# Cambridge Advisors Inc

> Cambridge Advisors Inc is an SEC-registered investment advisory firm in Omaha, NE, registered since 1990, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 19, 2026.

- CRD: 104851
- Filed as: CAMBRIDGE ADVISORS INC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Omaha, NE
- Filing period: October 2026
- Form ADV filing dated: March 19, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/104851
- AdvisorCensus page: https://advisorcensus.com/firm/cambridge-advisors-inc-omaha-ne-104851

## Quick answers

**How is Cambridge Advisors Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Cambridge Advisors Inc reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is Cambridge Advisors Inc located?**
Cambridge Advisors Inc's principal office is in Omaha, NE, according to its Form ADV.

**Is Cambridge Advisors Inc registered with the SEC or a state?**
Cambridge Advisors Inc is an SEC-registered investment advisory firm, registered since 1990. Status as filed: Approved. CRD 104851.

**How much does Cambridge Advisors Inc manage?**
Cambridge Advisors Inc reports $693,511,589 in regulatory assets under management in its Form ADV filing dated March 19, 2026 (97% discretionary).

**How have Cambridge Advisors Inc's assets and staff changed since 2021?**
In the Form ADV data for Cambridge Advisors Inc: Regulatory assets under management: $538,309,000 in the October 2021 data and $693,511,589 in the October 2026 data, up 29%. Total employees: 6 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Cambridge Advisors Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (174); high net worth individuals (99); charitable organizations (8).

**Which custodians does Cambridge Advisors Inc use?**
Cambridge Advisors Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Cambridge Advisors Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/104851

**Does Cambridge Advisors Inc state an account minimum?**
Its Form ADV Part 2A brochure dated March 19, 2026 says: "Our stated investment minimum for new clients is $500,000 but may be waived by the portfolio manager at their discretion with approval by an Officer. This minimum is across the client relationship and not for each account."

**What changed in Cambridge Advisors Inc's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $621,960,531 to $693,511,589 (+12%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 19, 2026)

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> Our stated investment minimum for new clients is $500,000 but may be waived by the portfolio manager at their discretion with approval by an Officer. This minimum is across the client relationship and not for each account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $693,511,589
- Discretionary: $669,745,182
- Non-discretionary: $23,766,407

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 174 | $67,501,850 |
| High net worth individuals | 99 | $287,733,080 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 6 | $33,344,743 |
| Charitable organizations | 8 | $304,931,916 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 1990 (36 years)
- Employees: 6 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CO, IA, MN, MO, NE, OH, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- cambridgeadvisors.net
- Facebook @CambridgeAdvisorsInc
- LinkedIn @cambridge-advisors-inc-
- X @CambridgeOmaha

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $538,309,000 | 6 | March 17, 2021 |
| October 2022 | $621,580,369 | 5 | March 22, 2022 |
| October 2023 | $530,481,642 | 5 | August 17, 2023 |
| October 2024 | $557,918,561 | 5 | February 23, 2024 |
| October 2025 | $621,960,531 | 6 | March 4, 2025 |
| October 2026 | $693,511,589 | 6 | March 19, 2026 |

Regulatory assets under management: $538,309,000 in the October 2021 data and $693,511,589 in the October 2026 data, up 29%.
Total employees: 6 in October 2021 and 6 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $621,960,531 to $693,511,589 (+12%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Cambridge Advisors Inc (CRD 104851): Form ADV filing data as of October 2026.