{
  "crd_number": 179516,
  "slug": "cfg-retirement-edina-mn-179516",
  "primary_business_name": "CFG RETIREMENT",
  "legal_name": "ASSURED RETIREMENT FINANCIAL GROUP, INC.",
  "dbas": [],
  "city": "Edina",
  "state": "MN",
  "country": "United States",
  "cbsa_code": "33460",
  "metro": {
    "cbsa_code": "33460",
    "common_name": "Minneapolis",
    "msa_name": "Minneapolis-St. Paul-Bloomington, MN-WI",
    "path": "/advisors/mn/minneapolis"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2024-01-03",
  "years_registered": 2,
  "period": "2026-10-01",
  "filing_date": "2026-03-29",
  "carried_forward": false,
  "raum_total": 241013112.0,
  "raum_discretionary": 241013112.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 7,
  "advisory_employees": 4,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 96934853.0,
      "count": 382
    },
    "high_net_worth_individuals": {
      "raum": 144078259.0,
      "count": 159
    }
  },
  "compensation_types": [
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "GA",
    "IL",
    "MN",
    "TX"
  ],
  "websites": [
    "https://assuredretirementgroup.com",
    "https://facebook.com/ASSUREDRETIREMENTGROUP"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/179516",
  "city_as_filed": "EDINA",
  "url": "https://advisorcensus.com/firm/cfg-retirement-edina-mn-179516",
  "display_name": "CFG Retirement",
  "summary": "CFG Retirement is an SEC-registered investment advisory firm in Edina, MN, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 29, 2026.",
  "citation": "AdvisorCensus. CFG Retirement (CRD 179516): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is CFG Retirement compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), CFG Retirement reports these compensation arrangements: a percentage of assets under its management; hourly charges."
    },
    {
      "q": "What does CFG Retirement's brochure say about its fees?",
      "a": "Its Form ADV Part 2A brochure dated March 29, 2026 states: Up to $500,000: 1.2% a year; $500,001 to $3,000,000: 1% a year; $3,000,001 to $5,000,000: 0.85% a year; $5,000,001 to $10,000,000: 0.8% a year; $10,000,001 to $25,000,000: 0.7% a year; $25,000,001 to $50,000,000: 0.4% a year; $50,000,001 to $100,000,000: 0.3% a year; Above $100,000,000: see the brochure. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is CFG Retirement located?",
      "a": "CFG Retirement's principal office is in Edina, MN, according to its Form ADV."
    },
    {
      "q": "Is CFG Retirement registered with the SEC or a state?",
      "a": "CFG Retirement is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 179516."
    },
    {
      "q": "How much does CFG Retirement manage?",
      "a": "CFG Retirement reports $241,013,112 in regulatory assets under management in its Form ADV filing dated March 29, 2026 (100% discretionary)."
    },
    {
      "q": "How have CFG Retirement's assets and staff changed since 2024?",
      "a": "In the Form ADV data for CFG Retirement: Regulatory assets under management: $123,422,168 in the October 2024 data and $241,013,112 in the October 2026 data, up 95%. Total employees: 3 in October 2024 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does CFG Retirement serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (382); high net worth individuals (159)."
    },
    {
      "q": "Which custodians does CFG Retirement use?",
      "a": "CFG Retirement's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Altruist Financial LLC, Charles Schwab & Co., Inc. and Fidelity Distributors Company LLC as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does CFG Retirement report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/179516"
    },
    {
      "q": "Does CFG Retirement state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 29, 2026 says: \"CFG Retirement does not require a minimum to open an account.\""
    },
    {
      "q": "What changed in CFG Retirement's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $181,849,897 to $241,013,112 (+33%)."
    }
  ],
  "filing_history": [
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 123422168.0,
      "total_employees": 3,
      "filing_date": "2024-03-15"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 181849897.0,
      "total_employees": 5,
      "filing_date": "2025-06-09"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 241013112.0,
      "total_employees": 7,
      "filing_date": "2026-03-29"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $181,849,897 to $241,013,112 (+33%)."
      ]
    },
    {
      "period": "2026-01-01",
      "period_label": "January 2026",
      "notes": [
        "No longer registered or notice-filed in NJ."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 29, 2026",
    "tiers": [
      {
        "band": "Up to $500,000",
        "rate": "1.2%"
      },
      {
        "band": "$500,001 to $3,000,000",
        "rate": "1%"
      },
      {
        "band": "$3,000,001 to $5,000,000",
        "rate": "0.85%"
      },
      {
        "band": "$5,000,001 to $10,000,000",
        "rate": "0.8%"
      },
      {
        "band": "$10,000,001 to $25,000,000",
        "rate": "0.7%"
      },
      {
        "band": "$25,000,001 to $50,000,000",
        "rate": "0.4%"
      },
      {
        "band": "$50,000,001 to $100,000,000",
        "rate": "0.3%"
      },
      {
        "band": "Above $100,000,000",
        "rate": null,
        "note": "Not stated in this schedule; see the brochure."
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $500,000: 1.2% a year",
          "$500,001 to $3,000,000: 1% a year",
          "$3,000,001 to $5,000,000: 0.85% a year",
          "$5,000,001 to $10,000,000: 0.8% a year",
          "$10,000,001 to $25,000,000: 0.7% a year",
          "$25,000,001 to $50,000,000: 0.4% a year",
          "$50,000,001 to $100,000,000: 0.3% a year",
          "Above $100,000,000: see the brochure"
        ],
        "quotes": [
          "CFG Retirement charges an annual investment advisory fee based on the total assets under management as follows:",
          "Up to $500,000 1.20%",
          "$500,001 - $3,000,000 1.00%",
          "$3,000,001 – $5,000,000 .85%",
          "$5,000,001 - $10,000,000 .80%",
          "$10,000,001 - $25,000,000 .70%",
          "$25,000,001 - $50,000,000 .40%",
          "$50,000,001 - $100,000,000 .30%"
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "CFG Retirement does not require a minimum to open an account."
        ]
      }
    ],
    "quotes": [
      "CFG Retirement charges an annual investment advisory fee based on the total assets under management as follows:",
      "Up to $500,000 1.20%",
      "$500,001 - $3,000,000 1.00%",
      "$3,000,001 – $5,000,000 .85%",
      "$5,000,001 - $10,000,000 .80%",
      "$10,000,001 - $25,000,000 .70%",
      "$25,000,001 - $50,000,000 .40%",
      "$50,000,001 - $100,000,000 .30%",
      "CFG Retirement does not require a minimum to open an account."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Altruist Financial LLC",
      "name_as_filed": "ALTRUIST FINANCIAL LLC",
      "affiliated": false
    },
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "Fidelity Distributors Company LLC",
      "name_as_filed": "FIDELITY DISTRIBUTORS COMPANY LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/cfg-retirement-edina-mn-179516.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 382,
      "fewer_than_5": false,
      "raum": 96934853.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 159,
      "fewer_than_5": false,
      "raum": 144078259.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/179516",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}