{
  "crd_number": 120990,
  "slug": "certified-advisory-corp-altamonte-springs-fl-120990",
  "primary_business_name": "CERTIFIED ADVISORY CORP",
  "legal_name": "CERTIFIED ADVISORY CORP",
  "dbas": [],
  "city": "Altamonte Springs",
  "state": "FL",
  "country": "United States",
  "cbsa_code": "36740",
  "metro": {
    "cbsa_code": "36740",
    "common_name": "Orlando",
    "msa_name": "Orlando-Kissimmee-Sanford, FL",
    "path": "/advisors/fl/orlando"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2002-07-23",
  "years_registered": 24,
  "period": "2026-10-01",
  "filing_date": "2026-03-31",
  "carried_forward": false,
  "raum_total": 3044536415.0,
  "raum_discretionary": 3044536415.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "1b_5b",
  "raum_band_label": "$1 billion to $5 billion",
  "total_employees": 39,
  "advisory_employees": 20,
  "client_count_bucket": null,
  "clients_by_type": {
    "other": {
      "raum": 0.0,
      "count": null
    },
    "charitable": {
      "raum": 4115203.0,
      "count": 6
    },
    "individuals": {
      "raum": 451127194.0,
      "count": 1475
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": null
    },
    "state_municipal": {
      "raum": 15940196.0,
      "count": 2
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": null
    },
    "investment_companies": {
      "raum": 0.0,
      "count": null
    },
    "pension_profit_sharing": {
      "raum": 485361294.0,
      "count": 63
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": null
    },
    "high_net_worth_individuals": {
      "raum": 2064505290.0,
      "count": 1001
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": null
    },
    "corporations_other_businesses": {
      "raum": 23487238.0,
      "count": 9
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": null
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": null
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "other",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "pension_consulting",
    "periodicals_newsletters",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AL",
    "AZ",
    "CA",
    "CO",
    "CT",
    "DE",
    "FL",
    "GA",
    "IL",
    "LA",
    "MD",
    "MI",
    "NC",
    "NH",
    "NJ",
    "NV",
    "NY",
    "OH",
    "PA",
    "SC",
    "TN",
    "TX",
    "VA",
    "WA"
  ],
  "websites": [
    "https://amp.smartasset.com",
    "https://bizjournals.com/orlando/potmsearch/detail/submission/6502980/Wynn_Smith",
    "https://bizjournals.com/orlando/potmsearch/detail/submission/6503014/Charles_Curry",
    "https://certifieddifference.com",
    "https://certifiedfg.com",
    "https://facebook.com/CERTIFIEDBENEFITSCORP",
    "https://facebook.com/CERTIFIEDFINANCIALGROUP",
    "https://facebook.com/ONTHEMONEYFL",
    "https://financialgroup.com",
    "https://g.page/CERTIFIEDFINANCIALGROUP?SHARE=",
    "https://guidetoflorida.com/altamonte-springs/financial-services/certified-financial-group-inc",
    "https://hechteffect.net",
    "https://instagram.com/CERTIFIEDFINANCIALGROUP",
    "https://instagram.com/THEONTHEMONEYPODCAST",
    "https://linkedin.com/COMPANY/CERTIFIED-BENEFITS-CORP",
    "https://linkedin.com/COMPANY/CERTIFIEDFINANCIALGROUP",
    "https://nextdoor.com/PAGES/CERTIFIED-FINANCIAL-GROUP-ALTAMONTE-SPRINGS-FL",
    "https://onthemoneyfl.com",
    "https://orlandophil.org/event/the-eagles",
    "https://scoremyfunds.com",
    "https://wdbo.com/fp/ask-experts-presents-money",
    "https://wiseradvisor.com/advisorportfolio/accountoverview?bd=20024016&cc=y&email=a.rios%40financialgroup.com&src=20024016&ss=y",
    "https://youtube.com/financialgroup"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/120990",
  "city_as_filed": "ALTAMONTE SPRINGS",
  "url": "https://advisorcensus.com/firm/certified-advisory-corp-altamonte-springs-fl-120990",
  "display_name": "Certified Advisory Corp",
  "summary": "Certified Advisory Corp is an SEC-registered investment advisory firm in Altamonte Springs, FL, registered since 2002, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 31, 2026.",
  "citation": "AdvisorCensus. Certified Advisory Corp (CRD 120990): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)",
    "Other"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)",
    "Publication of periodicals or newsletters",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Certified Advisory Corp compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Certified Advisory Corp reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other."
