# CFS Wealth Management

> CFS Wealth Management is an SEC-registered investment advisory firm in Macon, GA, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 12, 2026.

- CRD: 135579
- Filed as: CFS WEALTH MANAGEMENT
- Legal name: CFS Wealth Management, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Macon, GA
- Filing period: October 2026
- Form ADV filing dated: March 12, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/135579
- AdvisorCensus page: https://advisorcensus.com/firm/cfs-wealth-management-macon-ga-135579

## Quick answers

**How is CFS Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), CFS Wealth Management reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does CFS Wealth Management charge?**
Its Form ADV Part 2A brochure dated March 12, 2026 states: Flat fee: $250 to $10,000 a year (alternate fixed annual fee); Hourly rate: $250 an hour (financial plans and retirement evaluations). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is CFS Wealth Management located?**
CFS Wealth Management's principal office is in Macon, GA, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is CFS Wealth Management registered with the SEC or a state?**
CFS Wealth Management is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 135579.

**How much does CFS Wealth Management manage?**
CFS Wealth Management reports $189,052,740 in regulatory assets under management in its Form ADV filing dated March 12, 2026 (96% discretionary).

**How have CFS Wealth Management's assets and staff changed since 2024?**
In the Form ADV data for CFS Wealth Management: Regulatory assets under management: $135,590,926 in the October 2024 data and $189,052,740 in the October 2026 data, up 39%. Total employees: 3 in October 2024 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does CFS Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (396); high net worth individuals (69).

**Which custodians does CFS Wealth Management use?**
CFS Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does CFS Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/135579

**What changed in CFS Wealth Management's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $158,728,705 to $189,052,740 (+19%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 12, 2026)

- Flat fee: $250 to $10,000 a year (alternate fixed annual fee)

> The alternate fixed annual fee is $250 to $10,000 (negotiable).

- Hourly rate: $250 an hour (financial plans and retirement evaluations)

> Hourly Fees of $250. We will charge for financial plans also at the hourly rate... Hourly fees apply to retirement evaluations.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $189,052,740
- Discretionary: $182,338,105
- Non-discretionary: $6,714,635

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 396 | $43,435,859 |
| High net worth individuals | 69 | $145,616,881 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Other

### Firm details
- Registered since: 2024 (2 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, GA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Thomasville, GA

### Websites listed on Form ADV (Item 1.I)
- cfswealth.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $135,590,926 | 3 | July 1, 2024 |
| October 2025 | $158,728,705 | 3 | May 5, 2025 |
| October 2026 | $189,052,740 | 3 | March 12, 2026 |

Regulatory assets under management: $135,590,926 in the October 2024 data and $189,052,740 in the October 2026 data, up 39%.
Total employees: 3 in October 2024 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $158,728,705 to $189,052,740 (+19%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. CFS Wealth Management (CRD 135579): Form ADV filing data as of October 2026.