# Chequers Financial Management LLC

> Chequers Financial Management LLC is an SEC-registered investment advisory firm in San Francisco, CA, registered since 2016, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 30, 2026.

- CRD: 175209
- Filed as: CHEQUERS FINANCIAL MANAGEMENT LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: San Francisco, CA
- Filing period: October 2026
- Form ADV filing dated: March 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/175209
- AdvisorCensus page: https://advisorcensus.com/firm/chequers-financial-management-llc-san-francisco-ca-175209

## Quick answers

**How is Chequers Financial Management LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Chequers Financial Management LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Chequers Financial Management LLC charge?**
Its Form ADV Part 2A brochure dated March 30, 2026 states: Hourly rate: $750 to $1,250 an hour (financial planning and consulting services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Chequers Financial Management LLC located?**
Chequers Financial Management LLC's principal office is in San Francisco, CA, according to its Form ADV; the April 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Chequers Financial Management LLC registered with the SEC or a state?**
Chequers Financial Management LLC is an SEC-registered investment advisory firm, registered since 2016. Status as filed: Approved. CRD 175209.

**How much does Chequers Financial Management LLC manage?**
Chequers Financial Management LLC reports $1,314,341,351 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (87% discretionary).

**How have Chequers Financial Management LLC's assets and staff changed since 2021?**
In the Form ADV data for Chequers Financial Management LLC: Regulatory assets under management: $481,438,258 in the October 2021 data and $1,314,341,351 in the October 2026 data, up 173%. Total employees: 7 in October 2021 and 21 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Chequers Financial Management LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (244); pension and profit sharing plans (but not the plan participants or government pension plans) (12).

**Which custodians does Chequers Financial Management LLC use?**
Chequers Financial Management LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Chequers Financial Management LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/175209

**Does Chequers Financial Management LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 30, 2026 says: "The Firm has established a minimum account size requirement of $2 million. Multiple accounts for the same client may be aggregated to reach this threshold." "At the Firm’s sole discretion, it may accept clients with smaller portfolios where it determines that the smaller portfolio size will not cause a substantial increase of investment risk beyond the client’s identified risk tolerance."

**What changed in Chequers Financial Management LLC's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 5 to 13. Regulatory assets under management went from $1,050,177,472 to $1,314,341,351 (+25%). Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 30, 2026)

- Account minimum: $2,000,000 (the brochure says it may be waived or negotiated)

> The Firm has established a minimum account size requirement of $2 million. Multiple accounts for the same client may be aggregated to reach this threshold.

> At the Firm’s sole discretion, it may accept clients with smaller portfolios where it determines that the smaller portfolio size will not cause a substantial increase of investment risk beyond the client’s identified risk tolerance.

- Hourly rate: $750 to $1,250 an hour (financial planning and consulting services)

> Our hourly rates range between $750 to $1,250 depending upon the nature of the requested services and the extent to which the project falls outside our normal scope of services.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,314,341,351
- Discretionary: $1,142,027,100
- Non-discretionary: $172,314,251

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 0 | $0 |
| High net worth individuals | 244 | $1,295,850,758 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 12 | $11,690,783 |
| Charitable organizations | Fewer than 5 | $6,799,810 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)
- Other

### Firm details
- Registered since: 2016 (10 years)
- Employees: 21 total, 13 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, FL, NJ, NY, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Irvine, CA
- Meridian, ID

### Websites listed on Form ADV (Item 1.I)
- [chequersfinancial.com](https://chequersfinancial.com)
- [linkein.com/COMPANY/CHEQUERS-FINANCIAL-MANAGEMENT](https://linkein.com/COMPANY/CHEQUERS-FINANCIAL-MANAGEMENT)
- [thewealthintersection.com](https://thewealthintersection.com)
- Facebook @THEWEALTHINTERSECTION
- Instagram @ AT THEWEALTHINTERSECTION
- X @  AT WEALTHINTERSECT

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $481,438,258 | 7 | March 23, 2021 |
| October 2022 | $590,477,947 | 12 | September 2, 2022 |
| October 2023 | $642,938,886 | 12 | March 22, 2023 |
| October 2024 | $811,985,408 | 12 | March 23, 2024 |
| October 2025 | $1,050,177,472 | 12 | March 31, 2025 |
| October 2026 | $1,314,341,351 | 21 | March 30, 2026 |

Regulatory assets under management: $481,438,258 in the October 2021 data and $1,314,341,351 in the October 2026 data, up 173%.
Total employees: 7 in October 2021 and 21 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 5 to 13.
- Regulatory assets under management went from $1,050,177,472 to $1,314,341,351 (+25%).
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Chequers Financial Management LLC (CRD 175209): Form ADV filing data as of October 2026.