{
  "crd_number": 172653,
  "slug": "cedarstone-advisors-thousand-oaks-ca-172653",
  "primary_business_name": "CEDARSTONE ADVISORS",
  "legal_name": "CEDARSTONE ADVISORS",
  "dbas": [],
  "city": "Thousand Oaks",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "37100",
  "metro": {
    "cbsa_code": "37100",
    "common_name": "Oxnard",
    "msa_name": "Oxnard-Thousand Oaks-Ventura, CA",
    "path": "/advisors/ca/oxnard"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2018-03-16",
  "years_registered": 8,
  "period": "2026-10-01",
  "filing_date": "2026-03-11",
  "carried_forward": false,
  "raum_total": 198427826.0,
  "raum_discretionary": 198427826.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 3,
  "advisory_employees": 3,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 300949.0,
      "count": null,
      "fewer_than_5": true
    },
    "individuals": {
      "raum": 28248226.0,
      "count": 93
    },
    "pension_profit_sharing": {
      "raum": 176173.0,
      "count": null,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 169371004.0,
      "count": 98
    },
    "corporations_other_businesses": {
      "raum": 331474.0,
      "count": null,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "TX"
  ],
  "websites": [
    "https://cedarstoneadvisors.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/172653",
  "city_as_filed": "THOUSAND OAKS",
  "url": "https://advisorcensus.com/firm/cedarstone-advisors-thousand-oaks-ca-172653",
  "display_name": "Cedarstone Advisors",
  "summary": "Cedarstone Advisors is an SEC-registered investment advisory firm in Thousand Oaks, CA, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 11, 2026.",
  "citation": "AdvisorCensus. Cedarstone Advisors (CRD 172653): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Cedarstone Advisors compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Cedarstone Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges."
    },
    {
      "q": "How much does Cedarstone Advisors charge?",
      "a": "Its Form ADV Part 2A brochure dated March 11, 2026 states: Up to $2,000,000: 1% a year; $2,000,000 to $5,000,000: 0.8% a year; $5,000,000 to $10,000,000: 0.5% a year; $10,000,000 to $20,000,000: 0.4% a year; Above $20,000,000: see the brochure; Hourly rate: $300 to $500 an hour (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Cedarstone Advisors located?",
      "a": "Cedarstone Advisors' principal office is in Thousand Oaks, CA, according to its Form ADV."
    },
    {
      "q": "Is Cedarstone Advisors registered with the SEC or a state?",
      "a": "Cedarstone Advisors is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 172653."
    },
    {
      "q": "How much does Cedarstone Advisors manage?",
      "a": "Cedarstone Advisors reports $198,427,826 in regulatory assets under management in its Form ADV filing dated March 11, 2026 (100% discretionary)."
    },
    {
      "q": "How have Cedarstone Advisors' assets and staff changed since 2021?",
      "a": "In the Form ADV data for Cedarstone Advisors: Regulatory assets under management: $114,176,675 in the October 2021 data and $198,427,826 in the October 2026 data, up 74%. Total employees: 3 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Cedarstone Advisors serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (98); individuals (other than high net worth individuals) (93)."
    },
    {
      "q": "Which custodians does Cedarstone Advisors use?",
      "a": "Cedarstone Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Cedarstone Advisors report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/172653"
    },
    {
      "q": "Does Cedarstone Advisors state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 11, 2026 says: \"The Advisor’s cumulative minimum account requirement for opening and maintaining an account is $500,000. However, based on facts and circumstances the Advisor may, at its sole discretion, accept accounts with a lower value.\""
    },
    {
      "q": "What changed in Cedarstone Advisors' recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $170,961,541 to $198,427,826 (+16%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 114176675.0,
      "total_employees": 3,
      "filing_date": "2021-09-16"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 142746390.0,
      "total_employees": 3,
      "filing_date": "2022-03-30"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 126846630.0,
      "total_employees": 4,
      "filing_date": "2023-08-04"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 150534821.0,
      "total_employees": 3,
      "filing_date": "2024-09-12"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 170961541.0,
      "total_employees": 3,
      "filing_date": "2025-03-06"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 198427826.0,
      "total_employees": 3,
      "filing_date": "2026-03-11"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $170,961,541 to $198,427,826 (+16%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 11, 2026",
    "provided_by_the_firm": false,
    "tiers": [
      {
        "band": "Up to $2,000,000",
        "rate": "1%"
      },
      {
        "band": "$2,000,000 to $5,000,000",
        "rate": "0.8%"
      },
      {
        "band": "$5,000,000 to $10,000,000",
        "rate": "0.5%"
      },
      {
        "band": "$10,000,000 to $20,000,000",
        "rate": "0.4%"
      },
      {
        "band": "Above $20,000,000",
        "rate": null,
        "note": "Not stated in this schedule; see the brochure."
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$500,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $300 to $500 an hour (financial planning services)"
    ],
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $2,000,000: 1% a year",
          "$2,000,000 to $5,000,000: 0.8% a year",
          "$5,000,000 to $10,000,000: 0.5% a year",
          "$10,000,000 to $20,000,000: 0.4% a year",
          "Above $20,000,000: see the brochure"
        ],
        "quotes": [
          "The annual management fee is pursuant to the following management fee schedule. Market Value of Household Assets Annual Fee Based on % of Assets On the first $2,000,000 1.00% On the next $3,000,000 0.80% On the next $5,000,000 0.50% On the next $10,000,000 0.40%"
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $500,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "The Advisor’s cumulative minimum account requirement for opening and maintaining an account is $500,000. However, based on facts and circumstances the Advisor may, at its sole discretion, accept accounts with a lower value."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $300 to $500 an hour (financial planning services)"
        ],
        "quotes": [
          "Cedarstone will charge an hourly fee for these services in the range of $300 to $500 per hour."
        ]
      }
    ],
    "values": {
      "tiers": [
        {
          "min": 0.0,
          "max": 2000000.0,
          "rate_pct": 1.0
        },
        {
          "min": 2000000.0,
          "max": 5000000.0,
          "rate_pct": 0.8
        },
        {
          "min": 5000000.0,
          "max": 10000000.0,
          "rate_pct": 0.5
        },
        {
          "min": 10000000.0,
          "max": 20000000.0,
          "rate_pct": 0.4
        }
      ],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 500000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": null,
          "min": 300.0,
          "max": 500.0,
          "period": "hour",
          "service": "financial planning services"
        }
      ]
    },
    "quotes": [
      "The annual management fee is pursuant to the following management fee schedule. Market Value of Household Assets Annual Fee Based on % of Assets On the first $2,000,000 1.00% On the next $3,000,000 0.80% On the next $5,000,000 0.50% On the next $10,000,000 0.40%",
      "The Advisor’s cumulative minimum account requirement for opening and maintaining an account is $500,000. However, based on facts and circumstances the Advisor may, at its sole discretion, accept accounts with a lower value.",
      "Cedarstone will charge an hourly fee for these services in the range of $300 to $500 per hour."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/cedarstone-advisors-thousand-oaks-ca-172653.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 93,
      "fewer_than_5": false,
      "raum": 28248226.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 98,
      "fewer_than_5": false,
      "raum": 169371004.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": null,
      "fewer_than_5": true,
      "raum": 176173.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": null,
      "fewer_than_5": true,
      "raum": 300949.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": null,
      "fewer_than_5": true,
      "raum": 331474.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/172653",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}