# Cavu Wealth Management

> Cavu Wealth Management is an SEC-registered investment advisory firm in Lakeside, CA, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 5, 2026.

- CRD: 299089
- Filed as: CAVU WEALTH MANAGEMENT
- Legal name: Cavu Wealth Management Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Lakeside, CA
- Filing period: October 2026
- Form ADV filing dated: August 5, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/299089
- AdvisorCensus page: https://advisorcensus.com/firm/cavu-wealth-management-lakeside-ca-299089

## Quick answers

**How is Cavu Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Cavu Wealth Management reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Cavu Wealth Management charge?**
Its Form ADV Part 2A brochure dated August 5, 2026 states: Flat fee: $2,500 to $5,000 (Broad-Based or Specific Financial Planning); Hourly rate: $200 an hour (Hourly Financial Consultation). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Cavu Wealth Management located?**
Cavu Wealth Management's principal office is in Lakeside, CA, according to its Form ADV; the September 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Cavu Wealth Management registered with the SEC or a state?**
Cavu Wealth Management is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 299089.

**How much does Cavu Wealth Management manage?**
Cavu Wealth Management reports $208,760,964 in regulatory assets under management in its Form ADV filing dated August 5, 2026 (97% discretionary).

**How have Cavu Wealth Management's assets and staff changed since 2024?**
In the Form ADV data for Cavu Wealth Management: Regulatory assets under management: $114,497,809 in the October 2024 data and $208,760,964 in the October 2026 data, up 82%. Total employees: 9 in October 2024 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cavu Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (289); high net worth individuals (58); pension and profit sharing plans (but not the plan participants or government pension plans) (16).

**Which custodians does Cavu Wealth Management use?**
Cavu Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Cavu Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/299089

**What changed in Cavu Wealth Management's recent Form ADV filings?**
In the September 2026 filing data: Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated August 5, 2026)

- Flat fee: $2,500 to $5,000 (Broad-Based or Specific Financial Planning)

> Broad-Based or Specific Financial Planning: Financial planning services are offered on a fixed fee basis, which ranges from $2,500 - $5,000.

- Hourly rate: $200 an hour (Hourly Financial Consultation)

> Hourly Financial Consultation: The fee for an hourly consultation is based on the time required to review the client’s situation. CAVU Wealth Management's rate is $200 per hour.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $208,760,964
- Discretionary: $202,394,375
- Non-discretionary: $6,366,589

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 289 | $65,148,554 |
| High net worth individuals | 58 | $134,256,158 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 16 | $6,360,946 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 15 | $2,995,306 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2024 (2 years)
- Employees: 7 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, FL, HI, ID, MT, OR, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Hayden, ID
- San Diego, CA

### Websites listed on Form ADV (Item 1.I)
- cavuwealthmanagement.com
- cavuwm.com
- Facebook @CAVUWealthManagement
- LinkedIn @cavu-wealth-management

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $114,497,809 | 9 | August 12, 2024 |
| October 2025 | $174,988,843 | 8 | July 31, 2025 |
| October 2026 | $208,760,964 | 7 | August 5, 2026 |

Regulatory assets under management: $114,497,809 in the October 2024 data and $208,760,964 in the October 2026 data, up 82%.
Total employees: 9 in October 2024 and 7 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Regulatory assets under management went from $174,988,843 to $208,760,964 (+19%).

### January 2026
- No longer registered or notice-filed in LA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cavu Wealth Management (CRD 299089): Form ADV filing data as of October 2026.