# Calder Financial LLC

> Calder Financial LLC is an SEC-registered investment advisory firm, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 3, 2026.

- CRD: 290616
- Filed as: CALDER FINANCIAL LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: February 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/290616
- AdvisorCensus page: https://advisorcensus.com/firm/calder-financial-llc-290616

## Quick answers

**How is Calder Financial LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Calder Financial LLC reports these compensation arrangements: a percentage of assets under its management.

**How much does Calder Financial LLC charge?**
Its Form ADV Part 2A brochure dated February 3, 2026 states: Up to $500,000: 1% a year; $500,001 to $1,000,000: 0.9% a year; $1,000,001 to $1,500,000: 0.7% a year; $1,500,001 to $2,000,000: 0.55% a year; Above $2,000,001: 0.4% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Is Calder Financial LLC registered with the SEC or a state?**
Calder Financial LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 290616.

**How much does Calder Financial LLC manage?**
Calder Financial LLC reports $134,762,591 in regulatory assets under management in its Form ADV filing dated February 3, 2026 (100% discretionary).

**How have Calder Financial LLC's assets and staff changed since 2024?**
In the Form ADV data for Calder Financial LLC: Regulatory assets under management: $109,752,056 in the October 2024 data and $134,762,591 in the October 2026 data, up 23%. Total employees: 2 in October 2024 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Calder Financial LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (54); individuals (other than high net worth individuals) (49).

**Which custodians does Calder Financial LLC use?**
Calder Financial LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab and Co. LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Calder Financial LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/290616

**Does Calder Financial LLC state an account minimum?**
Its Form ADV Part 2A brochure dated February 3, 2026 says: "We offer investment advisory services to individuals and high net worth individuals. In general, we do not require a minimum dollar amount to open and maintain an advisory account."

**What changed in Calder Financial LLC's recent Form ADV filings?**
In the March 2026 filing data: Regulatory assets under management went from $117,980,172 to $134,762,591 (+14%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated February 3, 2026)

- Up to $500,000: 1% a year
- $500,001 to $1,000,000: 0.9% a year
- $1,000,001 to $1,500,000: 0.7% a year
- $1,500,001 to $2,000,000: 0.55% a year
- Above $2,000,001: 0.4% a year

> Our fee for portfolio management services is based on a percentage of the assets in your account and is set forth in the following annual fee schedule:

> Under $500,000 1.00% $500,001 to $1,000,000 0.90% $1,000,001 to $1,500,000 0.70% $1,500,001 to $2,000,000 0.55% $2,000,001 and Above 0.40%

- Account minimum: None

> We offer investment advisory services to individuals and high net worth individuals. In general, we do not require a minimum dollar amount to open and maintain an advisory account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab and Co. LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $134,762,591
- Discretionary: $134,762,591
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 49 | $20,545,927 |
| High net worth individuals | 54 | $114,216,664 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2024 (2 years)
- Employees: 2 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: PA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- calderfinancial.net

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $109,752,056 | 2 | April 9, 2024 |
| October 2025 | $117,980,172 | 2 | January 27, 2025 |
| October 2026 | $134,762,591 | 2 | February 3, 2026 |

Regulatory assets under management: $109,752,056 in the October 2024 data and $134,762,591 in the October 2026 data, up 23%.
Total employees: 2 in October 2024 and 2 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Regulatory assets under management went from $117,980,172 to $134,762,591 (+14%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Calder Financial LLC (CRD 290616): Form ADV filing data as of October 2026.