# Capital Investment Advisors, LLC

> Capital Investment Advisors, LLC is an SEC-registered investment advisory firm in Atlanta, GA, registered since 2011, reporting over $5 billion in regulatory assets under management in its Form ADV filing dated August 6, 2026.

- CRD: 158055
- Filed as: CAPITAL INVESTMENT ADVISORS, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Atlanta, GA
- Filing period: October 2026
- Form ADV filing dated: August 6, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/158055
- AdvisorCensus page: https://advisorcensus.com/firm/capital-investment-advisors-llc-atlanta-ga-158055

## Quick answers

**How is Capital Investment Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Capital Investment Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees); other.

**Where is Capital Investment Advisors, LLC located?**
Capital Investment Advisors, LLC's principal office is in Atlanta, GA, according to its Form ADV; the September 2026 filing also lists 5 other offices (Schedule D, Section 1.F).

**Is Capital Investment Advisors, LLC registered with the SEC or a state?**
Capital Investment Advisors, LLC is an SEC-registered investment advisory firm, registered since 2011. Status as filed: Approved. CRD 158055.

**How much does Capital Investment Advisors, LLC manage?**
Capital Investment Advisors, LLC reports $8,212,613,694 in regulatory assets under management in its Form ADV filing dated August 6, 2026 (99% discretionary).

**How have Capital Investment Advisors, LLC's assets and staff changed since 2021?**
In the Form ADV data for Capital Investment Advisors, LLC: Regulatory assets under management: $3,227,446,139 in the October 2021 data and $8,212,613,694 in the October 2026 data, up 154%. Total employees: 41 in October 2021 and 107 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Capital Investment Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (3,552); high net worth individuals (2,462).

**Which custodians does Capital Investment Advisors, LLC use?**
Capital Investment Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and National Financial Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Capital Investment Advisors, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/158055

**Does Capital Investment Advisors, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated August 6, 2026 says: "We do not impose a minimum portfolio size or minimum annual fee. We have service options available for families and organizations of all sizes."

**What changed in Capital Investment Advisors, LLC's recent Form ADV filings?**
In the May 2026 filing data: Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)
- Other

### Fees and minimums (Form ADV Part 2A brochure dated August 6, 2026)

- Account minimum: None

> We do not impose a minimum portfolio size or minimum annual fee. We have service options available for families and organizations of all sizes.

- Minimum annual fee: None

> We do not impose a minimum portfolio size or minimum annual fee. We have service options available for families and organizations of all sizes.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $8,212,613,694
- Discretionary: $8,152,303,229
- Non-discretionary: $60,310,465

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 3,552 | $1,809,309,166 |
| High net worth individuals | 2,462 | $6,385,737,227 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $17,567,301 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Other

### Firm details
- Registered since: 2011 (15 years)
- Employees: 107 total, 55 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Atlanta, GA
- Dallas, TX
- Greenwood Village, CO
- Phoenix, AZ
- Tampa, FL

### Websites listed on Form ADV (Item 1.I)
- capital-fo.com
- retiresoonerteam.com
- wesmoss.com
- wesmossbooks.com
- yourwealth.com
- Facebook @CAPITALINVESTMENTADVISORS
- Facebook @retiresoonerteam
- Facebook @wesmoss365
- Instagram @retiresoonerteam
- LinkedIn @capital-investment-advisors
- LinkedIn @wesmoss
- Facebook facebook.com
- Threads @retiresoonerteam
- TikTok @retiresoonerpodcast
- X @WESMOSS365
- X @retiresoonertm
- YouTube @RetireSoonerTeam
- YouTube @CAPITALINVESTMENTADV
- YouTube @WesMossMoneyMatters

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $3,227,446,139 | 41 | May 26, 2021 |
| October 2022 | $4,224,196,078 | 48 | August 19, 2022 |
| October 2023 | $4,353,423,873 | 64 | September 7, 2023 |
| October 2024 | $5,260,660,983 | 80 | August 19, 2024 |
| October 2025 | $6,298,397,792 | 99 | March 27, 2025 |
| October 2026 | $8,212,613,694 | 107 | August 6, 2026 |

Regulatory assets under management: $3,227,446,139 in the October 2021 data and $8,212,613,694 in the October 2026 data, up 154%.
Total employees: 41 in October 2021 and 107 in October 2026.

## Changes in the filing (last 12 months)

### May 2026
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Employees performing advisory functions went from 46 to 55.
- Regulatory assets under management went from $6,298,397,792 to $8,212,613,694 (+30%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Capital Investment Advisors, LLC (CRD 158055): Form ADV filing data as of October 2026.