{
  "crd_number": 147918,
  "slug": "cardinal-financial-consultants-llc-okemos-mi-147918",
  "primary_business_name": "CARDINAL FINANCIAL CONSULTANTS, LLC",
  "legal_name": "CARDINAL FINANCIAL CONSULTANTS, LLC",
  "dbas": [],
  "city": "Okemos",
  "state": "MI",
  "country": "United States",
  "cbsa_code": "29620",
  "metro": {
    "cbsa_code": "29620",
    "common_name": "Lansing",
    "msa_name": "Lansing-East Lansing, MI",
    "path": "/advisors/mi/lansing"
  },
  "registration_type": "state",
  "registration_status": "APPROVED",
  "registration_date": "2008-09-29",
  "years_registered": 18,
  "period": "2026-10-01",
  "filing_date": "2025-06-05",
  "carried_forward": false,
  "raum_total": 18000000.0,
  "raum_discretionary": 17460000.0,
  "raum_non_discretionary": 540000.0,
  "raum_band": "under_25m",
  "raum_band_label": "Under $25 million",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 4710000.0,
      "count": 81
    },
    "high_net_worth_individuals": {
      "raum": 13290000.0,
      "count": 3
    }
  },
  "compensation_types": [
    "commissions",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 1,
  "states_registered": [
    "MI"
  ],
  "websites": [
    "https://cardinalfinancialconsultants.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/147918",
  "disclosure_items": [
    {
      "item": "11.E(2)",
      "question": "Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was involved in a violation of its rules, other than a minor rule violation under a plan the SEC approved?"
    }
  ],
  "city_as_filed": "OKEMOS",
  "url": "https://advisorcensus.com/firm/cardinal-financial-consultants-llc-okemos-mi-147918",
  "display_name": "Cardinal Financial Consultants, LLC",
  "summary": "Cardinal Financial Consultants, LLC is a state-registered investment advisory firm in Okemos, MI, registered since 2008, reporting under $25 million in regulatory assets under management in its Form ADV filing dated June 5, 2025.",
  "citation": "AdvisorCensus. Cardinal Financial Consultants, LLC (CRD 147918): Form ADV filing data as of October 2026.",
  "registration_type_label": "State-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Commissions"
  ],
  "advisory_activity_labels": [
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Cardinal Financial Consultants, LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Cardinal Financial Consultants, LLC reports these compensation arrangements: a percentage of assets under its management; commissions. The amounts are in Item 5 of its Form ADV Part 2A brochure."
    },
    {
      "q": "Where is Cardinal Financial Consultants, LLC located?",
      "a": "Cardinal Financial Consultants, LLC's principal office is in Okemos, MI, according to its Form ADV."
    },
    {
      "q": "Is Cardinal Financial Consultants, LLC registered with the SEC or a state?",
      "a": "Cardinal Financial Consultants, LLC is a state-registered investment advisory firm, registered since 2008. Status as filed: APPROVED. CRD 147918."
    },
    {
      "q": "How much does Cardinal Financial Consultants, LLC manage?",
      "a": "Cardinal Financial Consultants, LLC reports $18,000,000 in regulatory assets under management in its Form ADV filing dated June 5, 2025 (97% discretionary)."
    },
    {
      "q": "What types of clients does Cardinal Financial Consultants, LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (81); high net worth individuals (3)."
    },
    {
      "q": "Does Cardinal Financial Consultants, LLC report any disciplinary disclosures?",
      "a": "Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.E(2) (self-regulatory organization's finding of a rule violation). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/147918"
    }
  ],
  "filing_history": [],
  "recent_changes": [],
  "fees_from_brochure": null,
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/cardinal-financial-consultants-llc-okemos-mi-147918.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 81,
      "fewer_than_5": false,
      "raum": 4710000.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 3,
      "fewer_than_5": false,
      "raum": 13290000.0
    }
  ],
  "disclosure_line": "Reports 1 disclosure item on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/147918",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}