# Capital Advantage, Inc.

> Capital Advantage, Inc. is an SEC-registered investment advisory firm in Walnut Creek, CA, registered since 1998, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated August 25, 2026.

- CRD: 108985
- Filed as: CAPITAL ADVANTAGE, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Walnut Creek, CA
- Filing period: October 2026
- Form ADV filing dated: August 25, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/108985
- AdvisorCensus page: https://advisorcensus.com/firm/capital-advantage-inc-walnut-creek-ca-108985

## Quick answers

**How is Capital Advantage, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Capital Advantage, Inc. reports these compensation arrangements: a percentage of assets under its management.

**Where is Capital Advantage, Inc. located?**
Capital Advantage, Inc.'s principal office is in Walnut Creek, CA, according to its Form ADV.

**Is Capital Advantage, Inc. registered with the SEC or a state?**
Capital Advantage, Inc. is an SEC-registered investment advisory firm, registered since 1998. Status as filed: Approved. CRD 108985.

**How much does Capital Advantage, Inc. manage?**
Capital Advantage, Inc. reports $1,276,570,885 in regulatory assets under management in its Form ADV filing dated August 25, 2026 (100% discretionary).

**How have Capital Advantage, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Capital Advantage, Inc.: Regulatory assets under management: $891,590,122 in the October 2021 data and $1,276,570,885 in the October 2026 data, up 43%. Total employees: 14 in October 2021 and 16 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Capital Advantage, Inc. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (352); individuals (other than high net worth individuals) (309); corporations or other businesses not listed above (4).

**Which custodians does Capital Advantage, Inc. use?**
Capital Advantage, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Capital Advantage, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/108985

**Does Capital Advantage, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated August 25, 2026 says: "Participation in advisory services requires a minimum portfolio size of $500,000. The minimum portfolio size of $500,000 may be waived for our clients based on individual client circumstances."

**What changed in Capital Advantage, Inc.'s recent Form ADV filings?**
In the September 2026 filing data: Employees performing advisory functions went from 9 to 8. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated August 25, 2026)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> Participation in advisory services requires a minimum portfolio size of $500,000. The minimum portfolio size of $500,000 may be waived for our clients based on individual client circumstances.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,276,570,885
- Discretionary: $1,276,570,885
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 309 | $199,122,210 |
| High net worth individuals | 352 | $1,072,319,543 |
| Charitable organizations | 2 | $1,568,194 |
| Corporations or other businesses not listed above | 4 | $3,560,938 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 1998 (28 years)
- Employees: 16 total, 8 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, NH, NY, OR, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- capitaladvantage.com
- Facebook @CAPITALADVANTAGEINC
- LinkedIn @CAPITAL-ADVANTAGE-INC-
- X @CAPADVANTAGE

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $891,590,122 | 14 | August 23, 2021 |
| October 2022 | $981,065,395 | 13 | July 15, 2022 |
| October 2023 | $905,171,206 | 14 | April 10, 2023 |
| October 2024 | $1,002,166,936 | 13 | March 27, 2024 |
| October 2025 | $1,111,637,065 | 14 | March 31, 2025 |
| October 2026 | $1,276,570,885 | 16 | August 25, 2026 |

Regulatory assets under management: $891,590,122 in the October 2021 data and $1,276,570,885 in the October 2026 data, up 43%.
Total employees: 14 in October 2021 and 16 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Employees performing advisory functions went from 9 to 8.
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Regulatory assets under management went from $1,111,637,065 to $1,276,570,885 (+15%).

### January 2026
- No longer registered or notice-filed in HI, UT.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Capital Advantage, Inc. (CRD 108985): Form ADV filing data as of October 2026.