    },
    {
      "q": "How much does Certified Advisory Corp charge?",
      "a": "Its Form ADV Part 2A brochure dated March 31, 2026 states: Asset-based fee: up to 1.5% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Certified Advisory Corp located?",
      "a": "Certified Advisory Corp's principal office is in Altamonte Springs, FL, according to its Form ADV; the April 2026 filing also lists 2 other offices (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Certified Advisory Corp registered with the SEC or a state?",
      "a": "Certified Advisory Corp is an SEC-registered investment advisory firm, registered since 2002. Status as filed: Approved. CRD 120990."
    },
    {
      "q": "How much does Certified Advisory Corp manage?",
      "a": "Certified Advisory Corp reports $3,044,536,415 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (100% discretionary)."
    },
    {
      "q": "How have Certified Advisory Corp's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Certified Advisory Corp: Regulatory assets under management: $1,787,052,959 in the October 2021 data and $3,044,536,415 in the October 2026 data, up 70%. Total employees: 35 in October 2021 and 39 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Certified Advisory Corp serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,475); high net worth individuals (1,001); pension and profit sharing plans (but not the plan participants or government pension plans) (63)."
    },
    {
      "q": "Which custodians does Certified Advisory Corp use?",
      "a": "Certified Advisory Corp's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Certified Advisory Corp report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/120990"
    },
    {
      "q": "Does Certified Advisory Corp state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 31, 2026 says: \"In general, we require a minimum of $ 500,000 to open and maintain an investment advisory and management account. At our discretion, we can waive this minimum account size.\""
    },
    {
      "q": "What changed in Certified Advisory Corp's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Employees performing advisory functions went from 21 to 20. Regulatory assets under management went from $2,673,832,488 to $3,044,536,415 (+14%). Added an office in Winter Garden, FL. No longer lists an office in Gainesville, FL. No longer lists an office in Winderemere, FL."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 1787052959.0,
      "total_employees": 35,
      "filing_date": "2021-05-27"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 2178847169.0,
      "total_employees": 38,
      "filing_date": "2022-03-31"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 1921925914.0,
      "total_employees": 38,
      "filing_date": "2023-03-31"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 2272751721.0,
      "total_employees": 37,
      "filing_date": "2024-03-28"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 2673832488.0,
      "total_employees": 36,
      "filing_date": "2025-03-31"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 3044536415.0,
      "total_employees": 39,
      "filing_date": "2026-03-31"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 21 to 20.",
        "Regulatory assets under management went from $2,673,832,488 to $3,044,536,415 (+14%).",
        "Added an office in Winter Garden, FL.",
        "No longer lists an office in Gainesville, FL.",
        "No longer lists an office in Winderemere, FL."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 31, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": "1.5% of assets a year",
    "account_minimum": "$500,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [],
    "figures": [
      {
        "label": "Asset-based fee",
        "statements": [
          "Asset-based fee: up to 1.5% of assets a year (the maximum the brochure states)"
        ],
        "quotes": [
          "Our fee for investment advisory and management services is based on a percentage of your assets we manage and will not be more than 1.5% annually of your assets under management subject to a $250 per quarter minimum fee.",
          "Our annual fee for this platform is an asset-based fee not to exceed 1.50% which is shared between our firm and Betterment."
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $500,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "In general, we require a minimum of $ 500,000 to open and maintain an investment advisory and management account. At our discretion, we can waive this minimum account size."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": 1.5,
      "account_minimum": 500000.0,
      "minimum_annual_fee": null,
      "planning": []
    },
    "quotes": [
      "Our fee for investment advisory and management services is based on a percentage of your assets we manage and will not be more than 1.5% annually of your assets under management subject to a $250 per quarter minimum fee.",
      "Our annual fee for this platform is an asset-based fee not to exceed 1.50% which is shared between our firm and Betterment.",
      "In general, we require a minimum of $ 500,000 to open and maintain an investment advisory and management account. At our discretion, we can waive this minimum account size."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    },
    {
      "name": "Fidelity Brokerage Services LLC",
      "name_as_filed": "FIDELITY BROKERAGE SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/certified-advisory-corp-altamonte-springs-fl-120990.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 1475,
      "fewer_than_5": false,
      "raum": 451127194.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 1001,
      "fewer_than_5": false,
      "raum": 2064505290.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 63,
      "fewer_than_5": false,
      "raum": 485361294.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 6,
      "fewer_than_5": false,
      "raum": 4115203.0
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 2,
      "fewer_than_5": false,
      "raum": 15940196.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 9,
      "fewer_than_5": false,
      "raum": 23487238.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": null,
      "fewer_than_5": false,
      "raum": 0.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/120990",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}