# Cedarstone Advisors

> Cedarstone Advisors is an SEC-registered investment advisory firm in Thousand Oaks, CA, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 11, 2026.

- CRD: 172653
- Filed as: CEDARSTONE ADVISORS
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Thousand Oaks, CA
- Filing period: October 2026
- Form ADV filing dated: March 11, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/172653
- AdvisorCensus page: https://advisorcensus.com/firm/cedarstone-advisors-thousand-oaks-ca-172653

## Quick answers

**How is Cedarstone Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Cedarstone Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**What does Cedarstone Advisors' brochure say about its fees?**
Its Form ADV Part 2A brochure dated March 11, 2026 states: Up to $2,000,000: 1% a year; $2,000,000 to $5,000,000: 0.8% a year; $5,000,000 to $10,000,000: 0.5% a year; $10,000,000 to $20,000,000: 0.4% a year; Above $20,000,000: see the brochure. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Cedarstone Advisors located?**
Cedarstone Advisors' principal office is in Thousand Oaks, CA, according to its Form ADV.

**Is Cedarstone Advisors registered with the SEC or a state?**
Cedarstone Advisors is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 172653.

**How much does Cedarstone Advisors manage?**
Cedarstone Advisors reports $198,427,826 in regulatory assets under management in its Form ADV filing dated March 11, 2026 (100% discretionary).

**How have Cedarstone Advisors' assets and staff changed since 2021?**
In the Form ADV data for Cedarstone Advisors: Regulatory assets under management: $114,176,675 in the October 2021 data and $198,427,826 in the October 2026 data, up 74%. Total employees: 3 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cedarstone Advisors serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (98); individuals (other than high net worth individuals) (93).

**Which custodians does Cedarstone Advisors use?**
Cedarstone Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Cedarstone Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/172653

**Does Cedarstone Advisors state an account minimum?**
Its Form ADV Part 2A brochure dated March 11, 2026 says: "The Advisor’s cumulative minimum account requirement for opening and maintaining an account is $500,000. However, based on facts and circumstances the Advisor may, at its sole discretion, accept accounts with a lower value."

**What changed in Cedarstone Advisors' recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $170,961,541 to $198,427,826 (+16%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 11, 2026)

- Up to $2,000,000: 1% a year
- $2,000,000 to $5,000,000: 0.8% a year
- $5,000,000 to $10,000,000: 0.5% a year
- $10,000,000 to $20,000,000: 0.4% a year
- Above $20,000,000: see the brochure

> The annual management fee is pursuant to the following management fee schedule. Market Value of Household Assets Annual Fee Based on % of Assets On the first $2,000,000 1.00% On the next $3,000,000 0.80% On the next $5,000,000 0.50% On the next $10,000,000 0.40%

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> The Advisor’s cumulative minimum account requirement for opening and maintaining an account is $500,000. However, based on facts and circumstances the Advisor may, at its sole discretion, accept accounts with a lower value.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $198,427,826
- Discretionary: $198,427,826
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 93 | $28,248,226 |
| High net worth individuals | 98 | $169,371,004 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $176,173 |
| Charitable organizations | Fewer than 5 | $300,949 |
| Corporations or other businesses not listed above | Fewer than 5 | $331,474 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2018 (8 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- cedarstoneadvisors.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $114,176,675 | 3 | September 16, 2021 |
| October 2022 | $142,746,390 | 3 | March 30, 2022 |
| October 2023 | $126,846,630 | 4 | August 4, 2023 |
| October 2024 | $150,534,821 | 3 | September 12, 2024 |
| October 2025 | $170,961,541 | 3 | March 6, 2025 |
| October 2026 | $198,427,826 | 3 | March 11, 2026 |

Regulatory assets under management: $114,176,675 in the October 2021 data and $198,427,826 in the October 2026 data, up 74%.
Total employees: 3 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $170,961,541 to $198,427,826 (+16%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cedarstone Advisors (CRD 172653): Form ADV filing data as of October 2026.