# Charleston Financial Advisors, LLC

> Charleston Financial Advisors, LLC is an SEC-registered investment advisory firm in Charleston, SC, registered since 2016, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 16, 2026.

- CRD: 137536
- Filed as: CHARLESTON FINANCIAL ADVISORS, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Charleston, SC
- Filing period: October 2026
- Form ADV filing dated: March 16, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/137536
- AdvisorCensus page: https://advisorcensus.com/firm/charleston-financial-advisors-llc-charleston-sc-137536

## Quick answers

**How is Charleston Financial Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Charleston Financial Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Charleston Financial Advisors, LLC charge?**
Its Form ADV Part 2A brochure dated March 16, 2026 states: Hourly rate: $100 to $400 an hour (financial planning fees). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Charleston Financial Advisors, LLC located?**
Charleston Financial Advisors, LLC's principal office is in Charleston, SC, according to its Form ADV.

**Is Charleston Financial Advisors, LLC registered with the SEC or a state?**
Charleston Financial Advisors, LLC is an SEC-registered investment advisory firm, registered since 2016. Status as filed: Approved. CRD 137536.

**How much does Charleston Financial Advisors, LLC manage?**
Charleston Financial Advisors, LLC reports $262,433,656 in regulatory assets under management in its Form ADV filing dated March 16, 2026 (96% discretionary).

**How have Charleston Financial Advisors, LLC's assets and staff changed since 2021?**
In the Form ADV data for Charleston Financial Advisors, LLC: Regulatory assets under management: $188,059,149 in the October 2021 data and $262,433,656 in the October 2026 data, up 40%. Total employees: 4 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Charleston Financial Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (108); high net worth individuals (88); pension and profit sharing plans (but not the plan participants or government pension plans) (5).

**Which custodians does Charleston Financial Advisors, LLC use?**
Charleston Financial Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Charleston Financial Advisors, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/137536

**What changed in Charleston Financial Advisors, LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $233,522,040 to $262,433,656 (+12%). Registered or notice-filed in VA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 16, 2026)

- Hourly rate: $100 to $400 an hour (financial planning fees)

> Hourly financial planning fees can range anywhere from $100 to $400 per hour depending on the complexity of the case and the staff member providing the services .

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $262,433,656
- Discretionary: $250,747,465
- Non-discretionary: $11,686,191

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 108 | $43,202,456 |
| High net worth individuals | 88 | $210,804,534 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 5 | $6,393,125 |
| Charitable organizations | 1 | $172,913 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 1 | $1,860,628 |
| Other | 0 | Not reported |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2016 (10 years)
- Employees: 5 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: GA, NC, SC, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- charlestonfinancial.net
- LinkedIn @charleston-financial-advisors-llc

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $188,059,149 | 4 | March 4, 2021 |
| October 2022 | $216,566,774 | 5 | June 9, 2022 |
| October 2023 | $185,917,805 | 4 | June 15, 2023 |
| October 2024 | $210,709,306 | 5 | February 21, 2024 |
| October 2025 | $233,522,040 | 5 | March 18, 2025 |
| October 2026 | $262,433,656 | 5 | March 16, 2026 |

Regulatory assets under management: $188,059,149 in the October 2021 data and $262,433,656 in the October 2026 data, up 40%.
Total employees: 4 in October 2021 and 5 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $233,522,040 to $262,433,656 (+12%).
- Registered or notice-filed in VA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Charleston Financial Advisors, LLC (CRD 137536): Form ADV filing data as of October 2026.