# Cardinal Wealth Advisory, LLC

> Cardinal Wealth Advisory, LLC is an SEC-registered investment advisory firm in Memphis, TN, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 26, 2026.

- CRD: 136659
- Filed as: CARDINAL WEALTH ADVISORY, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Memphis, TN
- Filing period: October 2026
- Form ADV filing dated: March 26, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/136659
- AdvisorCensus page: https://advisorcensus.com/firm/cardinal-wealth-advisory-llc-memphis-tn-136659

## Quick answers

**How is Cardinal Wealth Advisory, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Cardinal Wealth Advisory, LLC reports these compensation arrangements: a percentage of assets under its management.

**Where is Cardinal Wealth Advisory, LLC located?**
Cardinal Wealth Advisory, LLC's principal office is in Memphis, TN, according to its Form ADV.

**Is Cardinal Wealth Advisory, LLC registered with the SEC or a state?**
Cardinal Wealth Advisory, LLC is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 136659.

**How much does Cardinal Wealth Advisory, LLC manage?**
Cardinal Wealth Advisory, LLC reports $273,224,667 in regulatory assets under management in its Form ADV filing dated March 26, 2026 (89% discretionary).

**How have Cardinal Wealth Advisory, LLC's assets and staff changed since 2022?**
In the Form ADV data for Cardinal Wealth Advisory, LLC: Regulatory assets under management: $117,612,985 in the October 2022 data and $273,224,667 in the October 2026 data, up 132%. Total employees: 3 in October 2022 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cardinal Wealth Advisory, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (53); high net worth individuals (41); corporations or other businesses not listed above (7).

**Does Cardinal Wealth Advisory, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/136659

**What changed in Cardinal Wealth Advisory, LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $208,208,444 to $273,224,667 (+31%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Regulatory assets under management (Item 5.F)
- Total: $273,224,667
- Discretionary: $242,895,094
- Non-discretionary: $30,329,573

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 53 | $8,537,723 |
| High net worth individuals | 41 | $182,728,662 |
| Banking or thrift institutions | 1 | $1,753,002 |
| Insurance companies | 1 | $48,472,803 |
| Corporations or other businesses not listed above | 7 | $31,732,477 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2022 (4 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, MS, TN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $117,612,985 | 3 | September 21, 2022 |
| October 2023 | $125,388,503 | 3 | March 27, 2023 |
| October 2024 | $145,401,575 | 3 | March 19, 2024 |
| October 2025 | $208,208,444 | 3 | May 1, 2025 |
| October 2026 | $273,224,667 | 3 | March 26, 2026 |

Regulatory assets under management: $117,612,985 in the October 2022 data and $273,224,667 in the October 2026 data, up 132%.
Total employees: 3 in October 2022 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $208,208,444 to $273,224,667 (+31%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cardinal Wealth Advisory, LLC (CRD 136659): Form ADV filing data as of October 2026.