# Cetera Planning Partners

> Cetera Planning Partners is an SEC-registered investment advisory firm in Leawood, KS, registered since 2004, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated September 22, 2026.

- CRD: 129625
- Filed as: CETERA PLANNING PARTNERS
- Legal name: The Retirement Planning Group, LLC
- Also doing business as: CETERA PLANNING PARTNERS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Leawood, KS
- Filing period: October 2026
- Form ADV filing dated: September 22, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/129625
- AdvisorCensus page: https://advisorcensus.com/firm/cetera-planning-partners-leawood-ks-129625

## Quick answers

**How is Cetera Planning Partners compensated?**
On its Form ADV (Item 5.E, October 2026), Cetera Planning Partners reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Cetera Planning Partners charge?**
Its Form ADV Part 2A brochure dated July 30, 2026 states: Asset-based fee: up to 1.65% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Cetera Planning Partners located?**
Cetera Planning Partners' principal office is in Leawood, KS, according to its Form ADV; the October 2026 filing also lists 8 other offices (Schedule D, Section 1.F).

**Is Cetera Planning Partners registered with the SEC or a state?**
Cetera Planning Partners is an SEC-registered investment advisory firm, registered since 2004. Status as filed: Approved. CRD 129625.

**How much does Cetera Planning Partners manage?**
Cetera Planning Partners reports $4,164,758,846 in regulatory assets under management in its Form ADV filing dated September 22, 2026 (97% discretionary).

**How have Cetera Planning Partners' assets and staff changed since 2021?**
In the Form ADV data for Cetera Planning Partners: Regulatory assets under management: $1,309,121,247 in the October 2021 data and $4,164,758,846 in the October 2026 data, up 218%. Total employees: 19 in October 2021 and 78 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cetera Planning Partners serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (3,260); high net worth individuals (1,488); corporations or other businesses not listed above (86).

**Which custodians does Cetera Planning Partners use?**
Cetera Planning Partners' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Cetera Planning Partners report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/129625

**What changed in Cetera Planning Partners' recent Form ADV filings?**
In the August 2026 filing data: Registered or notice-filed in NM, RI.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated July 30, 2026)

- Asset-based fee: up to 1.65% of assets a year (the maximum the brochure states)

> Maximum Fee Schedule: Advisor Fee Up to 1.65% maximum Admin Fee (includes overlay manager fees) Up to 0.05% maximum

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $4,164,758,846
- Discretionary: $4,046,255,848
- Non-discretionary: $118,502,998

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 3,260 | $686,601,766 |
| High net worth individuals | 1,488 | $3,341,196,005 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 15 | $72,917,894 |
| Corporations or other businesses not listed above | 86 | $64,043,181 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Publication of periodicals or newsletters
- Educational seminars/workshops

### Firm details
- Registered since: 2004 (22 years)
- Employees: 78 total, 33 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Chesterfield, MO
- Cypress, TX
- Greensboro, NC
- Honolulu, HI
- Houston, TX
- Muskegon, MI
- Paramus, NJ
- San Ramon, CA

### Websites listed on Form ADV (Item 1.I)
- [planningretirements.com](https://planningretirements.com)
- Facebook @TRPGKC
- LinkedIn @the-retirement-planning-group

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $1,309,121,247 | 19 | June 24, 2021 |
| October 2022 | $1,431,334,279 | 24 | May 3, 2022 |
| October 2023 | $1,549,489,960 | 24 | August 2, 2023 |
| October 2024 | $2,311,503,387 | 29 | August 16, 2024 |
| October 2025 | $3,020,591,233 | 58 | July 1, 2025 |
| October 2026 | $4,164,758,846 | 78 | September 22, 2026 |

Regulatory assets under management: $1,309,121,247 in the October 2021 data and $4,164,758,846 in the October 2026 data, up 218%.
Total employees: 19 in October 2021 and 78 in October 2026.

## Changes in the filing (last 12 months)

### August 2026
- Registered or notice-filed in NM, RI.

### June 2026
- Registered or notice-filed in AK, ME, WY.

### May 2026
- Added the business name Cetera Planning Partners.
- Registered or notice-filed in AL, DC, DE, MS, MT, ND, NH, VT, WV.

### April 2026
- Employees performing advisory functions went from 28 to 33.
- No longer lists an office in Issaquah, WA.

### March 2026
- Regulatory assets under management went from $4,008,879,250 to $4,451,007,696 (+11%).
- Added an office in Cypress, TX.
- Added an office in Houston, TX.
- Registered or notice-filed in MN, PA, SD, WI.

### December 2025
- Regulatory assets under management went from $3,020,591,233 to $4,008,879,250 (+33%).

### November 2025
- Added an office in Greensboro, NC.
- Added an office in Muskegon, MI.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cetera Planning Partners (CRD 129625): Form ADV filing data as of October 2026.