# Castle Wealth Planning

> Castle Wealth Planning is an SEC-registered investment advisory firm in Santa Barbara, CA, registered since 2015, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 31, 2026.

- CRD: 141601
- Filed as: CASTLE WEALTH PLANNING
- Legal name: Castle Wealth Planning LLC
- Also doing business as: CASTLE RETIREMENT PLANNING
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Santa Barbara, CA
- Filing period: October 2026
- Form ADV filing dated: March 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/141601
- AdvisorCensus page: https://advisorcensus.com/firm/castle-wealth-planning-santa-barbara-ca-141601

## Quick answers

**How is Castle Wealth Planning compensated?**
On its Form ADV (Item 5.E, October 2026), Castle Wealth Planning reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Castle Wealth Planning located?**
Castle Wealth Planning's principal office is in Santa Barbara, CA, according to its Form ADV.

**Is Castle Wealth Planning registered with the SEC or a state?**
Castle Wealth Planning is an SEC-registered investment advisory firm, registered since 2015. Status as filed: Approved. CRD 141601.

**How much does Castle Wealth Planning manage?**
Castle Wealth Planning reports $236,435,373 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (86% discretionary).

**How have Castle Wealth Planning's assets and staff changed since 2021?**
In the Form ADV data for Castle Wealth Planning: Regulatory assets under management: $179,506,457 in the October 2021 data and $236,435,373 in the October 2026 data, up 32%. Total employees: 2 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Castle Wealth Planning serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (57); high net worth individuals (54).

**Which custodians does Castle Wealth Planning use?**
Castle Wealth Planning's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Castle Wealth Planning report any disciplinary disclosures?**
Reports 3 disclosure items on Form ADV Item 11: yes answers to 11.C(2) (SEC or CFTC finding of a violation), 11.C(4) (SEC or CFTC order), and 11.C(5) (SEC or CFTC civil money penalty or cease-and-desist order). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/141601

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $236,435,373
- Discretionary: $203,141,770
- Non-discretionary: $33,293,603

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 57 | $23,530,993 |
| High net worth individuals | 54 | $176,348,205 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $26,295,892 |
| Charitable organizations | Fewer than 5 | $10,257,776 |
| Corporations or other businesses not listed above | Fewer than 5 | $2,507 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2015 (11 years)
- Employees: 3 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, NY, TX, WA
- Disclosures (Item 11): Reports 3 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.C(2): Has the SEC or the CFTC ever found that the firm or an advisory affiliate was involved in a violation of SEC or CFTC regulations or statutes?
- 11.C(4): Has the SEC or the CFTC ever entered an order against the firm or an advisory affiliate in connection with investment-related activity?
- 11.C(5): Has the SEC or the CFTC ever imposed a civil money penalty on the firm or an advisory affiliate, or ordered the firm or an advisory affiliate to cease and desist from an activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/141601

### Websites listed on Form ADV (Item 1.I)
- castlewealthplanning.com
- LinkedIn @nate-cultice-6406307
- Facebook @CASTLEWEALTH

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $179,506,457 | 2 | August 24, 2021 |
| October 2022 | $206,635,816 | 3 | June 17, 2022 |
| October 2023 | $169,359,598 | 3 | March 31, 2023 |
| October 2024 | $180,459,033 | 3 | July 23, 2024 |
| October 2025 | $215,549,901 | 3 | March 31, 2025 |
| October 2026 | $236,435,373 | 3 | March 31, 2026 |

Regulatory assets under management: $179,506,457 in the October 2021 data and $236,435,373 in the October 2026 data, up 32%.
Total employees: 2 in October 2021 and 3 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Castle Wealth Planning (CRD 141601): Form ADV filing data as of October 2026.