# Cerda Munoz Advisors, Inc

> Cerda Munoz Advisors, Inc is an SEC-registered investment advisory firm in Whittier, CA, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 31, 2026.

- CRD: 170784
- Filed as: CERDA MUNOZ ADVISORS, INC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Whittier, CA
- Filing period: October 2026
- Form ADV filing dated: March 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/170784
- AdvisorCensus page: https://advisorcensus.com/firm/cerda-munoz-advisors-inc-whittier-ca-170784

## Quick answers

**How is Cerda Munoz Advisors, Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Cerda Munoz Advisors, Inc reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Cerda Munoz Advisors, Inc located?**
Cerda Munoz Advisors, Inc's principal office is in Whittier, CA, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Cerda Munoz Advisors, Inc registered with the SEC or a state?**
Cerda Munoz Advisors, Inc is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 170784.

**How much does Cerda Munoz Advisors, Inc manage?**
Cerda Munoz Advisors, Inc reports $265,698,162 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (59% discretionary).

**How have Cerda Munoz Advisors, Inc's assets and staff changed since 2021?**
In the Form ADV data for Cerda Munoz Advisors, Inc: Regulatory assets under management: $143,499,527 in the October 2021 data and $265,698,162 in the October 2026 data, up 85%. Total employees: 7 in October 2021 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cerda Munoz Advisors, Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (537); high net worth individuals (122); pension and profit sharing plans (but not the plan participants or government pension plans) (8).

**Which custodians does Cerda Munoz Advisors, Inc use?**
Cerda Munoz Advisors, Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Cerda Munoz Advisors, Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/170784

**Does Cerda Munoz Advisors, Inc state an account minimum?**
Its Form ADV Part 2A brochure dated March 31, 2026 says: "There is an account minimum of $250,000."

**What changed in Cerda Munoz Advisors, Inc's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $209,182,986 to $265,698,162 (+27%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 31, 2026)

- Account minimum: $250,000

> There is an account minimum of $250,000.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $265,698,162
- Discretionary: $155,549,650
- Non-discretionary: $110,148,512

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 537 | $131,987,420 |
| High net worth individuals | 122 | $129,672,409 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 8 | $2,703,412 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 8 | $1,334,921 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2021 (5 years)
- Employees: 7 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Cerritos, CA

### Websites listed on Form ADV (Item 1.I)
- btcocpa.com/WEALTH
- cerdamunoz.com
- Facebook @CERDAMUNOZ.COM
- Instagram @cerdamunozadvisors
- LinkedIn @CERDA-MUNOZ-INC

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $143,499,527 | 7 | September 24, 2021 |
| October 2022 | $153,820,632 | 7 | March 24, 2022 |
| October 2023 | $152,196,508 | 7 | August 14, 2023 |
| October 2024 | $167,800,791 | 7 | March 29, 2024 |
| October 2025 | $209,182,986 | 7 | March 25, 2025 |
| October 2026 | $265,698,162 | 7 | March 31, 2026 |

Regulatory assets under management: $143,499,527 in the October 2021 data and $265,698,162 in the October 2026 data, up 85%.
Total employees: 7 in October 2021 and 7 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $209,182,986 to $265,698,162 (+27%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cerda Munoz Advisors, Inc (CRD 170784): Form ADV filing data as of October 2026.