# Cambridge Wealth Management, LLC

> Cambridge Wealth Management, LLC is an SEC-registered investment advisory firm in Cambridge, NY, registered since 2021, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated April 2, 2026.

- CRD: 172938
- Filed as: CAMBRIDGE WEALTH MANAGEMENT, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Cambridge, NY
- Filing period: October 2026
- Form ADV filing dated: April 2, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/172938
- AdvisorCensus page: https://advisorcensus.com/firm/cambridge-wealth-management-llc-cambridge-ny-172938

## Quick answers

**How is Cambridge Wealth Management, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Cambridge Wealth Management, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Cambridge Wealth Management, LLC charge?**
Its Form ADV Part 2A brochure dated April 2, 2026 states: Hourly rate: $300 an hour (financial planning process). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Cambridge Wealth Management, LLC located?**
Cambridge Wealth Management, LLC's principal office is in Cambridge, NY, according to its Form ADV.

**Is Cambridge Wealth Management, LLC registered with the SEC or a state?**
Cambridge Wealth Management, LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 172938.

**How much does Cambridge Wealth Management, LLC manage?**
Cambridge Wealth Management, LLC reports $31,820,998 in regulatory assets under management in its Form ADV filing dated April 2, 2026 (80% discretionary).

**How have Cambridge Wealth Management, LLC's assets and staff changed since 2021?**
In the Form ADV data for Cambridge Wealth Management, LLC: Regulatory assets under management: $32,167,496 in the October 2021 data and $31,820,998 in the October 2026 data, down 1%. Total employees: 1 in October 2021 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cambridge Wealth Management, LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (15); individuals (other than high net worth individuals) (11).

**Which custodians does Cambridge Wealth Management, LLC use?**
Cambridge Wealth Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Cambridge Wealth Management, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/172938

**Does Cambridge Wealth Management, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated April 2, 2026 says: "Our minimum initial household value is $500,000; however, we may accept households and accounts for less than the minimum at our sole discretion."

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 2, 2026)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> Our minimum initial household value is $500,000; however, we may accept households and accounts for less than the minimum at our sole discretion.

- Hourly rate: $300 an hour (financial planning process)

> For clients engaging in an ongoing financial planning process, we offer an annual review based on an hourly fee of $300.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $31,820,998
- Discretionary: $25,574,240
- Non-discretionary: $6,246,758

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 11 | $1,929,464 |
| High net worth individuals | 15 | $29,891,534 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2021 (5 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NY, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- cwllc.com
- Facebook @CAMBRIDGEWEALTHMANAGEMENT
- LinkedIn @CAMBRIDGE-WEALTH-MANAGEMENT

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $32,167,496 | 1 | April 2, 2021 |
| October 2022 | $29,507,184 | 1 | May 10, 2022 |
| October 2023 | $25,551,202 | 1 | April 3, 2023 |
| October 2024 | $27,855,272 | 1 | April 1, 2024 |
| October 2025 | $29,621,830 | 1 | April 3, 2025 |
| October 2026 | $31,820,998 | 1 | April 2, 2026 |

Regulatory assets under management: $32,167,496 in the October 2021 data and $31,820,998 in the October 2026 data, down 1%.
Total employees: 1 in October 2021 and 1 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cambridge Wealth Management, LLC (CRD 172938): Form ADV filing data as of October 2026.