{
  "crd_number": 333071,
  "slug": "churchill-financial-advisors-llc-louisville-ky-333071",
  "primary_business_name": "CHURCHILL FINANCIAL ADVISORS, LLC",
  "legal_name": "CHURCHILL FINANCIAL ADVISORS, LLC",
  "dbas": [],
  "city": "Louisville",
  "state": "KY",
  "country": "United States",
  "cbsa_code": "31140",
  "metro": {
    "cbsa_code": "31140",
    "common_name": "Louisville",
    "msa_name": "Louisville/Jefferson County, KY-IN",
    "path": "/advisors/ky/louisville"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2025-01-02",
  "years_registered": 1,
  "period": "2026-10-01",
  "filing_date": "2026-03-19",
  "carried_forward": false,
  "raum_total": 522862170.0,
  "raum_discretionary": 522862170.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 5,
  "advisory_employees": 3,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 10365109.0,
      "count": 63
    },
    "high_net_worth_individuals": {
      "raum": 512497061.0,
      "count": 45
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AL",
    "AR",
    "CA",
    "DC",
    "DE",
    "FL",
    "GA",
    "IL",
    "IN",
    "KY",
    "LA",
    "ME",
    "NC",
    "NE",
    "NM",
    "OH",
    "OK",
    "TN",
    "TX",
    "WI"
  ],
  "websites": [
    "https://churchillfa.com",
    "https://linkedin.com/in/justin-ferguson-cfa-213141258"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/333071",
  "city_as_filed": "LOUISVILLE",
  "url": "https://advisorcensus.com/firm/churchill-financial-advisors-llc-louisville-ky-333071",
  "display_name": "Churchill Financial Advisors, LLC",
  "summary": "Churchill Financial Advisors, LLC is an SEC-registered investment advisory firm in Louisville, KY, registered since 2025, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 19, 2026.",
  "citation": "AdvisorCensus. Churchill Financial Advisors, LLC (CRD 333071): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients"
  ],
  "quick_answers": [
    {
      "q": "How is Churchill Financial Advisors, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Churchill Financial Advisors, LLC reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "How much does Churchill Financial Advisors, LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated March 19, 2026 states: Up to $5,000,000: 1.25% a year; Above $5,000,000: 1% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Churchill Financial Advisors, LLC located?",
      "a": "Churchill Financial Advisors, LLC's principal office is in Louisville, KY, according to its Form ADV."
    },
    {
      "q": "Is Churchill Financial Advisors, LLC registered with the SEC or a state?",
      "a": "Churchill Financial Advisors, LLC is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 333071."
    },
    {
      "q": "How much does Churchill Financial Advisors, LLC manage?",
      "a": "Churchill Financial Advisors, LLC reports $522,862,170 in regulatory assets under management in its Form ADV filing dated March 19, 2026 (100% discretionary)."
    },
    {
      "q": "How have Churchill Financial Advisors, LLC's assets and staff changed since 2025?",
      "a": "In the Form ADV data for Churchill Financial Advisors, LLC: Regulatory assets under management: $243,773,036 in the October 2025 data and $522,862,170 in the October 2026 data, up 114%. Total employees: 5 in October 2025 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Churchill Financial Advisors, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (63); high net worth individuals (45)."
    },
    {
      "q": "Which custodians does Churchill Financial Advisors, LLC use?",
      "a": "Churchill Financial Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists National Financial Services LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Churchill Financial Advisors, LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/333071"
    },
    {
      "q": "Does Churchill Financial Advisors, LLC state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 19, 2026 says: \"Our firm requires a minimum account balance of $250,000 for our Asset Management service. This minimum account balance requirement is generally not negotiable\""
    },
    {
      "q": "What changed in Churchill Financial Advisors, LLC's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $243,773,036 to $522,862,170 (+114%). Registered or notice-filed in CA, ME."
    }
  ],
  "filing_history": [
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 243773036.0,
      "total_employees": 5,
      "filing_date": "2025-07-15"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 522862170.0,
      "total_employees": 5,
      "filing_date": "2026-03-19"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $243,773,036 to $522,862,170 (+114%).",
        "Registered or notice-filed in CA, ME."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 19, 2026",
    "provided_by_the_firm": false,
    "tiers": [
      {
        "band": "Up to $5,000,000",
        "rate": "1.25%"
      },
      {
        "band": "Above $5,000,000",
        "rate": "1%"
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$250,000",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [],
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $5,000,000: 1.25% a year",
          "Above $5,000,000: 1% a year"
        ],
        "quotes": [
          "Assets Under Management Annual Fee Percentage\nOn the first $5,000,000 1.25%\nOn amounts over $5,000,000 1.00%"
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $250,000"
        ],
        "quotes": [
          "Our firm requires a minimum account balance of $250,000 for our Asset Management service. This minimum account balance requirement is generally not negotiable"
        ]
      }
    ],
    "values": {
      "tiers": [
        {
          "min": 0.0,
          "max": 5000000.0,
          "rate_pct": 1.25
        },
        {
          "min": 5000000.0,
          "max": null,
          "rate_pct": 1.0
        }
      ],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 250000.0,
      "minimum_annual_fee": null,
      "planning": []
    },
    "quotes": [
      "Assets Under Management Annual Fee Percentage\nOn the first $5,000,000 1.25%\nOn amounts over $5,000,000 1.00%",
      "Our firm requires a minimum account balance of $250,000 for our Asset Management service. This minimum account balance requirement is generally not negotiable"
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "National Financial Services LLC",
      "name_as_filed": "NATIONAL FINANCIAL SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/churchill-financial-advisors-llc-louisville-ky-333071.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 63,
      "fewer_than_5": false,
      "raum": 10365109.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 45,
      "fewer_than_5": false,
      "raum": 512497061.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/333071",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}