# Christian Financial Advisors

> Christian Financial Advisors is an SEC-registered investment advisory firm in New Braunfels, TX, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 16, 2026.

- CRD: 165811
- Filed as: CHRISTIAN FINANCIAL ADVISORS
- Legal name: Christian Investment Advisors, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: New Braunfels, TX
- Filing period: October 2026
- Form ADV filing dated: March 16, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/165811
- AdvisorCensus page: https://advisorcensus.com/firm/christian-financial-advisors-new-braunfels-tx-165811

## Quick answers

**How is Christian Financial Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Christian Financial Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Christian Financial Advisors located?**
Christian Financial Advisors' principal office is in New Braunfels, TX, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Christian Financial Advisors registered with the SEC or a state?**
Christian Financial Advisors is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 165811.

**How much does Christian Financial Advisors manage?**
Christian Financial Advisors reports $218,723,686 in regulatory assets under management in its Form ADV filing dated March 16, 2026 (100% discretionary).

**How have Christian Financial Advisors' assets and staff changed since 2021?**
In the Form ADV data for Christian Financial Advisors: Regulatory assets under management: $114,727,735 in the October 2021 data and $218,723,686 in the October 2026 data, up 91%. Total employees: 5 in October 2021 and 9 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Christian Financial Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (393); high net worth individuals (86).

**Which custodians does Christian Financial Advisors use?**
Christian Financial Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Christian Financial Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/165811

**Does Christian Financial Advisors state an account minimum?**
Its Form ADV Part 2A brochure dated March 16, 2026 says: "CFA generally imposes a minimum account size of $5,000 for establishing a relationship. This can be waived at our sole discretion."

**What changed in Christian Financial Advisors' recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $187,693,592 to $218,723,686 (+17%). Registered or notice-filed in KS, MO, OH.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 16, 2026)

- Account minimum: $5,000 (the brochure says it may be waived or negotiated)

> CFA generally imposes a minimum account size of $5,000 for establishing a relationship. This can be waived at our sole discretion.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $218,723,686
- Discretionary: $218,723,686
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 393 | $115,015,351 |
| High net worth individuals | 86 | $103,708,335 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | Not reported |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Other

### Firm details
- Registered since: 2021 (5 years)
- Employees: 9 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CO, FL, KS, MO, NE, OH, SC, TX, VA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Land O Lakes, FL

### Websites listed on Form ADV (Item 1.I)
- christianfinancialadvisors.com
- christianfinancialpodcast.com
- Facebook @hellocfadvisors
- Instagram @hellocfadvisors
- LinkedIn @hellocfadvisors
- X @hellocfadvisors
- YouTube @christianfinancialadvisors

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $114,727,735 | 5 | September 13, 2021 |
| October 2022 | $149,475,097 | 7 | June 30, 2022 |
| October 2023 | $139,510,728 | 11 | August 29, 2023 |
| October 2024 | $171,448,665 | 9 | March 28, 2024 |
| October 2025 | $187,693,592 | 9 | March 28, 2025 |
| October 2026 | $218,723,686 | 9 | March 16, 2026 |

Regulatory assets under management: $114,727,735 in the October 2021 data and $218,723,686 in the October 2026 data, up 91%.
Total employees: 5 in October 2021 and 9 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $187,693,592 to $218,723,686 (+17%).
- Registered or notice-filed in KS, MO, OH.

### November 2025
- Added an office in Land O Lakes, FL.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Christian Financial Advisors (CRD 165811): Form ADV filing data as of October 2026.