# Capital a Wealth Management

> Capital a Wealth Management is an SEC-registered investment advisory firm in Cranberry Twp., PA, registered since 2023, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated April 24, 2026.

- CRD: 328863
- Filed as: CAPITAL A WEALTH MANAGEMENT
- Legal name: Capital a Wealth Management, LLC
- Also doing business as: KIEFER FINANCIAL SERVICE
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Cranberry Twp., PA
- Filing period: October 2026
- Form ADV filing dated: April 24, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/328863
- AdvisorCensus page: https://advisorcensus.com/firm/capital-a-wealth-management-cranberry-twp-pa-328863

## Quick answers

**How is Capital a Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Capital a Wealth Management reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Capital a Wealth Management charge?**
Its Form ADV Part 2A brochure dated April 24, 2026 states: Asset-based fee: up to 2% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Capital a Wealth Management located?**
Capital a Wealth Management's principal office is in Cranberry Twp., PA, according to its Form ADV; the May 2026 filing also lists 3 other offices (Schedule D, Section 1.F).

**Is Capital a Wealth Management registered with the SEC or a state?**
Capital a Wealth Management is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 328863.

**How much does Capital a Wealth Management manage?**
Capital a Wealth Management reports $612,896,344 in regulatory assets under management in its Form ADV filing dated April 24, 2026 (100% discretionary).

**How have Capital a Wealth Management's assets and staff changed since 2024?**
In the Form ADV data for Capital a Wealth Management: Regulatory assets under management: $149,157,020 in the October 2024 data and $612,896,344 in the October 2026 data, up 311%. Total employees: 17 in October 2024 and 21 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Capital a Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,004); high net worth individuals (139); pension and profit sharing plans (but not the plan participants or government pension plans) (14).

**Which custodians does Capital a Wealth Management use?**
Capital a Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Distributors Company LLC as custodians holding 10% or more of its separately managed account assets.

**Does Capital a Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/328863

**What changed in Capital a Wealth Management's recent Form ADV filings?**
In the April 2026 filing data: Added an office in Bridgeville, PA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 24, 2026)

- Asset-based fee: up to 2% of assets a year (the maximum the brochure states)

> Capital A’s annual fees are based upon a percentage of assets under management not to exceed 2.00%. Investment advisory fees of Capital A are charged based on a percentage of assets under management, billed in arrears (at the end of the billing period) on a monthly basis, and calculated based on the average daily balance of the Account during the current billing period.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Distributors Company LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $612,896,344
- Discretionary: $612,896,344
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 1,004 | $264,905,279 |
| High net worth individuals | 139 | $301,836,090 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 14 | $33,136,861 |
| Charitable organizations | Fewer than 5 | $174,215 |
| Corporations or other businesses not listed above | 5 | $12,843,899 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Other

### Firm details
- Registered since: 2023 (2 years)
- Employees: 21 total, 11 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AZ, FL, LA, NY, OH, PA, SC, TX, WV
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the May 2026 filing
- Bridgeville, PA
- Canfield, OH
- New Castle, PA

### Websites listed on Form ADV (Item 1.I)
- capitalainvestments.com
- retireoffer.com
- retirereadypa.com
- Facebook @CapitalAWealth
- Instagram @capitalawealth
- LinkedIn @capital-a-financial-insurance-associates
- X @CapitalAWealth
- YouTube @UCSDtkCXF4hFWVU98CPB6CPA

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $149,157,020 | 17 | June 18, 2024 |
| October 2025 | $412,329,590 | 19 | July 23, 2025 |
| October 2026 | $612,896,344 | 21 | April 24, 2026 |

Regulatory assets under management: $149,157,020 in the October 2024 data and $612,896,344 in the October 2026 data, up 311%.
Total employees: 17 in October 2024 and 21 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Added an office in Bridgeville, PA.

### March 2026
- Employees performing advisory functions went from 9 to 11.
- Regulatory assets under management went from $412,329,590 to $612,896,344 (+49%).
- Registered or notice-filed in WV.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Capital a Wealth Management (CRD 328863): Form ADV filing data as of October 2026.