# Chesapeake Financial Advisors

> Chesapeake Financial Advisors is an SEC-registered investment advisory firm in Towson, MD, registered since 2017, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 19, 2026.

- CRD: 120139
- Filed as: CHESAPEAKE FINANCIAL ADVISORS
- Legal name: Thoma Capital Management LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Towson, MD
- Filing period: October 2026
- Form ADV filing dated: August 19, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/120139
- AdvisorCensus page: https://advisorcensus.com/firm/chesapeake-financial-advisors-towson-md-120139

## Quick answers

**How is Chesapeake Financial Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Chesapeake Financial Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Chesapeake Financial Advisors located?**
Chesapeake Financial Advisors' principal office is in Towson, MD, according to its Form ADV; the September 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Chesapeake Financial Advisors registered with the SEC or a state?**
Chesapeake Financial Advisors is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 120139.

**How much does Chesapeake Financial Advisors manage?**
Chesapeake Financial Advisors reports $310,069,630 in regulatory assets under management in its Form ADV filing dated August 19, 2026 (95% discretionary).

**How have Chesapeake Financial Advisors' assets and staff changed since 2021?**
In the Form ADV data for Chesapeake Financial Advisors: Regulatory assets under management: $205,152,753 in the October 2021 data and $310,069,630 in the October 2026 data, up 51%. Total employees: 11 in October 2021 and 10 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Chesapeake Financial Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (177); high net worth individuals (91); pension and profit sharing plans (but not the plan participants or government pension plans) (19).

**Which custodians does Chesapeake Financial Advisors use?**
Chesapeake Financial Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Chesapeake Financial Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/120139

**Does Chesapeake Financial Advisors state an account minimum?**
Its Form ADV Part 2A brochure dated March 11, 2026 says: "Chesapeake Financial Advisors does not impose a minimum dollar value of assets or other condition for opening or maintaining an account."

**What changed in Chesapeake Financial Advisors' recent Form ADV filings?**
In the September 2026 filing data: Registered or notice-filed in NY.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 11, 2026)

- Account minimum: None

> Chesapeake Financial Advisors does not impose a minimum dollar value of assets or other condition for opening or maintaining an account.

- Minimum annual fee: $5,000

> The minimum annual fee for Investment Advisory Services is $5,000/year.

> All fees, including the minimum annual fee, are negotiable.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $310,069,630
- Discretionary: $294,654,655
- Non-discretionary: $15,414,975

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 177 | $69,916,084 |
| High net worth individuals | 91 | $227,916,359 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 19 | $11,547,529 |
| Charitable organizations | Fewer than 5 | $689,658 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2017 (9 years)
- Employees: 10 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: DE, FL, MD, NY, PA, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Frederick, MD
- Fulton, MD

### Websites listed on Form ADV (Item 1.I)
- peakeadvisors.com
- thomacap.com
- tomtaylorcpa.com
- wearefeeonly.com
- Facebook @feeonlyplan
- Instagram @chesapeakefinancialadvisors
- LinkedIn @chesapeakefinancialadvisors
- X @feeonlyplan
- YouTube @UCilAyqnn2tdKNdONKFBxbvQ

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $205,152,753 | 11 | February 17, 2021 |
| October 2022 | $271,653,095 | 14 | July 25, 2022 |
| October 2023 | $245,491,290 | 14 | July 27, 2023 |
| October 2024 | $192,486,670 | 12 | March 14, 2024 |
| October 2025 | $263,687,043 | 11 | March 5, 2025 |
| October 2026 | $310,069,630 | 10 | August 19, 2026 |

Regulatory assets under management: $205,152,753 in the October 2021 data and $310,069,630 in the October 2026 data, up 51%.
Total employees: 11 in October 2021 and 10 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Registered or notice-filed in NY.

### April 2026
- Employees performing advisory functions went from 8 to 7.
- Regulatory assets under management went from $263,687,043 to $310,069,630 (+18%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Chesapeake Financial Advisors (CRD 120139): Form ADV filing data as of October 2026.