# Capstone Wealth Advisors, LLC

> Capstone Wealth Advisors, LLC is an SEC-registered investment advisory firm in Salem, OR, registered since 2017, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 31, 2026.

- CRD: 287670
- Filed as: CAPSTONE WEALTH ADVISORS, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Salem, OR
- Filing period: October 2026
- Form ADV filing dated: March 31, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/287670
- AdvisorCensus page: https://advisorcensus.com/firm/capstone-wealth-advisors-llc-salem-or-287670

## Quick answers

**How is Capstone Wealth Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Capstone Wealth Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Capstone Wealth Advisors, LLC charge?**
Its Form ADV Part 2A brochure dated March 31, 2026 states: Asset-based fee: 0.1% to 1.5% a year (a range, as the brochure states it); Hourly rate: $100 to $750 an hour (investment consultations or financial planning services); Flat fee: $500 to $10,000 (Fixed fee projects). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Capstone Wealth Advisors, LLC located?**
Capstone Wealth Advisors, LLC's principal office is in Salem, OR, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Capstone Wealth Advisors, LLC registered with the SEC or a state?**
Capstone Wealth Advisors, LLC is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 287670.

**How much does Capstone Wealth Advisors, LLC manage?**
Capstone Wealth Advisors, LLC reports $102,375,746 in regulatory assets under management in its Form ADV filing dated March 31, 2026 (100% discretionary).

**How have Capstone Wealth Advisors, LLC's assets and staff changed since 2021?**
In the Form ADV data for Capstone Wealth Advisors, LLC: Regulatory assets under management: $568,057,190 in the October 2021 data and $102,375,746 in the October 2026 data, down 82%. Total employees: 8 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Capstone Wealth Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (93); high net worth individuals (32).

**Which custodians does Capstone Wealth Advisors, LLC use?**
Capstone Wealth Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Altruist Financial LLC, Bluerock Real Estate Holdings, LLC and Charles Schwab & Co., Inc. as custodians holding 10% or more of its separately managed account assets.

**Does Capstone Wealth Advisors, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/287670

**Does Capstone Wealth Advisors, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 31, 2026 says: "Capstone Wealth Advisors has no minimum account size for opening or maintaining an account." "Capstone Wealth Advisors has no set account minimum, but fees are generally not negotiable."

**What changed in Capstone Wealth Advisors, LLC's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 3 to 2. Regulatory assets under management went from $230,420,266 to $102,375,746 (-56%). Changed its office addresses in Tacoma, WA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 31, 2026)

- Asset-based fee: 0.1% to 1.5% a year (a range, as the brochure states it)

> The fees charged vary between 0.10% and 1.5% of assets under management according to the amount of assets under management and the specific needs of the client.

- Account minimum: None

> Capstone Wealth Advisors has no minimum account size for opening or maintaining an account.

> Capstone Wealth Advisors has no set account minimum, but fees are generally not negotiable.

- Hourly rate: $100 to $750 an hour (investment consultations or financial planning services)

> Hourly consulting or financial planning rates range from $100 to $750 per hour, depending on the complexity of the project, the scope of work to be performed, and the differential expertise of the IAR providing the services.

- Flat fee: $500 to $10,000 (Fixed fee projects)

> Fixed fee projects are estimated to range from $500 - $10,000. Pricing will be developed on a project -by-project basis for each Client, also depending on the complexity, scope of work to be performed, expertis e of the investment advisor representative

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Altruist Financial LLC
- Bluerock Real Estate Holdings, LLC
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $102,375,746
- Discretionary: $102,375,746
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 93 | $27,387,097 |
| High net worth individuals | 32 | $74,988,649 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2017 (9 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AZ, CA, CO, FL, ID, LA, NE, NV, NY, OR, TX, UT, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Tacoma, WA

### Websites listed on Form ADV (Item 1.I)
- capstonewealthadvisors.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $568,057,190 | 8 | September 14, 2021 |
| October 2022 | $672,225,746 | 9 | March 30, 2022 |
| October 2023 | $652,418,704 | 11 | May 24, 2023 |
| October 2024 | $720,909,582 | 11 | March 11, 2024 |
| October 2025 | $230,420,266 | 4 | July 29, 2025 |
| October 2026 | $102,375,746 | 3 | March 31, 2026 |

Regulatory assets under management: $568,057,190 in the October 2021 data and $102,375,746 in the October 2026 data, down 82%.
Total employees: 8 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 3 to 2.
- Regulatory assets under management went from $230,420,266 to $102,375,746 (-56%).
- Changed its office addresses in Tacoma, WA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Capstone Wealth Advisors, LLC (CRD 287670): Form ADV filing data as of October 2026.