# Cardinal Advisers LLC

> Cardinal Advisers LLC is an SEC-registered investment advisory firm, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated January 22, 2026.

- CRD: 284465
- Filed as: CARDINAL ADVISERS LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: January 22, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/284465
- AdvisorCensus page: https://advisorcensus.com/firm/cardinal-advisers-llc-284465

## Quick answers

**How is Cardinal Advisers LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Cardinal Advisers LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Cardinal Advisers LLC charge?**
Its Form ADV Part 2A brochure dated January 22, 2026 states: Hourly rate: $300 an hour (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Is Cardinal Advisers LLC registered with the SEC or a state?**
Cardinal Advisers LLC is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 284465.

**How much does Cardinal Advisers LLC manage?**
Cardinal Advisers LLC reports $118,539,851 in regulatory assets under management in its Form ADV filing dated January 22, 2026 (100% discretionary).

**What types of clients does Cardinal Advisers LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (32); high net worth individuals (14).

**Which custodians does Cardinal Advisers LLC use?**
Cardinal Advisers LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Interactive Brokers LLC and Pershing LLC as custodians holding 10% or more of its separately managed account assets.

**Does Cardinal Advisers LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/284465

**Does Cardinal Advisers LLC state an account minimum?**
Its Form ADV Part 2A brochure dated January 22, 2026 says: "When subscribing to the Firm’s advisory services, the minimum account value is generally USD $100,000."

**What changed in Cardinal Advisers LLC's recent Form ADV filings?**
In the February 2026 filing data: Newly registered with the SEC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 22, 2026)

- Account minimum: $100,000

> When subscribing to the Firm’s advisory services, the minimum account value is generally USD $100,000.

- Hourly rate: $300 an hour (financial planning services)

> FINANCIAL PLANNING SERVICES. The Firm offers financial planning services on an hourly or fixed-fee basis. Generally, the hourly fee is USD $300.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Interactive Brokers LLC
- Pershing LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $118,539,851
- Discretionary: $118,539,851
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 32 | $6,340,189 |
| High net worth individuals | 14 | $112,199,662 |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | Not reported |
| Charitable organizations | 0 | Not reported |
| State or municipal government entities (including government pension plans) | 0 | Not reported |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 0 | Not reported |
| Other | 0 | Not reported |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2026 (0 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, LA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- cadfl.com

## Changes in the filing (last 12 months)

### February 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cardinal Advisers LLC (CRD 284465): Form ADV filing data as of October 2026.