# Capital Financial Management

> Capital Financial Management is a state-registered investment advisory firm in San Diego, CA, registered since 2012, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 30, 2026.

- CRD: 130841
- Filed as: CAPITAL FINANCIAL MANAGEMENT
- Legal name: Sheldon, Kirk ROY
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: San Diego, CA
- Filing period: October 2026
- Form ADV filing dated: March 30, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/130841
- AdvisorCensus page: https://advisorcensus.com/firm/capital-financial-management-san-diego-ca-130841

## Quick answers

**How is Capital Financial Management compensated?**
On its Form ADV (Item 5.E, October 2026), Capital Financial Management reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); commissions. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Capital Financial Management located?**
Capital Financial Management's principal office is in San Diego, CA, according to its Form ADV.

**Is Capital Financial Management registered with the SEC or a state?**
Capital Financial Management is a state-registered investment advisory firm, registered since 2012. Status as filed: APPROVED. CRD 130841.

**How much does Capital Financial Management manage?**
Capital Financial Management reports $69,659,000 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (51% discretionary).

**What types of clients does Capital Financial Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (91); high net worth individuals (21); pension and profit sharing plans (but not the plan participants or government pension plans) (2).

**Does Capital Financial Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/130841

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Commissions

### Regulatory assets under management (Item 5.F)
- Total: $69,659,000
- Discretionary: $35,297,000
- Non-discretionary: $34,362,000

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 91 | $28,733,000 |
| High net worth individuals | 21 | $40,443,000 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 2 | $483,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Educational seminars/workshops

### Firm details
- Registered since: 2012 (14 years)
- Employees: 4 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [capitalfinancialmgt.com](https://capitalfinancialmgt.com)
- LinkedIn @kirk-sheldon-68052782

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Capital Financial Management (CRD 130841): Form ADV filing data as of October 2026.