# Carrera Capital Advisors

> Carrera Capital Advisors is an SEC-registered investment advisory firm in Troy, MI, registered since 2024, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated July 24, 2026.

- CRD: 330834
- Filed as: CARRERA CAPITAL ADVISORS
- Legal name: Carrera Capital Advisors, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Troy, MI
- Filing period: October 2026
- Form ADV filing dated: July 24, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/330834
- AdvisorCensus page: https://advisorcensus.com/firm/carrera-capital-advisors-troy-mi-330834

## Quick answers

**How is Carrera Capital Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Carrera Capital Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Carrera Capital Advisors located?**
Carrera Capital Advisors' principal office is in Troy, MI, according to its Form ADV.

**Is Carrera Capital Advisors registered with the SEC or a state?**
Carrera Capital Advisors is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 330834.

**How much does Carrera Capital Advisors manage?**
Carrera Capital Advisors reports $968,703,896 in regulatory assets under management in its Form ADV filing dated July 24, 2026 (100% discretionary).

**How have Carrera Capital Advisors' assets and staff changed since 2024?**
In the Form ADV data for Carrera Capital Advisors: Regulatory assets under management: $617,317,000 in the October 2024 data and $968,703,896 in the October 2026 data, up 57%. Total employees: 11 in October 2024 and 13 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Carrera Capital Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (718); high net worth individuals (239); pension and profit sharing plans (but not the plan participants or government pension plans) (23).

**Which custodians does Carrera Capital Advisors use?**
Carrera Capital Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Carrera Capital Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/330834

**Does Carrera Capital Advisors state an account minimum?**
Its Form ADV Part 2A brochure dated March 16, 2026 says: "Carrera does not require a minimum account size of its clients."

**What changed in Carrera Capital Advisors' recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 9 to 12. Regulatory assets under management went from $647,652,930 to $968,703,896 (+50%). Registered or notice-filed in AZ, MN, OR, TN, UT. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 16, 2026)

- Account minimum: None

> Carrera does not require a minimum account size of its clients.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $968,703,896
- Discretionary: $968,703,896
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 718 | $200,640,551 |
| High net worth individuals | 239 | $584,320,485 |
| Investment companies | 1 | $120,704,516 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 23 | $40,840,055 |
| Charitable organizations | 1 | $304,412 |
| Corporations or other businesses not listed above | 16 | $21,893,877 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2024 (2 years)
- Employees: 13 total, 12 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, FL, GA, IL, MD, MI, MN, NC, NY, OH, OK, OR, TN, TX, UT, VA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- carrera-advisors.com
- carrera-capital-advisors.com
- Facebook @CCAdvisorsMI
- Instagram @carrera_capital_advisors
- X @CCAdvisorsMI

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $617,317,000 | 11 | September 10, 2024 |
| October 2025 | $647,652,930 | 13 | March 31, 2025 |
| October 2026 | $968,703,896 | 13 | July 24, 2026 |

Regulatory assets under management: $617,317,000 in the October 2024 data and $968,703,896 in the October 2026 data, up 57%.
Total employees: 11 in October 2024 and 13 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 9 to 12.
- Regulatory assets under management went from $647,652,930 to $968,703,896 (+50%).
- Registered or notice-filed in AZ, MN, OR, TN, UT.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Carrera Capital Advisors (CRD 330834): Form ADV filing data as of October 2026.