# Cambridge Retirement Partners

> Cambridge Retirement Partners is an SEC-registered investment advisory firm, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 3, 2026.

- CRD: 148889
- Filed as: CAMBRIDGE RETIREMENT PARTNERS
- Legal name: Cambridge Wealth Advisors, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: March 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/148889
- AdvisorCensus page: https://advisorcensus.com/firm/cambridge-retirement-partners-148889

## Quick answers

**How is Cambridge Retirement Partners compensated?**
On its Form ADV (Item 5.E, October 2026), Cambridge Retirement Partners reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Cambridge Retirement Partners charge?**
Its Form ADV Part 2A brochure dated March 3, 2026 states: Hourly rate: $750 an hour (retirement planning & consultation services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Is Cambridge Retirement Partners registered with the SEC or a state?**
Cambridge Retirement Partners is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 148889.

**How much does Cambridge Retirement Partners manage?**
Cambridge Retirement Partners reports $237,029,977 in regulatory assets under management in its Form ADV filing dated March 3, 2026 (4% discretionary).

**How have Cambridge Retirement Partners' assets and staff changed since 2022?**
In the Form ADV data for Cambridge Retirement Partners: Regulatory assets under management: $156,000,000 in the October 2022 data and $237,029,977 in the October 2026 data, up 52%. Total employees: 2 in October 2022 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cambridge Retirement Partners serve?**
By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (18); individuals (other than high net worth individuals) (6).

**Does Cambridge Retirement Partners report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/148889

**Does Cambridge Retirement Partners state an account minimum?**
Its Form ADV Part 2A brochure dated March 3, 2026 says: "There is a minimum family of investment accounts value of $1,000,000. The minimum may be waived based on the complexity of the situation, needs of the client, and other criteria at the sole discretion of the Firm."

**What changed in Cambridge Retirement Partners' recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $211,124,983 to $237,029,977 (+12%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 3, 2026)

- Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)

> There is a minimum family of investment accounts value of $1,000,000. The minimum may be waived based on the complexity of the situation, needs of the client, and other criteria at the sole discretion of the Firm.

- Hourly rate: $750 an hour (retirement planning & consultation services)

> We earn hourly fees at a rate of up to $750.00 per hour for retirement planning & consultation services.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Regulatory assets under management (Item 5.F)
- Total: $237,029,977
- Discretionary: $9,334,827
- Non-discretionary: $227,695,150

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 6 | $1,921,291 |
| High net worth individuals | Fewer than 5 | $9,904,906 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 18 | $225,203,780 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Other

### Firm details
- Registered since: 2022 (4 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: GA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- cambridgeretirementpartners.org
- Facebook @CAMBRIDGE-WEALTH-ADVISORS-LLC

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $156,000,000 | 2 | April 26, 2022 |
| October 2023 | $143,362,237 | 2 | May 9, 2023 |
| October 2024 | $171,077,030 | 2 | March 1, 2024 |
| October 2025 | $211,124,983 | 2 | January 22, 2025 |
| October 2026 | $237,029,977 | 2 | March 3, 2026 |

Regulatory assets under management: $156,000,000 in the October 2022 data and $237,029,977 in the October 2026 data, up 52%.
Total employees: 2 in October 2022 and 2 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $211,124,983 to $237,029,977 (+12%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cambridge Retirement Partners (CRD 148889): Form ADV filing data as of October 2026.