{
  "crd_number": 112145,
  "slug": "checks-and-balances-inc-atlanta-ga-112145",
  "primary_business_name": "CHECKS & BALANCES, INC.",
  "legal_name": "CHECKS & BALANCES, INC.",
  "dbas": [],
  "city": "Atlanta",
  "state": "GA",
  "country": "United States",
  "cbsa_code": "12060",
  "metro": {
    "cbsa_code": "12060",
    "common_name": "Atlanta",
    "msa_name": "Atlanta-Sandy Springs-Roswell, GA",
    "path": "/advisors/ga/atlanta"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2001-04-25",
  "years_registered": 25,
  "period": "2026-10-01",
  "filing_date": "2026-01-08",
  "carried_forward": false,
  "raum_total": 251093751.0,
  "raum_discretionary": 251093751.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 20325528.0,
      "count": 2,
      "fewer_than_5": true
    },
    "individuals": {
      "raum": 420182.0,
      "count": 2,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 230329819.0,
      "count": 16
    },
    "corporations_other_businesses": {
      "raum": 18222.0,
      "count": 1,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "GA"
  ],
  "websites": [
    "https://thefamilyoffices.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/112145",
  "city_as_filed": "ATLANTA",
  "url": "https://advisorcensus.com/firm/checks-and-balances-inc-atlanta-ga-112145",
  "display_name": "Checks & Balances, Inc.",
  "summary": "Checks & Balances, Inc. is an SEC-registered investment advisory firm in Atlanta, GA, registered since 2001, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated January 8, 2026.",
  "citation": "AdvisorCensus. Checks & Balances, Inc. (CRD 112145): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients"
  ],
  "quick_answers": [
    {
      "q": "How is Checks & Balances, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Checks & Balances, Inc. reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "Where is Checks & Balances, Inc. located?",
      "a": "Checks & Balances, Inc.'s principal office is in Atlanta, GA, according to its Form ADV."
    },
    {
      "q": "Is Checks & Balances, Inc. registered with the SEC or a state?",
      "a": "Checks & Balances, Inc. is an SEC-registered investment advisory firm, registered since 2001. Status as filed: Approved. CRD 112145."
    },
    {
      "q": "How much does Checks & Balances, Inc. manage?",
      "a": "Checks & Balances, Inc. reports $251,093,751 in regulatory assets under management in its Form ADV filing dated January 8, 2026 (100% discretionary)."
    },
    {
      "q": "How have Checks & Balances, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Checks & Balances, Inc.: Regulatory assets under management: $231,413,835 in the October 2021 data and $251,093,751 in the October 2026 data, up 9%. Total employees: 1 in October 2021 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Checks & Balances, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (16); individuals (other than high net worth individuals) (2); charitable organizations (2)."
    },
    {
      "q": "Which custodians does Checks & Balances, Inc. use?",
      "a": "Checks & Balances, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Checks & Balances, Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/112145"
    },
    {
      "q": "Does Checks & Balances, Inc. state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated January 8, 2026 says: \"There is no minimum account size due to the family nature of the business.\""
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 231413835.0,
      "total_employees": 1,
      "filing_date": "2021-01-21"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 256591606.0,
      "total_employees": 1,
      "filing_date": "2022-02-01"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 225891752.0,
      "total_employees": 1,
      "filing_date": "2023-01-27"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 237872888.0,
      "total_employees": 1,
      "filing_date": "2024-01-08"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 234475495.0,
      "total_employees": 1,
      "filing_date": "2025-01-15"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 251093751.0,
      "total_employees": 1,
      "filing_date": "2026-01-08"
    }
  ],
  "recent_changes": [],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated January 8, 2026",
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "There is no minimum account size due to the family nature of the business."
        ]
      }
    ],
    "quotes": [
      "There is no minimum account size due to the family nature of the business."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/checks-and-balances-inc-atlanta-ga-112145.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 2,
      "fewer_than_5": true,
      "raum": 420182.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 16,
      "fewer_than_5": false,
      "raum": 230329819.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 2,
      "fewer_than_5": true,
      "raum": 20325528.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 1,
      "fewer_than_5": true,
      "raum": 18222.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/112145",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}