# Central Wealth Management LLC

> Central Wealth Management LLC is an SEC-registered investment advisory firm in Madison, WI, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 1, 2026.

- CRD: 293172
- Filed as: CENTRAL WEALTH MANAGEMENT LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Madison, WI
- Filing period: October 2026
- Form ADV filing dated: April 1, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/293172
- AdvisorCensus page: https://advisorcensus.com/firm/central-wealth-management-llc-madison-wi-293172

## Quick answers

**How is Central Wealth Management LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Central Wealth Management LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is Central Wealth Management LLC located?**
Central Wealth Management LLC's principal office is in Madison, WI, according to its Form ADV.

**Is Central Wealth Management LLC registered with the SEC or a state?**
Central Wealth Management LLC is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 293172.

**How much does Central Wealth Management LLC manage?**
Central Wealth Management LLC reports $136,834,321 in regulatory assets under management in its Form ADV filing dated April 1, 2026 (100% discretionary).

**How have Central Wealth Management LLC's assets and staff changed since 2021?**
In the Form ADV data for Central Wealth Management LLC: Regulatory assets under management: $118,695,827 in the October 2021 data and $136,834,321 in the October 2026 data, up 15%. Total employees: 3 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Central Wealth Management LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (109); high net worth individuals (49); other (8).

**Which custodians does Central Wealth Management LLC use?**
Central Wealth Management LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Central Wealth Management LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/293172

**Does Central Wealth Management LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 9, 2026 says: "There is no minimum account size to open and maintain an advisory account."

**What changed in Central Wealth Management LLC's recent Form ADV filings?**
In the April 2026 filing data: No longer lists the business name Vital Wealth. Regulatory assets under management went from $0 to $136,834,321. Registered or notice-filed in FL, MN, TX.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 9, 2026)

- Account minimum: None

> There is no minimum account size to open and maintain an advisory account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $136,834,321
- Discretionary: $136,793,821
- Non-discretionary: $40,500

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 109 | $20,578,280 |
| High net worth individuals | 49 | $110,535,968 |
| Other | 8 | $5,720,073 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2025 (0 years)
- Employees: 4 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, MN, TX, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- centralwealthmanagement.com
- Facebook @CENTRALWEALTHMGMT
- LinkedIn @eheiting

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $118,695,827 | 3 | April 15, 2021 |
| October 2022 | $126,123,797 | 4 | March 18, 2022 |
| October 2023 | $98,021,410 | 4 | May 17, 2023 |
| October 2024 | $101,279,925 | 4 | May 30, 2024 |
| October 2025 | $120,644,991 | 4 | July 2, 2025 |
| October 2026 | $136,834,321 | 4 | April 1, 2026 |

Regulatory assets under management: $118,695,827 in the October 2021 data and $136,834,321 in the October 2026 data, up 15%.
Total employees: 3 in October 2021 and 4 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- No longer lists the business name Vital Wealth.
- Regulatory assets under management went from $0 to $136,834,321.
- Registered or notice-filed in FL, MN, TX.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Central Wealth Management LLC (CRD 293172): Form ADV filing data as of October 2026.