# Charmarline Wealth Management

> Charmarline Wealth Management is an SEC-registered investment advisory firm in Lynchburg, VA, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 18, 2026.

- CRD: 336719
- Filed as: CHARMARLINE WEALTH MANAGEMENT
- Legal name: Charmarline Wealth Management LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Lynchburg, VA
- Filing period: October 2026
- Form ADV filing dated: September 18, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/336719
- AdvisorCensus page: https://advisorcensus.com/firm/charmarline-wealth-management-lynchburg-va-336719

## Quick answers

**How is Charmarline Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Charmarline Wealth Management reports these compensation arrangements: a percentage of assets under its management.

**Where is Charmarline Wealth Management located?**
Charmarline Wealth Management's principal office is in Lynchburg, VA, according to its Form ADV.

**Is Charmarline Wealth Management registered with the SEC or a state?**
Charmarline Wealth Management is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 336719.

**How much does Charmarline Wealth Management manage?**
Charmarline Wealth Management reports $118,804,541 in regulatory assets under management in its Form ADV filing dated September 18, 2026 (99% discretionary).

**How have Charmarline Wealth Management's assets and staff changed since 2025?**
In the Form ADV data for Charmarline Wealth Management: Regulatory assets under management: $111,851,095 in the October 2025 data and $118,804,541 in the October 2026 data, up 6%. Total employees: 1 in October 2025 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Charmarline Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (74); high net worth individuals (50).

**Which custodians does Charmarline Wealth Management use?**
Charmarline Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Charmarline Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/336719

**What changed in Charmarline Wealth Management's recent Form ADV filings?**
In the December 2025 filing data: Registered or notice-filed in NC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated February 5, 2026)

- Minimum annual fee: $5,000

> CharMarLine generally requires a minimum fee of $5,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $118,804,541
- Discretionary: $117,930,977
- Non-discretionary: $873,564

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 74 | $35,592,616 |
| High net worth individuals | 50 | $83,211,925 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2025 (1 year)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NC, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- cmlwm.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $111,851,095 | 1 | June 20, 2025 |
| October 2026 | $118,804,541 | 1 | September 18, 2026 |

Regulatory assets under management: $111,851,095 in the October 2025 data and $118,804,541 in the October 2026 data, up 6%.
Total employees: 1 in October 2025 and 1 in October 2026.

## Changes in the filing (last 12 months)

### December 2025
- Registered or notice-filed in NC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Charmarline Wealth Management (CRD 336719): Form ADV filing data as of October 2026.