# Chipser Wealth Management, LLC

> Chipser Wealth Management, LLC is an SEC-registered investment advisory firm in Destin, FL, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated January 27, 2026.

- CRD: 306396
- Filed as: CHIPSER WEALTH MANAGEMENT, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Destin, FL
- Filing period: October 2026
- Form ADV filing dated: January 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/306396
- AdvisorCensus page: https://advisorcensus.com/firm/chipser-wealth-management-llc-destin-fl-306396

## Quick answers

**How is Chipser Wealth Management, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Chipser Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Chipser Wealth Management, LLC located?**
Chipser Wealth Management, LLC's principal office is in Destin, FL, according to its Form ADV.

**Is Chipser Wealth Management, LLC registered with the SEC or a state?**
Chipser Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 306396.

**How much does Chipser Wealth Management, LLC manage?**
Chipser Wealth Management, LLC reports $140,000,000 in regulatory assets under management in its Form ADV filing dated January 27, 2026 (100% discretionary).

**How have Chipser Wealth Management, LLC's assets and staff changed since 2024?**
In the Form ADV data for Chipser Wealth Management, LLC: Regulatory assets under management: $106,250,000 in the October 2024 data and $140,000,000 in the October 2026 data, up 32%. Total employees: 2 in October 2024 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Chipser Wealth Management, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (107).

**Which custodians does Chipser Wealth Management, LLC use?**
Chipser Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab as a custodian holding 10% or more of its separately managed account assets.

**Does Chipser Wealth Management, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/306396

**Does Chipser Wealth Management, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated January 27, 2026 says: "There is $25,000 minimum account size to open and maintain an advisory account."

**What changed in Chipser Wealth Management, LLC's recent Form ADV filings?**
In the February 2026 filing data: Employees performing advisory functions went from 2 to 3. Regulatory assets under management went from $116,000,000 to $140,000,000 (+21%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 27, 2026)

- Account minimum: $25,000

> There is $25,000 minimum account size to open and maintain an advisory account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $140,000,000
- Discretionary: $140,000,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 107 | $90,000,000 |
| High net worth individuals | Fewer than 5 | $36,000,000 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $1,000,000 |
| Charitable organizations | Fewer than 5 | $1,000,000 |
| Corporations or other businesses not listed above | Fewer than 5 | $12,000,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2024 (2 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AL, FL, GA, LA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- chipserwealthmanagement.com
- Facebook @CHIPSERWM
- LinkedIn @CHIPSER-WEALTH-MANAGEMENT-LLC

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $106,250,000 | 2 | March 7, 2024 |
| October 2025 | $116,000,000 | 2 | February 3, 2025 |
| October 2026 | $140,000,000 | 3 | January 27, 2026 |

Regulatory assets under management: $106,250,000 in the October 2024 data and $140,000,000 in the October 2026 data, up 32%.
Total employees: 2 in October 2024 and 3 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Employees performing advisory functions went from 2 to 3.
- Regulatory assets under management went from $116,000,000 to $140,000,000 (+21%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Chipser Wealth Management, LLC (CRD 306396): Form ADV filing data as of October 2026.