# Centered Financial

> Centered Financial is a state-registered investment advisory firm in Carlsbad, CA, registered since 2019, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 4, 2026.

- CRD: 304535
- Filed as: CENTERED FINANCIAL
- Legal name: Centered Financial LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Carlsbad, CA
- Filing period: October 2026
- Form ADV filing dated: March 4, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/304535
- AdvisorCensus page: https://advisorcensus.com/firm/centered-financial-carlsbad-ca-304535

## Quick answers

**How is Centered Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Centered Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Centered Financial located?**
Centered Financial's principal office is in Carlsbad, CA, according to its Form ADV.

**Is Centered Financial registered with the SEC or a state?**
Centered Financial is a state-registered investment advisory firm, registered since 2019. Status as filed: APPROVED. CRD 304535.

**How much does Centered Financial manage?**
Centered Financial reports $74,986,722 in regulatory assets under management in its Form ADV filing dated March 4, 2026 (100% discretionary).

**What types of clients does Centered Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (147); high net worth individuals (16); corporations or other businesses not listed above (4).

**Does Centered Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/304535

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $74,986,722
- Discretionary: $74,986,722
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 147 | $44,631,941 |
| High net worth individuals | 16 | $27,826,690 |
| Corporations or other businesses not listed above | 4 | $2,528,091 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2019 (7 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, UT
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- centeredfinancial.com
- Facebook @centeredfinancial
- Instagram @centeredfinancial
- LinkedIn @centered-financial
- YouTube @©centeredfinancial

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Centered Financial (CRD 304535): Form ADV filing data as of October 2026.