# Childfree Wealth

> Childfree Wealth is an SEC-registered investment advisory firm, registered since 2022, reporting under $25 million in regulatory assets under management in its Form ADV filing dated January 13, 2026.

- CRD: 316489
- Filed as: CHILDFREE WEALTH
- Legal name: Childfree Wealth, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: January 13, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/316489
- AdvisorCensus page: https://advisorcensus.com/firm/childfree-wealth-316489

## Quick answers

**How is Childfree Wealth compensated?**
On its Form ADV (Item 5.E, October 2026), Childfree Wealth reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees).

**Is Childfree Wealth registered with the SEC or a state?**
Childfree Wealth is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 316489.

**How much does Childfree Wealth manage?**
Childfree Wealth reports $20,713,228 in regulatory assets under management in its Form ADV filing dated January 13, 2026 (100% discretionary).

**How have Childfree Wealth's assets and staff changed since 2022?**
In the Form ADV data for Childfree Wealth: Regulatory assets under management: $10,000,000 in the October 2025 data and $20,713,228 in the October 2026 data, up 107%. Total employees: 2 in October 2022 and 10 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Childfree Wealth serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (10).

**Which custodians does Childfree Wealth use?**
Childfree Wealth's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Altruist Financial LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Childfree Wealth report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/316489

**Does Childfree Wealth state an account minimum?**
Its Form ADV Part 2A brochure dated January 13, 2026 says: "We do not have a minimum account size requirement."

**What changed in Childfree Wealth's recent Form ADV filings?**
In the February 2026 filing data: Regulatory assets under management went from $10,000,000 to $20,713,228 (+107%). Added an office in Charlotte, NC. Registered or notice-filed in AL, AR, DC, DE, HI, IA, ID, IN, KS, KY, ME, MI, MN, MO, MT, ND, NJ, NM, NV, OK, RI, SC, SD, UT, VT, WI, WV, WY.

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 13, 2026)

- Account minimum: None

> We do not have a minimum account size requirement.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Altruist Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $20,713,228
- Discretionary: $20,713,228
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | Fewer than 5 | $592,071 |
| High net worth individuals | 10 | $20,121,157 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2022 (4 years)
- Employees: 10 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the February 2026 filing
- Charlotte, NC

### Websites listed on Form ADV (Item 1.I)
- childfreewealth.com
- livelearnplan.com
- reddit.com/user/LiveLearnPlan
- Facebook @jayzigmont
- LinkedIn @live-learn-plan

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | Not reported | 2 | September 19, 2022 |
| October 2023 | Not reported | 3 | September 15, 2023 |
| October 2024 | Not reported | 8 | August 13, 2024 |
| October 2025 | $10,000,000 | 5 | July 11, 2025 |
| October 2026 | $20,713,228 | 10 | January 13, 2026 |

Regulatory assets under management: $10,000,000 in the October 2025 data and $20,713,228 in the October 2026 data, up 107%.
Total employees: 2 in October 2022 and 10 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Regulatory assets under management went from $10,000,000 to $20,713,228 (+107%).
- Added an office in Charlotte, NC.
- Registered or notice-filed in AL, AR, DC, DE, HI, IA, ID, IN, KS, KY, ME, MI, MN, MO, MT, ND, NJ, NM, NV, OK, RI, SC, SD, UT, VT, WI, WV, WY.

### December 2025
- Employees performing advisory functions went from 3 to 4.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Childfree Wealth (CRD 316489): Form ADV filing data as of October 2026.