# CFG Retirement

> CFG Retirement is an SEC-registered investment advisory firm in Edina, MN, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 29, 2026.

- CRD: 179516
- Filed as: CFG RETIREMENT
- Legal name: Assured Retirement Financial Group, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Edina, MN
- Filing period: October 2026
- Form ADV filing dated: March 29, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/179516
- AdvisorCensus page: https://advisorcensus.com/firm/cfg-retirement-edina-mn-179516

## Quick answers

**How is CFG Retirement compensated?**
On its Form ADV (Item 5.E, October 2026), CFG Retirement reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does CFG Retirement charge?**
Its Form ADV Part 2A brochure dated March 29, 2026 states: Up to $500,000: 1.2% a year; $500,001 to $3,000,000: 1% a year; $3,000,001 to $5,000,000: 0.85% a year; $5,000,001 to $10,000,000: 0.8% a year; $10,000,001 to $25,000,000: 0.7% a year; $25,000,001 to $50,000,000: 0.4% a year; $50,000,001 to $100,000,000: 0.3% a year; Above $100,000,000: see the brochure. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is CFG Retirement located?**
CFG Retirement's principal office is in Edina, MN, according to its Form ADV.

**Is CFG Retirement registered with the SEC or a state?**
CFG Retirement is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 179516.

**How much does CFG Retirement manage?**
CFG Retirement reports $241,013,112 in regulatory assets under management in its Form ADV filing dated March 29, 2026 (100% discretionary).

**How have CFG Retirement's assets and staff changed since 2024?**
In the Form ADV data for CFG Retirement: Regulatory assets under management: $123,422,168 in the October 2024 data and $241,013,112 in the October 2026 data, up 95%. Total employees: 3 in October 2024 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does CFG Retirement serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (382); high net worth individuals (159).

**Which custodians does CFG Retirement use?**
CFG Retirement's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Altruist Financial LLC, Charles Schwab & Co., Inc. and Fidelity Distributors Company LLC as custodians holding 10% or more of its separately managed account assets.

**Does CFG Retirement report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/179516

**Does CFG Retirement state an account minimum?**
Its Form ADV Part 2A brochure dated March 29, 2026 says: "CFG Retirement does not require a minimum to open an account."

**What changed in CFG Retirement's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $181,849,897 to $241,013,112 (+33%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 29, 2026)

- Up to $500,000: 1.2% a year
- $500,001 to $3,000,000: 1% a year
- $3,000,001 to $5,000,000: 0.85% a year
- $5,000,001 to $10,000,000: 0.8% a year
- $10,000,001 to $25,000,000: 0.7% a year
- $25,000,001 to $50,000,000: 0.4% a year
- $50,000,001 to $100,000,000: 0.3% a year
- Above $100,000,000: see the brochure

> CFG Retirement charges an annual investment advisory fee based on the total assets under management as follows:

> Up to $500,000 1.20%

> $500,001 - $3,000,000 1.00%

> $3,000,001 – $5,000,000 .85%

> $5,000,001 - $10,000,000 .80%

> $10,000,001 - $25,000,000 .70%

> $25,000,001 - $50,000,000 .40%

> $50,000,001 - $100,000,000 .30%

- Account minimum: None

> CFG Retirement does not require a minimum to open an account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Altruist Financial LLC
- Charles Schwab & Co., Inc.
- Fidelity Distributors Company LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $241,013,112
- Discretionary: $241,013,112
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 382 | $96,934,853 |
| High net worth individuals | 159 | $144,078,259 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2024 (2 years)
- Employees: 7 total, 4 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, GA, IL, MN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- assuredretirementgroup.com
- Facebook @ASSUREDRETIREMENTGROUP

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $123,422,168 | 3 | March 15, 2024 |
| October 2025 | $181,849,897 | 5 | June 9, 2025 |
| October 2026 | $241,013,112 | 7 | March 29, 2026 |

Regulatory assets under management: $123,422,168 in the October 2024 data and $241,013,112 in the October 2026 data, up 95%.
Total employees: 3 in October 2024 and 7 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $181,849,897 to $241,013,112 (+33%).

### January 2026
- No longer registered or notice-filed in NJ.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. CFG Retirement (CRD 179516): Form ADV filing data as of October 2026.