5 | March 19, 2026 |

Regulatory assets under management: $243,773,036 in the October 2025 data and $522,862,170 in the October 2026 data, up 114%.
Total employees: 5 in October 2025 and 5 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $243,773,036 to $522,862,170 (+114%).
- Registered or notice-filed in CA, ME.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Churchill Financial Advisors, LLC (CRD 333071): Form ADV filing data as of October 2026.